CALL FOR A FREE
INITIAL CONSULTATION
813.254.5696

BRIDGING YOU TO A BRIGHTER FUTURE

Tampa FL Chapter 7 Bankruptcy Lawyer

When individuals think of filing for bankruptcy protection, they are usually thinking about filing under Chapter 7 of the Bankruptcy Code. At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., we help people file for Chapter 7 bankruptcy. Despite what you may have been told or what you have heard, Chapter 7 is an available option for many individuals. Since, the bankruptcy laws were amended in October 2005, our firm has filed many Chapter 7 cases. In most cases, they were not required to pay anything back to their creditors.

Our law firm has been providing bankruptcy services since 1991. Our lawyers use experience and knowledge to seek the best possible outcome for clients. We help determine if you are qualified for Chapter 7 by completing the required means test and other paperwork. Once we have filed the documents with the bankruptcy court, all creditor harassment, garnishments, foreclosure actions and lawsuits must stop. Our attorneys assist our clients in utilizing all available exemptions under the Bankruptcy Code so that they can keep as many of their assets as allowed.

How Chapter 7 Works

Chapter 7 may get rid of most, if not all, of your debt without repayment. In a Chapter 7 bankruptcy, a Petition is filed with the court. Approximately 30 days later, the client has a meeting with the trustee known as a 341 hearing. An attorney from our firm goes with you to the meeting. Before you have this meeting, members of our firm will make you familiar with what occurs and what questions you are asked. Approximately 120 days after the petition is filed the client receives a discharge. A discharge is a court order that prohibits the creditors from ever collecting the debt and, it releases the client from the financial obligation of the debt. In Chapter 7, you may be able to keep all of your assets, your home, and your vehicle.

What Can I Keep under Chapter 7 Bankruptcy?

Under Chapter 7, what an individual can keep may depend on a number of different factors. Members of our firm assist you in determining the assets that are protected from liquidation by the Chapter 7 trustee. Generally, individuals who do not have a homestead are permitted to keep up to $5,000.00 in personal property. Individuals who own a home may be more limited. However, because exemptions laws are based on how long you have lived in the State of Florida and other factors, it is important that our attorneys assist you with determining what assets you may keep.

Benefits of Chapter 7

In addition to stopping creditor harassment, other benefits of a Chapter 7 filing include the speed at which everything can be accomplished and the opportunities it can afford to rebuild your credit faster than would be possible if you did not file. A Chapter 7 bankruptcy may immediately stop a wage garnishment, bank garnishments, or driver’s license suspension.

Contact a Bankruptcy Lawyer

To learn more about Chapter 7 bankruptcy and whether it is the right path for you, contact our Tampa, Florida, law firm. Call us at 813-254-5696 to schedule a free initial consultation. Attorney Robert M. Geller is a certified specialist in Consumer Bankruptcy Law by the American Board of Certification *.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

* Accredited by The Florida Bar to certify lawyers in the specialty area(s) of consumer bankruptcy law.

Tampa Bankruptcy Law Blog

Debt Resolution, Surprising Facts about Bankruptcy

Debt Resolution, Surprising Facts about Bankruptcy

On the August 9, 2019 episode of Tampa Home Talk, Tampa Bankruptcy Lawyer, Robert Geller joined to show to answer...
Read More
Should You Be Afraid of Bankruptcy?

Should You Be Afraid of Bankruptcy?

Bankruptcy has a bad reputation. People do all they can to avoid filing and even those who have never considered...
Read More
Tips for Testifying at Your Bankruptcy Hearing

Tips for Testifying at Your Bankruptcy Hearing

Testifying at a Bankruptcy Hearing - 341 Meeting of Creditors One of the most intimidating aspects of filing for bankruptcy...
Read More
Bankruptcy Dictionary: Terms You Need to Know Before You File

Bankruptcy Dictionary: Terms You Need to Know Before You File

Bankruptcy Terminology One of the most challenging things about filing for bankruptcy is understanding the language associated with it. It’s...
Read More
What Causes Bankruptcy: The Answer is Never Simple

What Causes Bankruptcy: The Answer is Never Simple

There are many reasons that people need to file bankruptcy. People file for bankruptcy for a variety of reasons. There...
Read More
Common Misunderstandings about Chapter 13 Bankruptcy

Common Misunderstandings about Chapter 13 Bankruptcy

If there’s one thing that’s true about bankruptcy, it’s that there are a lot of misconceptions out there about the...
Read More
What Post-Bankruptcy Life REALLY Looks Like

What Post-Bankruptcy Life REALLY Looks Like

Life after Bankruptcy The idea of living without debt is the dream of many. This is especially true for those...
Read More
Five Things You Should Know Before Filing for Bankruptcy

Five Things You Should Know Before Filing for Bankruptcy

5 Factors that Affect Bankruptcy Filing Bankruptcy can be a scary step, but it’s one that can significantly improve your...
Read More
Getting a Chapter 13 Discharge without Completing Your Payment Plan: What You Need to Know

Getting a Chapter 13 Discharge without Completing Your Payment Plan: What You Need to Know

Chapter 13 Bankruptcy Discharge and Non Completion of a Payment Plan When you file for Chapter 13 bankruptcy you’ll be...
Read More
How Do You “Declare Bankruptcy”?

How Do You “Declare Bankruptcy”?

Declaring Bankruptcy There’s a lot of misinformation regarding bankruptcy. It’s unfortunate because many people who are struggling financially could benefit...
Read More

Contact Us

Search Website

Request a FREE Consultation

For The Next 5 Days Get A Free Book About Bankruptcy


 
comodoavvo1
avvo2avvo3LEA

We are A Debt Relief Agency.
We help people file for
bankruptcy under the Bankruptcy Code

Pay Online   Bankruptcy Courses   

Tampa Office

$Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405


Tampa Law Office Map

St. Petersburg Office

$Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G

St. Petersburg, FL 33701
T: (727) 532-3939


Map and Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320





Maps & Directions

At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., we help people with consumer bankruptcy matters in the Tampa Bay-St. Petersburg,  Florida communities such as Clearwater,     St. Petersburg, Tampa, Thonotosassa, Riverview, Lutz, Plant City, Brandon, Carrollwood, Wesley Chapel, St. Petersburg Beach, Lakeland, Mulberry, Dade City, Pinellas Park, Largo, Seminole, Odessa, Oldsmar and Lithia, and counties such as Hillsborough County, Pinellas County, Pasco County, Polk County and Manatee County.