It’s no secret that financial stress can damage a marriage. This is true under the best of circumstances, but the disagreements tend to be more heated when debt becomes an excessive burden. Maybe one of you thinks bankruptcy is a good idea, while the other wants to continue along the path you’ve been traveling with […]
Collection accounts can make an already difficult financial situation feel even more overwhelming. A debt that has gone to collections can create problems beyond the balance itself. Collection calls and letters can become a regular part of your life, and some debts eventually result in a lawsuit. Bankruptcy might put a stop to many of […]
Your credit report is a tool that helps you and others assess your financial situation. It’s important to review it prior to filing for bankruptcy. Occasionally, credit reports contain errors that muddy your financial situation. Reviewing your report before you begin the bankruptcy process ensures that everything is correct and helps your attorney better assess […]
Many people considering bankruptcy are surprised to learn the court oversees a specific process. Bankruptcy isn’t as simple as saying you’re bankrupt. You must file paperwork, that paperwork is reviewed by the court, and your creditors have an opportunity to state their case, as well. The good news is that an experienced bankruptcy attorney will […]
Many people put off filing for bankruptcy because they feel overwhelmed by their finances. If you’re struggling to keep up with bills, you may not know where to begin, let alone how to organize years of financial paperwork. The good news is that you don’t need a perfectly organized filing system before speaking with a […]
Many people filing for bankruptcy worry about what will happen to secured debts like car loans and mortgages. In Florida, bankruptcy does not automatically erase a secured loan if the lender still has a legal claim to the property tied to the debt. Instead, what happens depends on the type of bankruptcy you file, whether […]
Few financial situations feel more stressful than the possibility of a wage garnishment. When a creditor moves forward with legal action, your employer may be required to withhold part of your paycheck and send it directly toward a debt. For many people, this creates immediate concern about how they will cover rent, utilities, and everyday […]
Many people avoid looking into bankruptcy because they worry they will lose everything they own. This is one of the biggest misconceptions about the bankruptcy process. In reality, Florida law includes several protections that may allow you to keep important property while still getting relief from overwhelming debt. These protections are called bankruptcy exemptions. They […]
Cosigned loan problems are the cause of stress in many different relationships. These types of loans create both financial stress and personal tension, even when they begin with the best intentions. This is especially the case when missed payments begin affecting your co-signer’s finances. If you are struggling with a cosigned loan, the best approach […]
Relationship changes like separation and divorce often complicate financial situations. Credit cards, loans, medical bills, and mortgages do not disappear just because a relationship shifts. Is your relationship changing? Are you concerned that debt issues could cause problems as you transition into a new phase? Here’s what you should know. What is Shared Debt? Shared […]
![Signs That You May Need to File Bankruptcy [Infographic]](https://www.attorneyfortampabay.com/wp-content/uploads/2021/01/signs-chap7-v-chap13.jpg)
![How To File for Bankruptcy [Infographic]](https://www.attorneyfortampabay.com/wp-content/uploads/2020/07/bankruptcy-steps-infographic-web.jpg)
