' Bankruptcy Courses Tampa - Law Offices of Robert M. Geller
CALL NOW!
FREE PHONE/VIRTUAL CONSULTATION

Courses

In order to have your bankruptcy filing approved by the court, pre- and post-filing classes are a requirement.

Bankruptcy education is a part of the Bankruptcy Abuse and Consumer Protection Act, a law signed by President George W. Bush in 2005. The law was intended to prevent abuse of the bankruptcy system. It did so by tightening Chapter 7 bankruptcy eligibility requirements and made it mandatory for those filing to attend bankruptcy education courses, before and after filing.

Pre-Bankruptcy Counseling

Pre-bankruptcy counseling must be completed within 180 days of filing. The course provides financial counseling from an approved agency and usually lasts about 90 minutes. It includes information on budgeting and bankruptcy alternatives, with the goal of helping people determine if bankruptcy truly is their best option. For bankruptcy approval, filers must provide proof of their pre-bankruptcy counseling attendance.

 


Post-Filing Education

Those who file for bankruptcy are also required to attend post-filing debtor education before their debts are officially discharged. Courses typically last about two hours and cover budgeting, using credit wisely, and improving money management skills. The goal of this course is to help filers avoid the need to file for bankruptcy more than once. A certificate of completion of post-bankruptcy education is also required for bankruptcy approval.

Though it might seem as if attending bankruptcy education courses is inconvenient or unnecessary, these courses are designed to help those filing. Courses can be taken online, and in some cases over the phone, and take no more than a few hours. Many people who attend these courses report they feel better after completion, and in some cases, attendees realize bankruptcy really isn’t their best option. Others feel more prepared to deal with their bankruptcy and better manage their finances in the future.

If you are considering bankruptcy and you have questions about bankruptcy education, we can help. Keep in mind, in order for your bankruptcy to be approved, you must attend an approved program. To review approved programs in your area, visit the Justice Department’s state by state list.We’d also be happy to help you find a qualified program and move forward with your bankruptcy.

 

Video Testimonials

Tampa Bankruptcy Law Blog

What Can You Write Off in Bankruptcy?

Many people filing for bankruptcy aren’t sure what debts can be discharged, or "written off," through bankruptcy. It’s important to...
Read More

How Often are Bankruptcies Denied?

Bankruptcy offers a lifeline for people drowning in debt. It provides a chance to start anew and regain financial stability....
Read More

How Much Debt Should I Have Before Considering Bankruptcy?

Dealing with overwhelming debt and financial hardship is difficult. The prospect of bankruptcy may offer a path toward relief, as...
Read More

How Long Does Chapter 7 Bankruptcy Take to Discharge?

Chapter 7 bankruptcy offers a fresh start and a path toward financial stability for people struggling with debt. But when...
Read More

Does Business Bankruptcy Affect Personal Credit?

Does Business Bankruptcy Affect Personal Credit? For entrepreneurs and business owners facing financial challenges, the prospect of business bankruptcy can...
Read More

Can I Get an Apartment After Filing for Bankruptcy?

Filing for bankruptcy often feels challenging and overwhelming. It also raises a variety of concerns. One of the most common...
Read More

Are SBA Loans Dischargeable in Bankruptcy?

Navigating the complexities of Small Business Administration (SBA) loans and bankruptcy can be a daunting task for many business owners....
Read More

How to Get Bankruptcy Off of Your Credit Report

Rebuilding financial health after bankruptcy is challenging, but that doesn’t mean filing is worth the effort. One common concern for...
Read More

What Happens When You File for Bankruptcy?

Contemplating bankruptcy is a significant decision that comes with many questions. If you're considering filing for bankruptcy, it's essential to...
Read More

Can I File for Bankruptcy If I Have a Job?

Many people considering bankruptcy are unemployed or know that unemployment is imminent. However, this isn’t always the case. In some...
Read More

Bankruptcy

For The Next 5 Days GET A FREE BOOK About Bankruptcy

Learn More

Infographics

We are A Debt Relief Agency.
We help people file for bankruptcy under the Bankruptcy Code

Pay Online Bankruptcy Courses Newsletter Subscription

Call For A Free Initial Consultation

813.254.5696

Tampa Office

Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405

Map And Directions

St. Petersburg Office

Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G
St. Petersburg, FL 33701
T: (727) 532-3939

Map And Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320

Map And Directions