Tampa Bankruptcy Law Blog

How are Co-Signers Affected by Bankruptcy?

Law Offices of Robert M. Geller, P.A.

Jul 8th, 2019

Chapter 13, Chapter 7, Debtor Rights, Helpful Tips, Personal Bankruptcy

Co-signers and Bankruptcy If you’re considering co-signing a loan for a friend or family member, or you have a loan with a co-signer, it’s important to understand the implications, especially if you or the primary borrower is considering bankruptcy. Co-signed loans are handled differently than individual loans in bankruptcy. The most important thing to realize […]

Tags: bankruptcy, Bankruptcy Attorney, Bankruptcy Questions, Chapter 13 bankruptcy, Chapter 7 bankruptcy, co-sign, debt, debt collectors, personal bankruptcy

What Should I Do to Prepare for My 341 Meeting of Creditors?

Law Offices of Robert M. Geller, P.A.

Nov 20th, 2018

Helpful Tips, Personal Bankruptcy

The 341 Meeting of Creditors can be one of the most intimidating aspects of filing for bankruptcy but it doesn’t need to be. Preparing for the meeting and knowing what to expect can put you at ease and ensure everything goes smoothly. What should you do before the meeting to make sure you aren’t caught […]

Helping Your Family Adjust to a Post-Bankruptcy Budget

Law Offices of Robert M. Geller, P.A.

Sep 22nd, 2016

Chapter 13, Chapter 7, Credit Recovery, Debt Relief, Helpful Tips, Personal Bankruptcy

One of the most difficult aspects of adjusting to life after bankruptcy is living with a budget. Many people create weekly and monthly budgets to keep them on track financially, and they are accustomed to this being part of their life. Unfortunately, as someone dealing with a changed financial outlook, you’re going to need a […]

Tags: bankruptcy, Chapter 13 bankruptcy, Chapter 7 bankruptcy, Debt relief, filing for bankruptcy, fresh start

Mortgage Loan Problems: Here’s How a Short Sale Can Help

Law Offices of Robert M. Geller, P.A.

Aug 5th, 2016

Helpful Tips

Though financial issues can arise for any reason, for many people it is their home that causes them the greatest financial burden. After all, a home is the biggest investment for many families and as life changes, their ability to afford the amount they originally agreed to pay can change. Everyone assumes some amount of […]

Tags: delinquent mortgage, foreclosure, Mortgage Modification, mortgages, short sales

Employment and Credit Checks: What You Should Know

Law Offices of Robert M. Geller, P.A.

Aug 5th, 2016

Helpful Tips

It might seem unfair, but potential employers might have the right to view your credit history when you apply for a job. This doesn’t mean every time you fill out an application the company can run a credit check, but many potential employers request permission from applicants to use a credit report as an evaluating […]

What is a Chapter 20 Bankruptcy?

Law Offices of Robert M. Geller, P.A.

Jul 1st, 2016

Helpful Tips

Most people are aware there are different types of bankruptcy, but many are unable to explain the difference. In Chapter 13 bankruptcy, debt is re-organized and the person filing is responsible for much of what is owed on these debts. The goal is to create a payment plan that makes debt affordable again and enables […]

Tags: bankruptcy, Bankruptcy Attorney, bankruptcy procedure, Chapter 13 bankruptcy, Chapter 7 bankruptcy, filing for bankruptcy, personal bankruptcy

What is a Joint Petition?

Law Offices of Robert M. Geller, P.A.

Jul 1st, 2016

Helpful Tips

One of the primary reasons people filing for bankruptcy in Tampa seek legal assistance is because they are unable to make sense of all the legal terms associated with the filing process. The pressure to complete a bankruptcy filing free of mistakes is heavy and if anything is incorrect, even if the mistake was unintentional, […]

Tags: bankruptcy, Bankruptcy Attorney, bankruptcy procedure, Bankruptcy Questions, Chapter 13 bankruptcy, Chapter 7 bankruptcy, filing for bankruptcy

What is a Bank Levy?

Law Offices of Robert M. Geller, P.A.

May 27th, 2016

Helpful Tips

Receiving notice a credit card or mortgage payment has been rejected because of insufficient funds is a scary experience. It calls attention to your financial struggles and reminds you that everything is not OK, financially speaking, even if you have been trying to ignore the problem. Things are even scarier when you weren’t fully expecting […]

Tags: Bank Levies, debt management, IRS Levies

What is a Bankruptcy Auction?

Law Offices of Robert M. Geller, P.A.

May 26th, 2016

Helpful Tips

What is a Bankruptcy Auction? You hear about them all the time – auctions that allow people to bid on items like homes, cars, and other valuables, and get them at rock bottom prices after they are seized from their original owners. Bankruptcy auctions are a great way to get a bargain, but they can […]

Tags: bankruptcy, Bankruptcy Attorney, Chapter 7, Chapter 7 bankruptcy, filing for Chapter 7, foreclosure

What is Co-Signer Liability?

Law Offices of Robert M. Geller, P.A.

May 26th, 2016

Helpful Tips

Many people with low credit scores who find getting a loan difficult are sometimes able to borrow money if they have a co-signer. Co-signers accept legal liability for a loan, and essentially vouch for the person applying for the loan, agreeing to repay the money if the primary borrower is unable or unwilling to do […]

Tags: co-sign, consumer debt, credit card debt, debt