CALL FOR A FREE
INITIAL CONSULTATION
813.254.5696

BRIDGING YOU TO A BRIGHTER FUTURE

Modification

Many mortgage companies are willing to offer a mortgage modification today. There are different programs available to help you. Our experienced attorneys can assist with a modification both outside and inside of bankruptcy. Modifications can help you catch up on your payments if you are behind. Modifications can help reduce your mortgage payments and your interest rate. One other advantage of a modification is it may help you reduce the total amount you owe on your home to an amount that your home is worth.

Modifications in Bankruptcy:

Sometimes there are advantages to seeking a modification after a Chapter 7 bankruptcy or during a Chapter 13 bankruptcy. Sometimes the bank will be more willing to work with you after you receive a discharge of your debts. In Chapter 13, the court orders a modification mediation and orders the bank to cooperate. This can be a big advantage if the bank is giving you the run around because the court can hold the bank accountable.

Why hire an experienced attorney to represent you in a Modification:

The advantages of having an attorney from the Law Offices of Robert M. Geller, P.A. assisting you are numerous:

  1. They know how the process works. They can obtain all the documents you will need to complete the process
  2. They can assist you with the different types of modifications and assess whether your loan qualifies for different programs.
  3. They can advise you if you may qualify for a principal reduction of your loan.
  4. They can help you determine whether it would be to your advantage to seek a modification either after a Chapter 7 bankruptcy or during a Chapter 13 bankruptcy.

The Law Offices of Robert M. Geller, P.A. has helped many homeowners keep their homes through modification and has achieved principal reductions.

Tampa Bankruptcy Law Blog

Managing Credit Card Debt: What Can Help You Get Things under Control

Managing Credit Card Debt: What Can Help You Get Things under Control

If you feel as if you are drowning in credit card debt and you aren’t sure where to find relief,...
Read More

My College Closed: Do I Need to Repay My Student Loans?

Though it might not happen to the world’s most famous universities, there are some colleges that go out of business....
Read More
Bankruptcy Overwhelm: Why Organizing Your Paperwork is So Important

Bankruptcy Overwhelm: Why Organizing Your Paperwork is So Important

Paperwork and Filing for Bankruptcy in Florida Filing for bankruptcy sounds simple enough, but it’s actually a complicated legal proceeding...
Read More
Bankruptcy Filers are at Risk for Scams: What You Can Do to Protect Yourself Post-Filing

Bankruptcy Filers are at Risk for Scams: What You Can Do to Protect Yourself Post-Filing

It’s a sad fact that no matter who you are or what your struggles in life include, there are people...
Read More
Five Tips to Help You with Bankruptcy Credit Counseling

Five Tips to Help You with Bankruptcy Credit Counseling

Bankruptcy Post Filing Education and Counseling Requirements If you’ve begun the bankruptcy process you already know about the education requirements....
Read More
Is a Business Loan Possible If I File for Bankruptcy?

Is a Business Loan Possible If I File for Bankruptcy?

Filing for Bankruptcy Filing for bankruptcy might make it seem as if your world has stopped, but the truth is...
Read More
What Should I Do to Prepare for My 341 Meeting of Creditors?

What Should I Do to Prepare for My 341 Meeting of Creditors?

The 341 Meeting of Creditors can be one of the most intimidating aspects of filing for bankruptcy but it doesn’t...
Read More
What Happens If I Die Mid-Bankruptcy?

What Happens If I Die Mid-Bankruptcy?

Life is unpredictable and so is death. Very few people are able to predict when they will die and in...
Read More
What Do I Need to Know about Property Seizure?

What Do I Need to Know about Property Seizure?

One of the scariest things that can happen when you’re dealing with out-of-control debt is property seizure. Creditors might legally...
Read More
I’m Self Employed – Can I File for Bankruptcy?

I’m Self Employed – Can I File for Bankruptcy?

When it comes to being self-employed, sometimes it seems the odds are stacked against you. Taxes, insurance, other expenses… the...
Read More

Contact Us

Search Website

Request a FREE Consultation

For The Next 5 Days Get A Free Book About Bankruptcy


 
comodo 10.0Robert Marc Geller
Robert Marc GellerClients’ ChoiceAward 2018 Robert Marc GellerReviewsout of 32 reviews LEA

We are A Debt Relief Agency.
We help people file for
bankruptcy under the Bankruptcy Code

Pay Online     Bankruptcy Courses    

Office Locations

$Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405
Maps & Directions


Tampa Law Office Map

Satellite Office

$Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G

St. Petersburg, FL 33701
T: 727-532-3939
Maps & Directions


Map and Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
Maps & Directions


Maps & Directions

At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., we help people with consumer bankruptcy matters in the Tampa Bay-St. Petersburg,  Florida communities such as Clearwater,     St. Petersburg, Tampa, Thonotosassa, Riverview, Lutz, Plant City, Brandon, Carrollwood, Wesley Chapel, St. Petersburg Beach, Lakeland, Mulberry, Dade City, Pinellas Park, Largo, Seminole, Odessa, Oldsmar and Lithia, and counties such as Hillsborough County, Pinellas County, Pasco County, Polk County and Manatee County.