Understanding Bankruptcy Options In Lutz

Financial challenges can happen to anyone living in Lutz and sometimes these challenges are overwhelming. Loss of employment, medical bills, divorce, or emergencies can all make managing bills and making payments to creditors a challenge.

When this happens, contacting the bankruptcy lawyers at the Law Offices of Robert M. Geller, P.A., is the first step in understanding your options. It might be confusing understanding if bankruptcy is right for you and determining whether Chapter 13 bankruptcy or Chapter 7 bankruptcy would be the right option for you.

Our law firm works with clients in the Lutz area and helps them with all aspects of bankruptcy. Our goal is to help clients understand the process and ensure filing goes as smoothly as possible.

Why Choose the Law Offices of Robert M. Geller, P.A.?

Our goal is to provide our clients with the information they need at all stages of filing for personal bankruptcy. Filing can be an emotional and difficult decision.

Understanding what is ahead and knowing how bankruptcy can help makes filing easier.

There is a great deal of inaccurate information about bankruptcy out there. It’s easy to understand why people are so intimidated by the process. We always make sure our clients understand they have the right to decide how their case proceeds, and we strive to keep open communication channels throughout the process.

Our experienced bankruptcy attorneys offer a comprehensive bankruptcy consultation to start the process. During this meeting we’ll evaluate and assess your situation and explore your options.

As one of the premier bankruptcy law firms in the Lutz area, we only provide legal services for those facing bankruptcy issues. We’re experts in Chapter 13 and Chapter 7 bankruptcy and we’re able to provide the most up-to-date and specific bankruptcy advice and legal representation. Our team is compassionate and understanding and our priority is advocating on behalf of each and every client.

If you are in the Lutz area and searching for Chapter 13 or Chapter 7 bankruptcy attorneys nearby, we can help. We provide a free initial consultation to evaluate your financial situation and help you determine if bankruptcy is the right option in your case.

FAQ

When should you file Chapter 13 bankruptcy?

Many people avoid filing for Chapter 13 bankruptcy immediately and attempt to repay creditors and stay current despite their financial challenges. When this is not possible, it is best to file Chapter 13 bankruptcy early to avoid adding to the debt. If you are experiencing difficulties in meeting payments on debt, contact our bankruptcy attorneys.

When to file bankruptcy Chapter 7?

Chapter 7 bankruptcy can be a way to discharge many types of debts, but it does not discharge all debts, including student loans, child support, or tax arrears. In general, if you cannot arrange a repayment plan with the creditors, talking to a Chapter 7 bankruptcy attorney as soon as possible is recommended. Delaying the process only adds to the debt over time.

How can I file for bankruptcy?

There are specific requirements that must be met in order to file for bankruptcy. This can be a complicated formula based on income, assets, and debt, so we recommend working with one of our Chapter 13 or Chapter 7 bankruptcy attorneys to determine what type of bankruptcy to consider.