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Tampa Bankruptcy Law Blog

Personal Bankruptcy

Tampa personal bankruptcy attorney news, personal bankruptcy information and bankruptcy FAQ. Credit recovery bankruptcy help and bankruptcy filing tips from personal bankruptcy lawyers.

Chapter 13 Bankruptcy Early Discharge.

One of the most common questions bankruptcy lawyers get from clients is whether or not they should keep making payments toward their debts. Unfortunately, there is a great deal of misleading information out there about how to deal with overwhelming debt. Some debt management companies encourage clients to stop making payments when they consolidate debts, […]

Debt in Collections? Five Things You Shouldn’t Do

Debt In Collections Florida.

Having a debt be turned over to collections is not the end of the world. Even those who are careful with their finances can have a debt end up in collections. It’s hard to predict the future and emergencies arise that affect your finances. For instance, you might have a medical emergency or lose your […]

How Can I Avoid a Second Bankruptcy?

Second Bankruptcy In Florida.

Bankruptcy is viewed as a solution to serious money challenges. It offers a brand new start and helps you get back on your feet after a tough time. But what if bankruptcy doesn’t solve all of your problems? What if you’ve filed and after several months or years you find yourself in another serious financial […]

Will Bankruptcy Help Protect My Vehicle from Repossession?

Filing For Bankruptcy And Repossession Of Vehicles In Florida.

The idea of bankruptcy might be intimidating, but filing can actually help you in a variety of ways. One of the biggest benefits of bankruptcy is the protection it provides regarding your assets. You can use bankruptcy to protect things of value you own that you might otherwise lose if your financial woes continue. A […]

What is the “Wild Card Bankruptcy Exemption”?

There are a lot of terms that arise when you’re considering bankruptcy. It’s important to understand what each thing means and whether or not it applies to you. This is especially true when it comes to exemptions because exemptions are used to protect your property and prevent them from being confiscated. The so-called wild card […]

Filing For Bankruptcy And Removing A Court Ordered Judgment In Florida.

A court ordered judgment against you related to debt can wreak havoc on your life, but it might be possible to have it removed. Bankruptcy is one of the primary tools you have for dealing with judgments. How Do Judgments Work? In most cases, if you fail to pay on a debt the creditor will […]

Understanding Credit: What Factors Affect Your Score

What Factors Affect Your Credit Score.

Dealing with financial problems can be one of the most difficult challenges you’ll ever face. Not only is it overwhelming, it can also create long-term consequences. One of the reasons for this is your credit score. A single financial misstep or unexpected medical event can stain your credit, and even if you get things back […]

Medical Bills And Filing For Bankruptcy In Florida.

Medical issues are one of the most common reasons people file for bankruptcy. In most cases, health emergencies arise unexpectedly and throw a person’s life into turmoil, which includes their finances. Other people experience long-term health issues, and while they might feel as if they have a handle on things initially, over the course of […]

Is Filing for Chapter 7 Bankruptcy a Bad Idea?

Filing For Chapter 7 Bankruptcy In Florida.

If you’ve been dealing with financial challenges for an extended period of time, chances are you’ve considered bankruptcy. Most people who have fallen behind on their debts to the point they are receiving phone daily phone calls from creditors have at least wondered if bankruptcy could improve their situation. And most people find, with just […]

Can Bankruptcy Raise Your Credit Score? You Bet!

Bankruptcy And Your Credit Score.

One of the primary concerns people have when filing for bankruptcy is whether or not doing so will affect their credit score. The truth is it will impact your credit score and initially, that impact will be negative. However, and this might come as a surprise to a lot of people, bankruptcy ultimately helps you […]

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Tampa Bankruptcy Law Blog

Understanding the Florida Means Test Rules This Year

The Florida means test determines whether you qualify for Chapter 7 bankruptcy by comparing your income to the state median...
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The Rise of “Buy Now, Pay Later” Troubles: Managing BNPL Debt Risks

BNPL can lead to hidden debt by splitting purchases into multiple payments across different accounts, making it easy to lose...
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The Connection Between Rent Increases and Consumer Filings in Tampa

Rent increases in the Tampa area have changed how many households manage their finances. What used to be a manageable...
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How to Plan for Post-Filing Credit Rebuilding Steps

After a bankruptcy filing, your credit report reflects the significant changes that have just occurred. You’ve discharged debts, but the...
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When Your Credit Score Drops Suddenly: Identifying Debt Misreporting Errors

Has your credit score suddenly dropped, and you have no idea what caused it? A sudden credit score drop is...
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What Tampa Borrowers Should Know About Auto Loan Deficiency

Do you own a vehicle in Tampa? Are you thinking about financing one? There’s a risk that often catches people...
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Understanding Your Florida Protected Property Rights in Chapter 7

If you’re dealing with overwhelming debt, you might be wondering if bankruptcy could help. I often speak with people who...
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How Long Consumer Debt Stays on Your Record

Millions of people have some form of consumer debt, like credit cards, personal loans, or medical bills. Debt can be...
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A Renter’s Guide to Lease-Related Debt Solutions

Most people associate serious debt problems with large mortgages, not rent. Unfortunately, many people’s biggest financial stress comes from a...
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A Practical Guide to Secured vs. Unsecured Repayment Priorities

When you’re behind on bills, paying the wrong debt first can cost you your car or even your home. Here’s...
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Tampa, FL 33606
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Lutz, FL 33559
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