CALL FOR A FREE
INITIAL CONSULTATION
813.254.5696

How Can I Get Rid of My Home?

Many people today owe more than their home is worth and would like to get out from under their substantial mortgage debt. Bankruptcy may help you get rid of your obligation to repay the mortgage debt owed. Bankruptcy may help you get a fresh start so that the mortgage company or companies cannot ever again collect the money owed.

At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., our lawyers advise people who are on the verge of losing their homes about their options. An important part of our discussion is talking with people about the effect bankruptcy will have on their ability to keep or get rid of their homes, and talking with them about imminent foreclosure actions.

Getting Rid of Your Home and the Mortgage Under Bankruptcy

When filing Chapter 7 bankruptcy, you may be able to discharge the mortgage debt. That means that you will never have to pay it back, and that the mortgage company cannot collect the money from you. Additionally, you may be capable of residing in the home until the foreclosure sale, without making payments. Not only does this provide for a temporary mortgage-free place to stay, it enables many people to get the fresh start they need to purchase a more affordable home in the near future after they have re-established credit.

Our Tampa bankruptcy attorneys at the Law Offices of Robert M. Geller, P.A. thoroughly assess the situations of clients and advise them of all their options based upon their specific situation. Some clients may believe their ultimate objective of eliminating certain financial obligations can only be achieved by surrendering the home. However, our attorneys educate clients of legal strategies that may be available to them, such as petitioning to eliminate a second mortgage or home equity line of credit through Chapter 13 bankruptcy. For some clients, this provides the financial remedy necessary that enables them to keep their home and catch up on delinquent payments.

Contact a Tampa, Florida, Bankruptcy Lawyer

To learn more about your options on your home, contact our Tampa law firm. Call us at 813-254-5696 to schedule a free initial consultation. Attorney Robert M. Geller is a certified specialist in Consumer Bankruptcy Law by the American Board of Certification *.

Visit our bankruptcy information center to learn more.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

* Accredited by The Florida Bar to certify lawyers in the specialty area(s) of consumer bankruptcy law.

Tampa Bankruptcy Law Blog

What is a Bankruptcy Petition Preparer?

What is a Bankruptcy Petition Preparer?

Bankruptcy Petition Preparer When you file for bankruptcy you are required to file a bankruptcy petition with the court. Most...
Read More
Is There Such a Thing as Partial Bankruptcy?

Is There Such a Thing as Partial Bankruptcy?

Partial Bankruptcy Is there such a thing as filing for partial bankruptcy? If you are dealing with just a single...
Read More
Does Bankruptcy Affect a Life Insurance Policy?

Does Bankruptcy Affect a Life Insurance Policy?

If you’re considering bankruptcy, there’s a good chance you have a lot of questions. One of the most common concerns...
Read More
Does Bankruptcy Affect College Grants and Loans?

Does Bankruptcy Affect College Grants and Loans?

College is one of the most expensive investments you’ll ever make. This is especially true if you attend beyond the...
Read More
What to Do If You Have No Money to File for Bankruptcy

What to Do If You Have No Money to File for Bankruptcy

Money to File Bankruptcy It comes as a surprise to many people that filing for bankruptcy is not free. How...
Read More
Can I Protect a Debt from Discharge?

Can I Protect a Debt from Discharge?

Discharge of Debt in Bankruptcy The discharge of debt is one of the main reasons people file for bankruptcy. In...
Read More
Debt Collector Threats: When You Need to Be Concerned

Debt Collector Threats: When You Need to Be Concerned

Have you fallen behind on your debt obligations? Are calls from debt collectors a daily occurrence in your life? You...
Read More
How Fear of Bankruptcy Can Keep You Financially Stuck

How Fear of Bankruptcy Can Keep You Financially Stuck

Eliminating Financial Problems through Bankruptcy can be a Path to a Brighter Future Bankruptcy is one of the most useful...
Read More
How to Deal with Credit Report Errors After Filing for Bankruptcy

How to Deal with Credit Report Errors After Filing for Bankruptcy

Credit Report Errors After Bankruptcy You’ve reached the end of the bankruptcy process, your debts have been discharged, and you’re...
Read More
Three Times Bankruptcy could be a Must

Three Times Bankruptcy could be a Must

Filing Bankruptcy is Necessary under some Circumstances Financial trouble is one of the worst stressors you can face in life....
Read More

Contact Us

We are A Debt Relief Agency.
We help people file for
bankruptcy under the Bankruptcy Code

Pay OnlineBankruptcy Courses

comodoavvo1avvo2avvo3LEA

Tampa Office

$Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405


Tampa Bankruptcy Lawyers Map

St. Petersburg Office

$Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G

St. Petersburg, FL 33701
T: (727) 532-3939


Map and Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320





Maps & Directions

At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., we help people with consumer bankruptcy matters in the Tampa Bay-St. Petersburg,  Florida communities such as Clearwater,     St. Petersburg, Tampa, Thonotosassa, Riverview, Lutz, Plant City, Brandon, Carrollwood, Wesley Chapel, St. Petersburg Beach, Lakeland, Mulberry, Dade City, Pinellas Park, Largo, Seminole, Odessa, Oldsmar and Lithia, and counties such as Hillsborough County, Pinellas County, Pasco County, Polk County and Manatee County.