Living beyond one’s means is one of the most difficult financial challenges of the modern age. The easy availability of credit and our culture of consumerism encourages people to spend beyond their means. Living beyond one’s means is one of the main reasons for filing bankruptcy for credit card debt. Unfortunately, overspending is one of […]
Tampa Bankruptcy Law Blog
COVID Bankruptcy If you’re struggling to make ends meet and you feel as if your life is on hold because of COVID-19, you aren’t alone. Many people who have lost their jobs and are struggling financially feel as though they are in a holding pattern. Filing for COVID bankruptcy might help. And with such a […]
Ways to File for Bankruptcy Filing for bankruptcy is one of the best ways for many people to get their financial situation back on track. Nobody wants to spend their days pursued by creditors and dealing with ongoing financial burdens. That’s as true now as it’s ever been, especially when so many people are facing […]
File for Bankruptcy at Home It might surprise many people to learn that you can file for bankruptcy from home. Not only does this make filing safer and easier during the COVID-19 pandemic, but it also means that people who were home-bound prior to the outbreak are able to file. What do you need to […]
Bankruptcy Court Bankruptcy is a process that many people find intimidating. In part, this is because they must turn their financial information over to the court system. Bankruptcy court oversees your case when you file. Filers must operate within the letter of the bankruptcy law once they file. Understanding how the bankruptcy court system works […]
Bankruptcy Counseling Filing for bankruptcy is not an easy decision. For many, it’s their only option for getting the debt relief they need to start fresh and move forward in their lives. But even if you are sure bankruptcy is right for you, it can still be a confusing and intimidating process. There’s a lot […]
Medical Bankruptcy Healthcare costs are one of the biggest expenses modern-day Americans face. It leads many people to wonder if medical bankruptcy is an option. Even people who have health insurance often find themselves in serious debt after dealing with a medical crisis. And because of this, unpaid medical bills are one of the primary […]
CARES ACT Last week the president officially signed the CARES Act into law. The CARES Act, short for Coronavirus Aid, Relief and Economic Security Act, includes many provisions that affect bankruptcy cases. It also addresses bankruptcy payment plan modifications and federally backed residential mortgage loans and foreclosures and evictions. The following questions and answers will […]
COVID-19 Bankruptcy Information COVID-19, the new coronavirus, is affecting every aspect of our lives. For many, the pandemic has been especially burdensome financially. People across the country want to know what the short- and long-term ramifications of the virus will be on their bank accounts. Many are concerned COVID-19 could drive people into bankruptcy or […]
Partial Bankruptcy Is there such a thing as filing for partial bankruptcy? If you are dealing with just a single problem debt or your situation is temporary, is bankruptcy right for you? Every day people consider filing for bankruptcy. They might be drowning in credit card debt or they lost their jobs and their bills […]