CALL FOR A FREE
INITIAL CONSULTATION
813.254.5696

BRIDGING YOU TO A BRIGHTER FUTURE

Modification

Many mortgage companies are willing to offer a mortgage modification today. There are different programs available to help you. Our experienced attorneys can assist with a modification both outside and inside of bankruptcy. Modifications can help you catch up on your payments if you are behind. Modifications can help reduce your mortgage payments and your interest rate. One other advantage of a modification is it may help you reduce the total amount you owe on your home to an amount that your home is worth.

Modifications in Bankruptcy:

Sometimes there are advantages to seeking a modification after a Chapter 7 bankruptcy or during a Chapter 13 bankruptcy. Sometimes the bank will be more willing to work with you after you receive a discharge of your debts. In Chapter 13, the court orders a modification mediation and orders the bank to cooperate. This can be a big advantage if the bank is giving you the run around because the court can hold the bank accountable.

Why hire an experienced attorney to represent you in a Modification:

The advantages of having an attorney from the Law Offices of Robert M. Geller, P.A. assisting you are numerous:

  1. They know how the process works. They can obtain all the documents you will need to complete the process
  2. They can assist you with the different types of modifications and assess whether your loan qualifies for different programs.
  3. They can advise you if you may qualify for a principal reduction of your loan.
  4. They can help you determine whether it would be to your advantage to seek a modification either after a Chapter 7 bankruptcy or during a Chapter 13 bankruptcy.

The Law Offices of Robert M. Geller, P.A. has helped many homeowners keep their homes through modification and has achieved principal reductions.

Tampa Bankruptcy Law Blog

What is the “Wild Card Bankruptcy Exemption”?

What is the “Wild Card Bankruptcy Exemption”?

There are a lot of terms that arise when you’re considering bankruptcy. It’s important to understand what each thing means...
Read More
Will Filing for Bankruptcy Help You Remove a Court Ordered Judgment?

Will Filing for Bankruptcy Help You Remove a Court Ordered Judgment?

A court ordered judgment against you related to debt can wreak havoc on your life, but it might be possible...
Read More
Understanding Credit: What Factors Affect Your Score

Understanding Credit: What Factors Affect Your Score

Dealing with financial problems can be one of the most difficult challenges you’ll ever face. Not only is it overwhelming,...
Read More
Health Issues Drove Me to Bankruptcy and I’m Still Getting Medical Bills: Can Bankruptcy Help?

Health Issues Drove Me to Bankruptcy and I’m Still Getting Medical Bills: Can Bankruptcy Help?

Medical issues are one of the most common reasons people file for bankruptcy. In most cases, health emergencies arise unexpectedly...
Read More
Is Filing for Chapter 7 Bankruptcy a Bad Idea?

Is Filing for Chapter 7 Bankruptcy a Bad Idea?

If you’ve been dealing with financial challenges for an extended period of time, chances are you’ve considered bankruptcy. Most people...
Read More
Can Bankruptcy Raise Your Credit Score? You Bet!

Can Bankruptcy Raise Your Credit Score? You Bet!

One of the primary concerns people have when filing for bankruptcy is whether or not doing so will affect their...
Read More
Can Filing for Bankruptcy Affect Your Social Security Benefits?

Can Filing for Bankruptcy Affect Your Social Security Benefits?

Many people rely on social security benefits to pay their bills. Unfortunately, it can be difficult to make ends meet,...
Read More
What to Do If a Creditor Tries to Collect after Your Bankruptcy Case Closes

What to Do If a Creditor Tries to Collect after Your Bankruptcy Case Closes

Bankruptcy is one of the best options available if you’re experiencing serious financial struggles. It can provide you with relief...
Read More
How Bankruptcy Can Help You If You are Facing Foreclosure

How Bankruptcy Can Help You If You are Facing Foreclosure

Owning a home is part of the American dream and losing that home through foreclosure is a nightmare. Mortgage foreclosure...
Read More
How Can Undue Hardship Help You in Bankruptcy If You’re Dealing with Student Loan Debt?

How Can Undue Hardship Help You in Bankruptcy If You’re Dealing with Student Loan Debt?

Despite millions of Americans struggling with student loan debt and a good deal of them defaulting on or at risk...
Read More

Contact Us

Search Website

Request a FREE Consultation

For The Next 5 Days Get A Free Book About Bankruptcy


 
comodo 10.0Robert Marc Geller
Robert Marc GellerClients’ ChoiceAward 2017 Robert Marc GellerReviewsout of 32 reviews LEA

We are A Debt Relief Agency.
We help people file for
bankruptcy under the Bankruptcy Code

Pay Online    

Office Locations

$Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405
Maps & Directions


Tampa Law Office Map

Satellite Office

$Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G

St. Petersburg, FL 33701
T: 727-532-3939
Maps & Directions


Map and Directions

At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., we help people with consumer bankruptcy matters in the Tampa Bay-St. Petersburg,  Florida communities such as Clearwater,     St. Petersburg, Tampa, Thonotosassa, Riverview, Lutz, Plant City, Brandon, Carrollwood, Wesley Chapel, St. Petersburg Beach, Lakeland, Mulberry, Dade City, Pinellas Park, Largo, Seminole, Odessa, Oldsmar and Lithia, and counties such as Hillsborough County, Pinellas County, Pasco County, Polk County and Manatee County.