CALL NOW!
FREE PHONE/VIRTUAL CONSULTATION

Modification

Many mortgage companies are willing to offer a mortgage modification today. There are different programs available to help you. Our experienced attorneys can assist with a modification both outside and inside of bankruptcy. Modifications can help you catch up on your payments if you are behind. Modifications can help reduce your mortgage payments and your interest rate. One other advantage of a modification is it may help you reduce the total amount you owe on your home to an amount that your home is worth.

Modifications in Bankruptcy:

Sometimes there are advantages to seeking a modification after a Chapter 7 bankruptcy or during a Chapter 13 bankruptcy. Sometimes the bank will be more willing to work with you after you receive a discharge of your debts. In Chapter 13, the court orders a modification mediation and orders the bank to cooperate. This can be a big advantage if the bank is giving you the run around because the court can hold the bank accountable.

Why hire an experienced attorney to represent you in a Modification:

The advantages of having an attorney from the Law Offices of Robert M. Geller, P.A. assisting you are numerous:

  1. They know how the process works. They can obtain all the documents you will need to complete the process
  2. They can assist you with the different types of modifications and assess whether your loan qualifies for different programs.
  3. They can advise you if you may qualify for a principal reduction of your loan.
  4. They can help you determine whether it would be to your advantage to seek a modification either after a Chapter 7 bankruptcy or during a Chapter 13 bankruptcy.

The Law Offices of Robert M. Geller, P.A. has helped many homeowners keep their homes through modification and has achieved principal reductions.

Video Testimonials

Tampa Bankruptcy Law Blog

Tips for Rebuilding Your Credit after Bankruptcy

One of the primary goals after filing for bankruptcy is rebuilding your credit. As tempting as it might be to...
Read More

I’m Starting a New Life and I want a Financial Fresh Start – Should I File for Bankruptcy Now or Wait?

As the say goes, “when it rains it pours.” If you’ve found yourself experiencing financial difficulties while also dealing with...
Read More

What Does It Mean to Get a “Financial Fresh Start” in Bankruptcy?

Financial Fresh Start You’ve probably heard it before. “Bankruptcy gives you a financial fresh start.” It’s something stated on this...
Read More

Tips for Overcoming the Negative Emotions of Bankruptcy: How Can an Attorney Help Me with My Finances?

As advantageous as bankruptcy is when you are struggling financially, it’s still a stressful experience. Some people have a tough...
Read More

Why Bankruptcy Attorney Help Guarantees the Outcome You Want

Bankruptcy can be a blessing, but it’s also a complicated process. Bankruptcy attorney help means you'll understand the complexities of...
Read More

Can I Get a Mortgage After Bankruptcy? How Bankruptcy Attorney Help Leads to a Hopeful Future as a Homeowner

Securing a loan is one of the biggest challenges faced by someone after filing for bankruptcy. But this doesn’t mean...
Read More

How Does Claiming Bankruptcy in Florida Affect Your Children?

Claiming Bankruptcy in Florida Understanding how claiming bankruptcy in Florida affects your children is an important part of determining whether...
Read More

Claiming Bankruptcy in Florida: What Happens When You File for Bankruptcy and Your Spouse Does Not?

Claiming Bankruptcy in Florida You already know how much the things you do affect your spouse when you are married....
Read More

Should You Pay Back What You Owe Loved Ones Before You File for Bankruptcy?

Florida Bankruptcy Laws It’s common for people who are struggling financially to turn to their friends and family for help....
Read More

Bankruptcy and Family Law: Does Filing Affect the Child Support I Pay or Receive?

Bankruptcy and Family Law If you’re like many people, the well-being of your children is your most important priority. Struggling...
Read More

Bankruptcy

For The Next 5 Days GET A FREE BOOK About Bankruptcy

Learn More

Infographics

We are A Debt Relief Agency.
We help people file for bankruptcy under the Bankruptcy Code

Pay Online Bankruptcy Courses Newsletter Subscription

NACBA Logo avvo1 avvo2 avvo3 LEA BBB Logo RG Seal

Call For A Free Initial Consultation

813.254.5696

Tampa Office

Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405

Map And Directions

St. Petersburg Office

Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G
St. Petersburg, FL 33701
T: (727) 532-3939

Map And Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320

Map And Directions