CALL FOR A FREE
INITIAL CONSULTATION
813.254.5696

BRIDGING YOU TO A BRIGHTER FUTURE

Tampa FL Chapter 7 Bankruptcy Lawyer

When individuals think of filing for bankruptcy protection, they are usually thinking about filing under Chapter 7 of the Bankruptcy Code. At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., we help people file for Chapter 7 bankruptcy. Despite what you may have been told or what you have heard, Chapter 7 is an available option for many individuals. Since, the bankruptcy laws were amended in October 2005, our firm has filed many Chapter 7 cases. In most cases, they were not required to pay anything back to their creditors.

Our law firm has been providing bankruptcy services since 1991. Our lawyers use experience and knowledge to seek the best possible outcome for clients. We help determine if you are qualified for Chapter 7 by completing the required means test and other paperwork. Once we have filed the documents with the bankruptcy court, all creditor harassment, garnishments, foreclosure actions and lawsuits must stop. Our attorneys assist our clients in utilizing all available exemptions under the Bankruptcy Code so that they can keep as many of their assets as allowed.

How Chapter 7 Works

Chapter 7 may get rid of most, if not all, of your debt without repayment. In a Chapter 7 bankruptcy, a Petition is filed with the court. Approximately 30 days later, the client has a meeting with the trustee known as a 341 hearing. An attorney from our firm goes with you to the meeting. Before you have this meeting, members of our firm will make you familiar with what occurs and what questions you are asked. Approximately 120 days after the petition is filed the client receives a discharge. A discharge is a court order that prohibits the creditors from ever collecting the debt and, it releases the client from the financial obligation of the debt. In Chapter 7, you may be able to keep all of your assets, your home, and your vehicle.

What Can I Keep under Chapter 7 Bankruptcy?

Under Chapter 7, what an individual can keep may depend on a number of different factors. Members of our firm assist you in determining the assets that are protected from liquidation by the Chapter 7 trustee. Generally, individuals who do not have a homestead are permitted to keep up to $5,000.00 in personal property. Individuals who own a home may be more limited. However, because exemptions laws are based on how long you have lived in the State of Florida and other factors, it is important that our attorneys assist you with determining what assets you may keep.

Benefits of Chapter 7

In addition to stopping creditor harassment, other benefits of a Chapter 7 filing include the speed at which everything can be accomplished and the opportunities it can afford to rebuild your credit faster than would be possible if you did not file. A Chapter 7 bankruptcy may immediately stop a wage garnishment, bank garnishments, or driver’s license suspension.

Contact a Bankruptcy Lawyer

To learn more about Chapter 7 bankruptcy and whether it is the right path for you, contact our Tampa, Florida, law firm. Call us at 813-254-5696 to schedule a free initial consultation. Attorney Robert M. Geller is a certified specialist in Consumer Bankruptcy Law by the American Board of Certification *.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

* Accredited by The Florida Bar to certify lawyers in the specialty area(s) of consumer bankruptcy law.

Tampa Bankruptcy Law Blog

Bankruptcy and Renting: What You Need to Know

Renting a home after bankruptcy There are plenty of people who rent their homes. Many of them are faced with...
Read More
Bankruptcy and Selling Assets: Can I Sell My Vehicle before I File?

Bankruptcy and Selling Assets: Can I Sell My Vehicle before I File?

Can a car be sold before filing for bankruptcy? Plenty of car owners face financial struggles and consider bankruptcy. It’s...
Read More
Your Bankruptcy Timeline: What You Need to Know Before, During, and After You File

Your Bankruptcy Timeline: What You Need to Know Before, During, and After You File

Timeline for Filing Bankruptcy Bankruptcy is not something anyone plans to do in his or her life, but once you’ve...
Read More
How Bankruptcy Affects a 401K Loan

How Bankruptcy Affects a 401K Loan

Bankruptcy affects all aspects of your life, including the money you’ve saved over the years. This is especially true if...
Read More
Five Keys to Post Bankruptcy Success

Five Keys to Post Bankruptcy Success

Post-Bankruptcy Actions in Florida to Help With Bankruptcy Success Bankruptcy is one of the best ways to make a fresh...
Read More
Bankruptcy and Identity Theft: What You Need to Know

Bankruptcy and Identity Theft: What You Need to Know

Identity theft can be one of the most devastating events in a person’s life. It disrupts all aspects of life,...
Read More
Managing Credit Card Debt: What Can Help You Get Things under Control

Managing Credit Card Debt: What Can Help You Get Things under Control

If you feel as if you are drowning in credit card debt and you aren’t sure where to find relief,...
Read More

My College Closed: Do I Need to Repay My Student Loans?

Though it might not happen to the world’s most famous universities, there are some colleges that go out of business....
Read More
Bankruptcy Overwhelm: Why Organizing Your Paperwork is So Important

Bankruptcy Overwhelm: Why Organizing Your Paperwork is So Important

Paperwork and Filing for Bankruptcy in Florida Filing for bankruptcy sounds simple enough, but it’s actually a complicated legal proceeding...
Read More
Bankruptcy Filers are at Risk for Scams: What You Can Do to Protect Yourself Post-Filing

Bankruptcy Filers are at Risk for Scams: What You Can Do to Protect Yourself Post-Filing

It’s a sad fact that no matter who you are or what your struggles in life include, there are people...
Read More

Contact Us

Search Website

Request a FREE Consultation

For The Next 5 Days Get A Free Book About Bankruptcy


 
comodo 10.0Robert Marc Geller
Robert Marc GellerClients’ ChoiceAward 2018 Robert Marc GellerReviewsout of 32 reviews LEA

We are A Debt Relief Agency.
We help people file for
bankruptcy under the Bankruptcy Code

Pay Online     Bankruptcy Courses    

Office Locations

$Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405
Maps & Directions


Tampa Law Office Map

St. Petersburg Office

$Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G

St. Petersburg, FL 33701
T: 727-532-3939
Maps & Directions


Map and Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
Maps & Directions


Maps & Directions

At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., we help people with consumer bankruptcy matters in the Tampa Bay-St. Petersburg,  Florida communities such as Clearwater,     St. Petersburg, Tampa, Thonotosassa, Riverview, Lutz, Plant City, Brandon, Carrollwood, Wesley Chapel, St. Petersburg Beach, Lakeland, Mulberry, Dade City, Pinellas Park, Largo, Seminole, Odessa, Oldsmar and Lithia, and counties such as Hillsborough County, Pinellas County, Pasco County, Polk County and Manatee County.