CALL FOR A FREE
INITIAL CONSULTATION
813.254.5696

BRIDGING YOU TO A BRIGHTER FUTURE

Tampa FL Chapter 7 Bankruptcy Lawyer

When individuals think of filing for bankruptcy protection, they are usually thinking about filing under Chapter 7 of the Bankruptcy Code. At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., we help people file for Chapter 7 bankruptcy. Despite what you may have been told or what you have heard, Chapter 7 is an available option for many individuals. Since, the bankruptcy laws were amended in October 2005, our firm has filed many Chapter 7 cases. In most cases, they were not required to pay anything back to their creditors.

Our law firm has been providing bankruptcy services since 1991. Our lawyers use experience and knowledge to seek the best possible outcome for clients. We help determine if you are qualified for Chapter 7 by completing the required means test and other paperwork. Once we have filed the documents with the bankruptcy court, all creditor harassment, garnishments, foreclosure actions and lawsuits must stop. Our attorneys assist our clients in utilizing all available exemptions under the Bankruptcy Code so that they can keep as many of their assets as allowed.

How Chapter 7 Works

Chapter 7 may get rid of most, if not all, of your debt without repayment. In a Chapter 7 bankruptcy, a Petition is filed with the court. Approximately 30 days later, the client has a meeting with the trustee known as a 341 hearing. An attorney from our firm goes with you to the meeting. Before you have this meeting, members of our firm will make you familiar with what occurs and what questions you are asked. Approximately 120 days after the petition is filed the client receives a discharge. A discharge is a court order that prohibits the creditors from ever collecting the debt and, it releases the client from the financial obligation of the debt. In Chapter 7, you may be able to keep all of your assets, your home, and your vehicle.

What Can I Keep under Chapter 7 Bankruptcy?

Under Chapter 7, what an individual can keep may depend on a number of different factors. Members of our firm assist you in determining the assets that are protected from liquidation by the Chapter 7 trustee. Generally, individuals who do not have a homestead are permitted to keep up to $5,000.00 in personal property. Individuals who own a home may be more limited. However, because exemptions laws are based on how long you have lived in the State of Florida and other factors, it is important that our attorneys assist you with determining what assets you may keep.

Benefits of Chapter 7

In addition to stopping creditor harassment, other benefits of a Chapter 7 filing include the speed at which everything can be accomplished and the opportunities it can afford to rebuild your credit faster than would be possible if you did not file. A Chapter 7 bankruptcy may immediately stop a wage garnishment, bank garnishments, or driver’s license suspension.

Contact a Bankruptcy Lawyer

To learn more about Chapter 7 bankruptcy and whether it is the right path for you, contact our Tampa, Florida, law firm. Call us at 813-254-5696 to schedule a free initial consultation. Attorney Robert M. Geller is a certified specialist in Consumer Bankruptcy Law by the American Board of Certification *.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

* Accredited by The Florida Bar to certify lawyers in the specialty area(s) of consumer bankruptcy law.

Tampa Bankruptcy Law Blog

Automatic Stay and Bankruptcy: What it Will and Won’t Do

Bankruptcy Automatic Stay The automatic stay is what pushes many people into filing for bankruptcy. They might be headed in...
Read More
Tips for Protecting Your Home in Chapter 13 Bankruptcy

Tips for Protecting Your Home in Chapter 13 Bankruptcy

Protecting a Home in Chapter 13 Bankruptcy Protecting a home is one of the primary reasons people file for Chapter...
Read More
Is It OK to Schedule a Yard Sale before Filing for Bankruptcy: How Selling Your Stuff Can Get You into Trouble

Is It OK to Schedule a Yard Sale before Filing for Bankruptcy: How Selling Your Stuff Can Get You into Trouble

Transferring or selling assets before bankruptcy There are plenty of ways someone dealing with financial problems can make money and...
Read More

Why Might Chapter 13 Be Unsuccessful?

Chapter 13 Bankruptcy Failures Filing for bankruptcy can be one of the smartest decisions you ever make and bring massive...
Read More

What to Do If You Skip a Creditor When Filing for Bankruptcy

Bankruptcy Schedule Mistakes Mistakes are made all the time in life, but when you make a mistake in bankruptcy it...
Read More
How Much Time Will Your Bankruptcy Take?

How Much Time Will Your Bankruptcy Take?

Does Bankruptcy Take a Long Time? If you’re facing financial challenges and ongoing harassment by creditors, the last thing you...
Read More

How to Stop a Debt Collector from Wreaking Havoc on Your Life

Creditor Harassment, Debt Collectors There’s no denying it: debt collectors can create a significant disturbance in your life. They’re annoying,...
Read More
What Happens After Bankruptcy Discharge?

What Happens After Bankruptcy Discharge?

Bankruptcy Discharge One of the most exciting things that will happen to you when you file for bankruptcy is receiving...
Read More
What Should You Disclose in Your Bankruptcy Filing?

What Should You Disclose in Your Bankruptcy Filing?

Bankruptcy Disclosure Laws If you’re about to file for bankruptcy or you’ve begun the process of filing, you already know...
Read More
What You Should Do If a Creditor Sues You

What You Should Do If a Creditor Sues You

What to do if a creditor sues Receiving notice you’re being sued by a creditor can be one of the...
Read More

Contact Us

We are A Debt Relief Agency.
We help people file for
bankruptcy under the Bankruptcy Code

Pay OnlineBankruptcy Courses

comodoavvo1avvo2avvo3LEA

Tampa Office

$Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405


Tampa Bankruptcy Lawyers Map

St. Petersburg Office

$Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G

St. Petersburg, FL 33701
T: (727) 532-3939


Map and Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320





Maps & Directions

At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., we help people with consumer bankruptcy matters in the Tampa Bay-St. Petersburg,  Florida communities such as Clearwater,     St. Petersburg, Tampa, Thonotosassa, Riverview, Lutz, Plant City, Brandon, Carrollwood, Wesley Chapel, St. Petersburg Beach, Lakeland, Mulberry, Dade City, Pinellas Park, Largo, Seminole, Odessa, Oldsmar and Lithia, and counties such as Hillsborough County, Pinellas County, Pasco County, Polk County and Manatee County.