The decision to file for bankruptcy is never easy. People considering this option often struggle with financial stress, debts, and the fear of losing their assets. One of the most common questions they ask is “Can I keep one credit card during bankruptcy?” Here’s what you need to know. Types of Bankruptcy First, it’s important […]
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Bankruptcy is a legal solution for people struggling with unmanageable debt. It can be a difficult decision to make. In part, this is because many people are unsure of the consequences of filing for bankruptcy. Many ask “will bankruptcy ruin my life?” Chances are this isn’t the case. Here’s what you need to know. What […]
Marriage and money problems go hand in hand. Financial problems cause everything from minor squabbles to full-blown marriage-ending fights within a marriage. Avoiding money problems in your marriage, or resolving them when they arise, are two of the most important things couples can do to improve their marriage health. Some couples find that bankruptcy can […]
Budgeting mistakes are common, especially when you’re young. Not all newlyweds are young adults, but many first-time marriages do involve people in their 20s. It’s common for newly married young adults to lack a nest and struggle to make ends meet. Learning to manage money takes time. This is why so many newlywed couples fall […]
Credit is a big part of life after filing bankruptcy. Here’s what you need to know. Bankruptcy is a big step to take when you’re facing financial difficulties. It brings positive change, but it also takes work to build back your financial foundation after you’ve filed. Luckily, there are several things you can do to […]
The holidays are upon us and, as usual, many people are trying to keep their spending within a budget. As consumers, we’re surrounded by temptation, especially this time of year. If you want to enjoy the holiday season but you also take pride in good money management, here’s what you need to know. Set a […]
Can I get credit cards after bankruptcy? Bankruptcy changes a lot of things. It stops calls from creditors and makes it more difficult for them to take legal action against you. It also requires you to turn much of your financial control over to the court. You’ll have to adjust to a new financial reality […]
If you’ve ever gone on a shopping spree in response to stress, you aren’t alone. This is different than a spending spree before bankruptcy, which is also a mistake. Emotional spending refers to choices you make with your money that could lead you to bankruptcy. Overspending due to stress, anxiety, in celebration of something special, […]
Changing your approach to spending is a necessity after bankruptcy. You’ll turn over some control of your finances to the court when you file, so you’ll have no choice but to live more frugally. But it’s not all bad news. Life after filing bankruptcy is filled with a lot of positive things, too. You get […]
How do you repair this damage and rebuild your credit after filing for bankruptcy? Many people believe that filing for bankruptcy destroys your credit forever. This is a myth. Bankruptcy affects your credit, but the initial impact doesn’t last forever. The damage bankruptcy causes is your “credit rock bottom” and from there you build upward. […]