CALL FOR A FREE
INITIAL CONSULTATION
813.254.5696

BRIDGING YOU TO A BRIGHTER FUTURE

How Can I Get Rid of My Home?

Many people today owe more than their home is worth and would like to get out from under their substantial mortgage debt. Bankruptcy may help you get rid of your obligation to repay the mortgage debt owed. Bankruptcy may help you get a fresh start so that the mortgage company or companies cannot ever again collect the money owed.

At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., our lawyers advise people who are on the verge of losing their homes about their options. An important part of our discussion is talking with people about the effect bankruptcy will have on their ability to keep or get rid of their homes, and talking with them about imminent foreclosure actions.

Getting Rid of Your Home and the Mortgage Under Bankruptcy

When filing Chapter 7 bankruptcy, you may be able to discharge the mortgage debt. That means that you will never have to pay it back, and that the mortgage company cannot collect the money from you. Additionally, you may be capable of residing in the home until the foreclosure sale, without making payments. Not only does this provide for a temporary mortgage-free place to stay, it enables many people to get the fresh start they need to purchase a more affordable home in the near future after they have re-established credit.

Our Tampa bankruptcy attorneys at the Law Offices of Robert M. Geller, P.A. thoroughly assess the situations of clients and advise them of all their options based upon their specific situation. Some clients may believe their ultimate objective of eliminating certain financial obligations can only be achieved by surrendering the home. However, our attorneys educate clients of legal strategies that may be available to them, such as petitioning to eliminate a second mortgage or home equity line of credit through Chapter 13 bankruptcy. For some clients, this provides the financial remedy necessary that enables them to keep their home and catch up on delinquent payments.

Contact a Tampa, Florida, Bankruptcy Lawyer

To learn more about your options on your home, contact our Tampa law firm. Call us at 813-254-5696 to schedule a free initial consultation. Attorney Robert M. Geller is a certified specialist in Consumer Bankruptcy Law by the American Board of Certification *.

Visit our bankruptcy information center to learn more.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

* Accredited by The Florida Bar to certify lawyers in the specialty area(s) of consumer bankruptcy law.

Tampa Bankruptcy Law Blog

Tips for Protecting Your Home in Chapter 13 Bankruptcy

Tips for Protecting Your Home in Chapter 13 Bankruptcy

Protecting a Home in Chapter 13 Bankruptcy Protecting a home is one of the primary reasons people file for Chapter...
Read More
Is It OK to Schedule a Yard Sale before Filing for Bankruptcy: How Selling Your Stuff Can Get You into Trouble

Is It OK to Schedule a Yard Sale before Filing for Bankruptcy: How Selling Your Stuff Can Get You into Trouble

Transferring or selling assets before bankruptcy There are plenty of ways someone dealing with financial problems can make money and...
Read More

Why Might Chapter 13 Be Unsuccessful?

Chapter 13 Bankruptcy Failures Filing for bankruptcy can be one of the smartest decisions you ever make and bring massive...
Read More

What to Do If You Skip a Creditor When Filing for Bankruptcy

Bankruptcy Schedule Mistakes Mistakes are made all the time in life, but when you make a mistake in bankruptcy it...
Read More
How Much Time Will Your Bankruptcy Take?

How Much Time Will Your Bankruptcy Take?

Does Bankruptcy Take a Long Time? If you’re facing financial challenges and ongoing harassment by creditors, the last thing you...
Read More

How to Stop a Debt Collector from Wreaking Havoc on Your Life

Creditor Harassment, Debt Collectors There’s no denying it: debt collectors can create a significant disturbance in your life. They’re annoying,...
Read More
What Happens After Bankruptcy Discharge?

What Happens After Bankruptcy Discharge?

Bankruptcy Discharge One of the most exciting things that will happen to you when you file for bankruptcy is receiving...
Read More
What Should You Disclose in Your Bankruptcy Filing?

What Should You Disclose in Your Bankruptcy Filing?

Bankruptcy Disclosure Laws If you’re about to file for bankruptcy or you’ve begun the process of filing, you already know...
Read More
What You Should Do If a Creditor Sues You

What You Should Do If a Creditor Sues You

What to do if a creditor sues Receiving notice you’re being sued by a creditor can be one of the...
Read More
What’s the Scariest Thing about Bankruptcy?

What’s the Scariest Thing about Bankruptcy?

Managing Fear In Bankruptcy Filing for bankruptcy can be scary, but not nearly as scary as dealing with overwhelming debt...
Read More

Contact Us

We are A Debt Relief Agency.
We help people file for
bankruptcy under the Bankruptcy Code

Pay OnlineBankruptcy Courses

comodoavvo1avvo2avvo3LEA

Tampa Office

$Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405


Tampa Bankruptcy Lawyers Map

St. Petersburg Office

$Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G

St. Petersburg, FL 33701
T: (727) 532-3939


Map and Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320





Maps & Directions

At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., we help people with consumer bankruptcy matters in the Tampa Bay-St. Petersburg,  Florida communities such as Clearwater,     St. Petersburg, Tampa, Thonotosassa, Riverview, Lutz, Plant City, Brandon, Carrollwood, Wesley Chapel, St. Petersburg Beach, Lakeland, Mulberry, Dade City, Pinellas Park, Largo, Seminole, Odessa, Oldsmar and Lithia, and counties such as Hillsborough County, Pinellas County, Pasco County, Polk County and Manatee County.