CALL NOW!
FREE PHONE/VIRTUAL CONSULTATION

Modification

Many mortgage companies are willing to offer a mortgage modification today. There are different programs available to help you. Our experienced attorneys can assist with a modification both outside and inside of bankruptcy. Modifications can help you catch up on your payments if you are behind. Modifications can help reduce your mortgage payments and your interest rate. One other advantage of a modification is it may help you reduce the total amount you owe on your home to an amount that your home is worth.

Modifications in Bankruptcy:

Sometimes there are advantages to seeking a modification after a Chapter 7 bankruptcy or during a Chapter 13 bankruptcy. Sometimes the bank will be more willing to work with you after you receive a discharge of your debts. In Chapter 13, the court orders a modification mediation and orders the bank to cooperate. This can be a big advantage if the bank is giving you the run around because the court can hold the bank accountable.

Why hire an experienced attorney to represent you in a Modification:

The advantages of having an attorney from the Law Offices of Robert M. Geller, P.A. assisting you are numerous:

  1. They know how the process works. They can obtain all the documents you will need to complete the process
  2. They can assist you with the different types of modifications and assess whether your loan qualifies for different programs.
  3. They can advise you if you may qualify for a principal reduction of your loan.
  4. They can help you determine whether it would be to your advantage to seek a modification either after a Chapter 7 bankruptcy or during a Chapter 13 bankruptcy.

The Law Offices of Robert M. Geller, P.A. has helped many homeowners keep their homes through modification and has achieved principal reductions.

Tampa Bankruptcy Law Blog

Bankruptcy and Eviction History

Eviction With the rate of evictions on the rise in recent months and the expectations that eviction numbers will grow,...
Read More

What to Expect Once You’ve Decided to File Bankruptcy from Home

File Bankruptcy from Home There are a few things that happen when you file bankruptcy from home. An automatic stay...
Read More

Will Filing for Bankruptcy Affect My Job Search? What You Need to Know about Unemployment and Bankruptcy

Unemployment and Bankruptcy Searching for a job when you are faced with a dire financial situation is difficult. If you’ve...
Read More

Will I Need to Go to Court If I File for Bankruptcy?

File for Bankruptcy from Home One of the most intimidating aspects of filing for bankruptcy is meeting in person with...
Read More

COVID-19 and Debt – 5 Ways the Pandemic is Leading More People to Bankruptcy

COVID-19 Debt If you’re considering bankruptcy you aren’t alone. The last few months of 2020 have brought a great deal...
Read More

What Happens If Someone Dies Mid-Bankruptcy? Here’s What You Need to Know about Death and Bankruptcy

Death and Bankruptcy The average person files for bankruptcy receives their debt discharge and moves on with their life. They...
Read More

Does Filing for Bankruptcy Mean I Lose My 401k? Here’s What You Need to Know

401k and Bankruptcy The money you’ve saved in your 401k retirement savings plan is one of your biggest concerns when...
Read More

What to Do If a Debt Remains on Your Credit Report after Bankruptcy: Why You Need to Be a Detective When It Comes to Credit Reporting Errors

Credit Reporting Errors If you’ve noticed something on your credit report that doesn’t belong there, you aren’t alone. Credit reporting...
Read More

What Happens to the Property I Lose in Bankruptcy? Some Bankruptcy Assets Might Be Protected in Your Favor

Bankruptcy Assets One of the biggest fears people have about filing for bankruptcy is losing their possessions. Many people avoid...
Read More

3 Bankruptcy Tips To Prevent Your Case From Going Off The Rails

Bankruptcy Tips Bankruptcy is one of the most powerful tools you have for improving your financial situation. Unfortunately, it sometimes...
Read More

Bankruptcy

For The Next 5 Days GET A FREE BOOK About Bankruptcy

Learn More

Infographics

We are A Debt Relief Agency.
We help people file for bankruptcy under the Bankruptcy Code

Pay Online Bankruptcy Courses Newsletter Subscription

NACBA Logo comodo avvo1 avvo2 avvo3 LEA BBB Logo RG Seal

Call For A Free Initial Consultation

813.254.5696

Tampa Office

Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405

Map And Directions

St. Petersburg Office

Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G
St. Petersburg, FL 33701
T: (727) 532-3939

Map And Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320

Map And Directions