Tampa Bankruptcy Law Blog

Debtor Rights

What is a Bankruptcy SOFA?

Law Offices of Robert M. Geller, P.A.

Jul 14th, 2020

Chapter 13, Chapter 7, Debtor Rights, Helpful Bankruptcy Tips, Personal Bankruptcy

Bankruptcy SOFA Filing for bankruptcy requires a lot of paperwork. The majority of bankruptcy paperwork includes schedules that list your debts, income, expenses, and assets. The bankruptcy court reviews this information and uses it to assess your financial situation. It’s then used to determine if your debts are discharged. In addition to the schedules, you’ll […]

Tags: bankruptcy, bankruptcy procedure, Bankruptcy Process, Bankruptcy Questions, filing for bankruptcy, personal bankruptcy, SOFA, statement of financial affairs

What is a Tuition Clawback?

Law Offices of Robert M. Geller, P.A.

Jul 1st, 2020

Debt Relief, Debtor Rights, Personal Bankruptcy, Student Loan Debt

Tuition Clawback Student loans are one of the primary causes of financial struggles and a common reason people ultimately file for bankruptcy. In many families, parents assist their children with the high cost of tuition. Unfortunately, finances are unpredictable in this day and age. Helping your child pay for college could put you at a […]

Tags: Bankruptcy Discharge, creditor harassment, creditors, Student Loan Debt, student loans, tuition clawback

What Does Presumption of Abuse Mean and What’s Its Role in Bankruptcy?

Law Offices of Robert M. Geller, P.A.

Jun 12th, 2020

Debtor Rights, Helpful Bankruptcy Tips, Personal Bankruptcy

Presumption of Abuse Deciding to file for bankruptcy is an intimidating experience. It becomes even more so as the process moves forward and various new and unfamiliar terms become commonplace, such as the presumption of abuse. This is one of the reasons it’s so helpful to work with a bankruptcy attorney. Someone will be there […]

Tags: Bankruptcy Discharge, Bankruptcy Fraud, Bankruptcy Questions, filing for bankruptcy, presumption of abuse

What to Expect from Bankruptcy Counseling

Law Offices of Robert M. Geller, P.A.

Apr 29th, 2020

Chapter 13, Chapter 7, Credit Card Debt, Credit Recovery, Debt Relief, Debtor Rights, Helpful Bankruptcy Tips, Personal Bankruptcy

Bankruptcy Counseling Filing for bankruptcy is not an easy decision. For many, it’s their only option for getting the debt relief they need to start fresh and move forward in their lives. But even if you are sure bankruptcy is right for you, it can still be a confusing and intimidating process. There’s a lot […]

Tags: bankruptcy, Bankruptcy Attorney, Bankruptcy Counseling, Bankruptcy Education, Bankruptcy Fraud, bankruptcy procedure, Bankruptcy Process, Chapter 13 bankruptcy, Chapter 7 bankruptcy, consumer debt, credit card debt, Life After Bankruptcy, personal bankruptcy

What You Need to Know Before Filing for “Medical” Bankruptcy

Law Offices of Robert M. Geller, P.A.

Apr 19th, 2020

Chapter 13, Chapter 7, Credit Card Debt, Credit Score, Debtor Rights, Helpful Bankruptcy Tips, Personal Bankruptcy

Medical Bankruptcy Healthcare costs are one of the biggest expenses modern-day Americans face. It leads many people to wonder if medical bankruptcy is an option. Even people who have health insurance often find themselves in serious debt after dealing with a medical crisis. And because of this, unpaid medical bills are one of the primary […]

Tags: bankruptcy, Bankruptcy Attorney, Bankruptcy Counseling, Bankruptcy Questions, Chapter 13, Chapter 13 bankruptcy, Chapter 7, Chapter 7 bankruptcy, debt, debt management, filing for bankruptcy, medical bankruptcy, personal bankruptcy

Can Bankruptcy Help After a Creditor Has Filed a Lawsuit?

Law Offices of Robert M. Geller, P.A.

Aug 1st, 2019

Credit Card Debt, Debt Collection, Debt Relief, Debtor Rights, Personal Bankruptcy

Bankruptcy Timing Timing in bankruptcy is very important. A bankruptcy attorney can help you determine the best time to file, but even if you don’t file at the ideal time, there are still ways that bankruptcy can help you. This is true even if creditors or debt collectors have taken drastic action against you. Ideally, […]

Tags: bankruptcy, Bankruptcy Attorney, bankruptcy lawsuit, bankruptcy procedure, Bankruptcy Questions, debt

How are Co-Signers Affected by Bankruptcy?

Law Offices of Robert M. Geller, P.A.

Jul 8th, 2019

Chapter 13, Chapter 7, Debtor Rights, Helpful Bankruptcy Tips, Personal Bankruptcy

Co-signers and Bankruptcy If you’re considering co-signing a loan for a friend or family member, or you have a loan with a co-signer, it’s important to understand the implications, especially if you or the primary borrower is considering bankruptcy. Co-signed loans are handled differently than individual loans in bankruptcy. The most important thing to realize […]

Tags: bankruptcy, Bankruptcy Attorney, Bankruptcy Questions, Chapter 13 bankruptcy, Chapter 7 bankruptcy, co-sign, debt, debt collectors, personal bankruptcy

What is the Debt Settlement Option?

Law Offices of Robert M. Geller, P.A.

Nov 11th, 2016

Debt Collection, Debt Relief, Debtor Rights

Financial problems come in all shapes and sizes, as do the options for resolving those financial problems. For some people the right option is to create a stricter budget and stick to it. For others, bankruptcy is the only feasible way out from under a mountain of debt. And for others still, settling debt might […]

Tags: debt, debt collectors, debt harassment, debt settlement

Can Bankruptcy Get Me Evicted?

Law Offices of Robert M. Geller, P.A.

Sep 21st, 2016

Chapter 13, Chapter 7, Debt Relief, Debtor Rights, Personal Bankruptcy

When people consider bankruptcy in Tampa, they often think about how it will affect their mortgage and homeownership, but not everyone who files for bankruptcy owns a home. Renters file for bankruptcy all the time and many are concerned about how their filing will affect their living arrangements. What do you need to know if […]

What Should You Do If You Receive a Call about Debt Settlement?

Law Offices of Robert M. Geller, P.A.

Jul 5th, 2016

Debtor Rights

Receiving calls from debt collectors can be so terrifying many people avoid even answering their phones if they know it’s from someone attempting to collect a debt. The majority of these calls are demanding payment, but there are times when debt collectors call to offer you something. Is this too good to be true? Debt […]

Tags: consumer debt, credit card debt, debt, debt collectors, debt consolidation, debt management, Debt relief, debt reorganization, debtor rights