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Russell Muncey’s Testimonial

Transcription: 

00:00 [Music] 00:03 my name is Russ Muncie I came to this
00:07 firm back in January I believe and I had
00:13 I had no choice but to file for
00:17 bankruptcy my financials were being paid
00:21 and everything but I got sued from a car
00:24 accident and I owed and 72,000 which
00:28 meant that my driver’s license was now
00:31 not good unless I paid that off and
00:34 there was no way I could pay I was on
00:37 Social Security and that was it I also
00:41 had to pay my other bills but the credit
00:46 cards they had 6,000 that’s maxed out
00:50 and all I was doing is paying the
00:54 monthly charge for the credit card but
00:59 nothing but nothing after that I you
01:04 know I was I was just behind the
01:07 eight-ball money was going out for
01:09 nothing and so I decided to get
01:12 bankruptcy and then went online I looked
01:15 up some lawyer firms I got ahold of this
01:18 one I enjoyed what they said and so we
01:21 set up the bankruptcy procedure it was
01:25 just a matter of getting some paperwork
01:29 together some information together on my
01:31 part and luckily they they did the other
01:37 so we filed for the bankruptcy and
01:43 finally it went through I had to go to
01:46 the federal building to get the final
01:49 court thing done and after that we I
01:57 waited and everything and finally the
01:59 bankruptcy did go through and approved
02:01 so that was a biggest relief right there
02:05 so that meant I could go down
02:07 get my driver’s license finally and I
02:10 went down there and I ran into a big
02:14 problem they kept giving me run around
02:15 this run around to that I had the
02:18 paperwork together at frame pop up put
02:21 together for me to take and he said
02:24 these should be the forms so that I got
02:27 there there’s a lot of confusion so I
02:29 had to call Frank Papa and Freight Papa
02:33 straightened them out say so I could get
02:36 my driver’s license which I did the
02:39 other thing I found out is that they
02:41 said I needed insurance so I not owners
02:46 insurance and so that’s four come to
02:51 find out that would be if I would drive
02:54 another car okay I didn’t have a car at
02:58 the time and so I went the other day and
03:02 try to get my attorney and my driver’s
03:04 license for an ID and they said I don’t
03:07 need insurance for my driver’s license
03:10 so that was a very good thing to my
03:13 credit score has gone up I’m up to about
03:17 623 right now and I’ve applied for
03:21 credit cards and we’ll see what goes on
03:24 with those so I believed in a year or
03:30 six to eight months my credit score
03:33 should be backed up there’s some kind of
03:35 normal right now it’s that good
03:39 and that’s what I enjoy so so I’m
03:45 applying for that my credit gets up a
03:47 little bit more I could find some work
03:50 then I plan to purchase a car or vehicle
03:54 to get around with I am disabled I’m in
03:58 a scooter wheelchair that’s the way I
04:02 get around right now taking the bus
04:04 everything but it’s okay
04:06 and I appreciate
04:11 the help I have received for for
04:17 everything that that was asked these
04:20 people really have affirmed here really
04:24 has a lot of experience in bankruptcy
04:28 and since they primarily do BEC
04:32 bankruptcy cases so that’s the best
04:36 thing right there they had the knowledge
04:38 and everything they know the ins and
04:40 outs and you know and the biggest things
04:44 I could have done it on my own but I
04:47 don’t think it would have been so much
04:48 of a headache for me to get that done so
04:52 you know this firm here they’ve done
04:56 beyond what I you know I thought that
05:00 would happen like calling up talking
05:04 about this or that and you know they
05:07 didn’t charge me for it or anything so
05:09 you know it’s the help that I received
05:12 beyond what say the contract was get in
05:17 here I’m very very happy and absolutely
05:21 I will recommend if anyone is asking
05:25 about or talking about financials and
05:32 so I would highly recommend that this
05:38 firm be be used you know anyone asked me
05:44 I will definitely tell them about this
05:46 place so thank you very much and that’s
05:51 all I have
05:54 [Music]

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