Tampa Bankruptcy Law Blog

How Do You Benefit from the Automatic Stay?

Law Offices of Robert M. Geller, P.A.

May 26th, 2018

Debt Collection, Personal Bankruptcy

Bankruptcy offers a variety of benefits. One of the most important is the automatic stay. Bankruptcy’s automatic stay stops bill collectors from pursuing you. It stops all collection efforts, including those related to your home mortgage. The automatic stay continues throughout the entirety of your bankruptcy, so once you file, you will no longer be […]

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What Happens If I Ignore Collection Efforts?

Law Offices of Robert M. Geller, P.A.

Nov 21st, 2017

Debt Collection

Despite being one of the worst methods to take in dealing with debt, plenty of people ignore collection efforts against them. Of course, wanting to hide from a debt is understandable. If you cannot afford to pay it, you are concerned your problem is getting worse and you don’t know what to do, or you […]

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Need Help Dealing with Aggressive Debt Collectors? Read This!

Law Offices of Robert M. Geller, P.A.

Nov 11th, 2016

Debt Collection, Debt Relief

There are plenty of things debt collectors can do to collect money owed to them, but there are also limitations. Aggressive debt collection is controlled by the law and if a debt collector oversteps his or her boundaries, there are actions you can take. Even if a debt is legitimate and you are behind on […]

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Tags: debt, debt attorney, debt collectors, debt harassment, Debt relief, Tampa Bankruptcy Lawyers

What is the Debt Settlement Option?

Law Offices of Robert M. Geller, P.A.

Nov 11th, 2016

Debt Collection, Debt Relief, Debtor Rights

Financial problems come in all shapes and sizes, as do the options for resolving those financial problems. For some people the right option is to create a stricter budget and stick to it. For others, bankruptcy is the only feasible way out from under a mountain of debt. And for others still, settling debt might […]

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Tags: debt, debt collectors, debt harassment, debt settlement

Is Debtor’s Prison Still a Threat in Modern Day America?

Law Offices of Robert M. Geller, P.A.

Apr 19th, 2016

Debt Collection

There was a time when falling behind on debts and not paying creditors could land a person in jail. Nowadays, debts can still be stressful, but nobody goes to jail because they fail to pay a credit card bill. Or do they…? America has abolished debtors’ prison and creditors now have a limited number of […]

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Tags: consumer debt, credit card debt, debt, debt collectors, debtor rights, overwhelming debt, Strike Debt

What Should I Know about Repossession?

Law Offices of Robert M. Geller, P.A.

Feb 15th, 2016

Debt Collection

Falling behind on payments on a vehicle can be a frightening experience especially if the lender notifies you of intent to repossess. Most of us realize when we purchase a new vehicle that repossession is a possibility, but we skim the portion of the sales contract assuming it will never happen to us. But what […]

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Tags: bankruptcy, Bankruptcy Attorney, debt collectors, Repossession

Tampa Bankruptcy Law Blog

What is the “Wild Card Bankruptcy Exemption”?

Personal Bankruptcy

What is the “Wild Card Bankruptcy Exemption”?

By Law Offices of Robert M. Geller, P.A. / September 18, 2018

There are a lot of terms that arise when you’re considering bankruptcy. It’s important to understand what each thing means...

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Will Filing for Bankruptcy Help You Remove a Court Ordered Judgment?

Personal Bankruptcy

Will Filing for Bankruptcy Help You Remove a Court Ordered Judgment?

By Law Offices of Robert M. Geller, P.A. / September 12, 2018

A court ordered judgment against you related to debt can wreak havoc on your life, but it might be possible...

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Understanding Credit: What Factors Affect Your Score

Personal Bankruptcy

Understanding Credit: What Factors Affect Your Score

By Law Offices of Robert M. Geller, P.A. / September 6, 2018

Dealing with financial problems can be one of the most difficult challenges you’ll ever face. Not only is it overwhelming,...

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Health Issues Drove Me to Bankruptcy and I’m Still Getting Medical Bills: Can Bankruptcy Help?

Personal Bankruptcy

Health Issues Drove Me to Bankruptcy and I’m Still Getting Medical Bills: Can Bankruptcy Help?

By Law Offices of Robert M. Geller, P.A. / September 4, 2018

Medical issues are one of the most common reasons people file for bankruptcy. In most cases, health emergencies arise unexpectedly...

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Is Filing for Chapter 7 Bankruptcy a Bad Idea?

Is Filing for Chapter 7 Bankruptcy a Bad Idea?

By Law Offices of Robert M. Geller, P.A. / August 29, 2018

If you’ve been dealing with financial challenges for an extended period of time, chances are you’ve considered bankruptcy. Most people...

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Can Bankruptcy Raise Your Credit Score? You Bet!

Personal Bankruptcy

Can Bankruptcy Raise Your Credit Score? You Bet!

By Law Offices of Robert M. Geller, P.A. / August 23, 2018

One of the primary concerns people have when filing for bankruptcy is whether or not doing so will affect their...

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Can Filing for Bankruptcy Affect Your Social Security Benefits?

Personal Bankruptcy

Can Filing for Bankruptcy Affect Your Social Security Benefits?

By Law Offices of Robert M. Geller, P.A. / August 22, 2018

Many people rely on social security benefits to pay their bills. Unfortunately, it can be difficult to make ends meet,...

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What to Do If a Creditor Tries to Collect after Your Bankruptcy Case Closes

Personal Bankruptcy

What to Do If a Creditor Tries to Collect after Your Bankruptcy Case Closes

By Law Offices of Robert M. Geller, P.A. / August 21, 2018

Bankruptcy is one of the best options available if you’re experiencing serious financial struggles. It can provide you with relief...

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How Bankruptcy Can Help You If You are Facing Foreclosure

Foreclosure

How Bankruptcy Can Help You If You are Facing Foreclosure

By Law Offices of Robert M. Geller, P.A. / August 15, 2018

Owning a home is part of the American dream and losing that home through foreclosure is a nightmare. Mortgage foreclosure...

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How Can Undue Hardship Help You in Bankruptcy If You’re Dealing with Student Loan Debt?

Personal Bankruptcy

How Can Undue Hardship Help You in Bankruptcy If You’re Dealing with Student Loan Debt?

By Law Offices of Robert M. Geller, P.A. / August 15, 2018

Despite millions of Americans struggling with student loan debt and a good deal of them defaulting on or at risk...

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At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., we help people with consumer bankruptcy matters in the Tampa Bay-St. Petersburg, Florida communities such as Clearwater, St. Petersburg, Tampa, Thonotosassa, Riverview, Lutz, Plant City, Brandon, Carrollwood, Wesley Chapel, St. Petersburg Beach, Lakeland, Mulberry, Dade City, Pinellas Park, Largo, Seminole, Odessa, Oldsmar and Lithia, and counties such as Hillsborough County, Pinellas County, Pasco County, Polk County and Manatee County.