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Tampa Bankruptcy Law Blog

Personal Bankruptcy

Tampa personal bankruptcy attorney news, personal bankruptcy information and bankruptcy FAQ. Credit recovery bankruptcy help and bankruptcy filing tips from personal bankruptcy lawyers.

Three Important Things to Know about Bankruptcy and Taxes

Things To Know About Bankruptcy And Taxes In Florida.

Bankruptcy offers relief when debts have gotten out of control. Chapter 7 bankruptcy results in a discharge of certain debts, which means creditors must stop pursuing you for payment and you’re no longer legally obligated to pay the debts. Unfortunately, there are some debts that aren’t treated the same as others in bankruptcy, which means […]

What Happens When You are Sued for a Debt?

Sued For A Debt In Tampa, Florida.

If you’ve been served with a notice from a creditor that you’re being taken to court over a debt, you aren’t alone. Being sued for a debt is actually one of the most common reasons people are sued. But as common as it might be, it’s still scary when it happens to you. What does […]

Why Researching Bankruptcy Online Could Be a Mistake

Researching Bankruptcy Online Could Be A Mistake.

In this day and age, the first place we turn for information is the internet. It’s convenient, free, and easy, but it’s not always the best place to have your questions answered. This is often the case with bankruptcy. Though there’s a great deal of valuable and factual information online concerning bankruptcy and all the […]

Why the Meeting of Creditors is the Scariest Part of Bankruptcy

Meeting Of Creditors And Bankruptcy Tampa, Florida.

Filing for bankruptcy is a scary experience, but within the entire process from start to finish, the 341 Meeting of Creditors is perhaps the most daunting. The idea of coming face to face with people who are trying to collect on a debt is understandably intimidating. How can you make the 341 Meeting of Creditors […]

How Do You Benefit from the Automatic Stay?

Bankruptcy And The Automatic Stay Florida.

Bankruptcy offers a variety of benefits. One of the most important is the automatic stay. Bankruptcy’s automatic stay stops bill collectors from pursuing you. It stops all collection efforts, including those related to your home mortgage. The automatic stay continues throughout the entirety of your bankruptcy, so once you file, you will no longer be […]

The Secret Trick for Making the Most of Bankruptcy Exemptions

When you file for bankruptcy you take a risk. You’re risking that the choice you’re making now will improve your financial future. The good news is for most people that risk pays off. They not only take a lot of the pressure off themselves as soon as they file, they also set themselves up for […]

How Bankruptcy Protects Your Wages

People have many reasons for not filing for bankruptcy and the majority of them are linked to fear. Fear of friends and family finding out… fear of destroying their credit… fear of losing their homes. They might even fear that any money they earn after bankruptcy will be taken from them and given to their […]

When you file for bankruptcy a trustee is assigned to your case. This person is not there to help you. As a matter of fact, the trustee’s main responsibility is to take money and assets from you and pass it along to your creditors. The more money that is taken for creditors the more the […]

How Bankruptcy Can Help You Deal with Debt Collectors

Debt comes with a great deal of baggage, especially when you’re overwhelmed by it. Nobody wants to have debt, but an affordable mortgage or car payment each month is manageable and considered “the norm.” However, when you have so much debt that you barely have enough to afford you’re living expenses each month, or that […]

Bankruptcy Without a Lawyer Bankruptcy is a legal matter. Like all legal matters, you have the right to represent yourself in court when filing for bankruptcy. Some people choose to do so because they believe it will save them money. Others file on their own for the simple fact they think it’s easy and will […]

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Tampa Bankruptcy Law Blog

Understanding the Florida Means Test Rules This Year

The Florida means test determines whether you qualify for Chapter 7 bankruptcy by comparing your income to the state median...
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The Rise of “Buy Now, Pay Later” Troubles: Managing BNPL Debt Risks

BNPL can lead to hidden debt by splitting purchases into multiple payments across different accounts, making it easy to lose...
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The Connection Between Rent Increases and Consumer Filings in Tampa

Rent increases in the Tampa area have changed how many households manage their finances. What used to be a manageable...
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How to Plan for Post-Filing Credit Rebuilding Steps

After a bankruptcy filing, your credit report reflects the significant changes that have just occurred. You’ve discharged debts, but the...
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When Your Credit Score Drops Suddenly: Identifying Debt Misreporting Errors

Has your credit score suddenly dropped, and you have no idea what caused it? A sudden credit score drop is...
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What Tampa Borrowers Should Know About Auto Loan Deficiency

Do you own a vehicle in Tampa? Are you thinking about financing one? There’s a risk that often catches people...
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Understanding Your Florida Protected Property Rights in Chapter 7

If you’re dealing with overwhelming debt, you might be wondering if bankruptcy could help. I often speak with people who...
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How Long Consumer Debt Stays on Your Record

Millions of people have some form of consumer debt, like credit cards, personal loans, or medical bills. Debt can be...
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A Renter’s Guide to Lease-Related Debt Solutions

Most people associate serious debt problems with large mortgages, not rent. Unfortunately, many people’s biggest financial stress comes from a...
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A Practical Guide to Secured vs. Unsecured Repayment Priorities

When you’re behind on bills, paying the wrong debt first can cost you your car or even your home. Here’s...
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Tampa, FL 33606
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St. Petersburg, FL 33701
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Lutz, FL 33559
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