Tampa Bankruptcy Law Blog

One of the first decisions you’ll make when you file for bankruptcy is whether to choose Chapter 7 or Chapter 13. How do you know which is the better option? The filing process begins with a means test. This determines if you even qualify you for Chapter 7, but even if you pass the means […]

The BAPCA is the acronym for The Bankruptcy Abuse Prevention and Consumer Protection Act. It was passed into effect in 2005 and resulted in a number of changes to the existing bankruptcy laws. The law made it more difficult to file for bankruptcy, which was done in an attempt to prevent people from filing multiple […]

Single parents face all of the challenges of couple parenting together, but they have the added struggle of doing it on their own. And unfortunately, far too often, these challenges are financial. Financial difficulties are one of the most common issued faced by single parents. Single parents must manage all of the usual expenses of […]

Custody can be one of the most heated issues in a divorce or in any family where both parents aren’t living under one roof. And in most cases, parents will want to do all they can to protect their right to custody. But what if you’re facing mounting financial challenges and bankruptcy has become one […]

Financial challenges can come at any point in life. Many younger people are struggling with money because of student loan debt, while people in their prime earning years might find themselves laid off from a job and embarking on a whole new life. It’s even possible to face financial struggles later in life, just as […]

When you’ve fallen behind on a debt, creditors have the option of filing for a judgement against you. This means the court will grant the creditor permission to take certain steps to collect their debt. Essentially, a creditor with a judgement against you has more power and can pursue third-party methods of collection, such as […]

Having a judgement filed against you is one of the most intimidating parts of dealing with debt. For most people, a judgement comes from ongoing financial struggles or is related to an invalid debt. In the latter case, a judgement means you neglected to fight back against a debt collector pursing a debt you were […]

If you’re like most people, your divorce was one of the most frustrating experiences of your life. Even under the best of circumstances, where you and your spouse both agreed to the divorce and the majority of decisions concerning the end of your marriage, the process can still be daunting. The completion of a divorce […]

Bankruptcy can help you alleviate a variety of financial problems, both directly and indirectly. Many people assume that bankruptcy is just to help you get rid of credit card debt, but this is not the case at all. People opt to file for a variety of reasons, ranging from medical debt to consumer debt to […]

Ask the average person whether or not they want to file for bankruptcy and chances are the response will be they’d rather avoid it. Some people even consider it the worst thing that can happen to them. Unfortunately, this attitude toward bankruptcy not only makes people who do choose to file uncomfortable, it means a […]