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Bankruptcy FAQ

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The following videos are streamed via our Youtube Channel. Please add this page to your favorites and visit frequently for updates.

 

COVID-19 AND BANKRUPTCY VIDEO RESOURCES PLAYLIST

What do you get to keep ch 13?

What determines how long your payment plan has to be if you file for a Chapter 13 Bankruptcy?

How does the general process of a Chapter 13 Bankruptcy work for an individual?

What are your duties if you file a Chapter 13 Bankruptcy?

Who is eligible to file a Chapter 13 Bankruptcy?

How is your payment determined in a Chapter 13 Bankruptcy?

What can you keep if you’re filing for a Chapter 13 Bankruptcy?

Do I need to be embarrassed at court if I file for Bankruptcy?

Can a person file bankruptcy or is it just for corporations?

Is CC debt the only debt I can get rid of by filing for bankruptcy?

Will I lose my 401k if I file for bankruptcy?

Will I lose my home if I file for bankruptcy?

Will Bankruptcy ruin my credit?

Do I have to be behind on my bills to file for Bankruptcy?

Can I keep my car if I file for Bankruptcy?

Why file a Chapter 13 Bankruptcy as opposed to a Chapter 7 Bankruptcy?

How can Ch 13 help if you are behind on your mortgage payments Geller

Why right now might be the best time to meet with a bankruptcy attorney

Can I file for bankruptcy more than once?
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Can I get rid of taxes?
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Can I rebuild my credit after bankruptcy?
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Do I need an attorney to file for bankruptcy?
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How do I deal with creditor harassment?
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How do I handle foreclosure with bankruptcy?
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What are the different types of bankruptcy?
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What is an Automatic Stay?
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What can I keep if I file for Bankruptcy?
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When should I file bankruptcy?
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Why should I hire Geller Law Firm?
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10 Myths of filing bankruptcy
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The Chapter 7 Process & What You Need to Know
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Frequently Asked Questions About Bankruptcy

At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., our attorneys help people seeking a fresh financial start. We are their advocates during the bankruptcy process, appearing at hearings, helping them complete required documents, and providing them with the information they need to make decisions about their financial lives. Below are some of the questions people ask.

How much does it cost to file bankruptcy?

Our firm offers a free initial in-office consultation. We believe that you should understand what we can do for you before we charge you a fee. Each bankruptcy case is different and the fees may depend on everything that is involved. Our firm charges reasonable fees for our services. Our fees are disclosed and reviewed by the court. Many clients make payments to our firm to complete the bankruptcy process over time. At our law firm, we believe that attorneys should not add to an individual’s financial distress by charging exorbitant legal fees.

Will I lose my house?

Whether you lose your house depends on your circumstances and whether you file Chapter 7 or Chapter 13 bankruptcy. We help people review their options for keeping their homes during bankruptcy.

Can I get a credit card after bankruptcy?

In most instances, people are able to qualify for credit cards and other loans after bankruptcy.

Will bankruptcy stop wage garnishments?

Once you submit the required documents to the bankruptcy court, all creditor harassment must stop. The law covers things such as wage garnishments, phone calls, repossession and foreclosure actions, and demand letters. Generally, bankruptcy stops wage garnishments.

Do I have to go to court?

In most instances, you will only need to appear at the meeting of creditors, the 341 hearing. In a few cases, you may need to appear before a bankruptcy judge. Our lawyers attend all hearings and court appearances.

Is bankruptcy right for everyone?

In some cases, there are alternatives to bankruptcy. Our lawyers will discuss with you any other alternatives if appropriate. However, be cautious when considering alternatives such as consolidation services. Such providers are not always honest and can take advantage of you. Further, such providers can not give you legal advice. Only a lawyer is authorized to give you legal advice.

Are all my debts eliminated in bankruptcy?

Not everything can be discharged in bankruptcy. You may not be able to discharge student loans, back child support, and certain taxes. Debts such as these and others may need to be repaid. Our lawyers can tell you whether any of your debt is non-dischargeable.

Do I need a lawyer?

Although you are not required to have an attorney to file bankruptcy, it is advisable. Our law firm is headed by attorney Robert M. Geller, who is a certified specialist in Consumer Bankruptcy Law by the American Board of Certification *. He has focused on personal bankruptcy filings since 1991.

Contact a Bankruptcy Lawyer

For answers to questions about bankruptcy, contact our Tampa, Florida, law firm. Call us at 813-254-5696 to schedule a free initial consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

* Accredited by The Florida Bar to certify lawyers in the specialty area(s) of consumer bankruptcy law.

Tampa Bankruptcy Law Blog

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How Will Filing for Bankruptcy Affect My Credit?

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Behind or In Default on Your Student Loan? Here’s What You Should Know

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Will Bankrutcy Affect My Job? Learn How Filing Affects You in the Workplace

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Can Bankruptcy Help Me If I’m Behind on Child Support?

Bankruptcy and Child Support Bankruptcy can help you with a lot of things. It can help you stop calls from...
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Can You File for Bankruptcy When You’re Unemployed?

Bankruptcy and Unemployment Being in debt is bad enough, but if you’ve lost your job recently or accumulated debt because...
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Bankruptcy and Eviction History

Eviction With the rate of evictions on the rise in recent months and the expectations that eviction numbers will grow,...
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What to Expect Once You’ve Decided to File Bankruptcy from Home

File Bankruptcy from Home There are a few things that happen when you file bankruptcy from home. An automatic stay...
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Will Filing for Bankruptcy Affect My Job Search? What You Need to Know about Unemployment and Bankruptcy

Unemployment and Bankruptcy Searching for a job when you are faced with a dire financial situation is difficult. If you’ve...
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Will I Need to Go to Court If I File for Bankruptcy?

File for Bankruptcy from Home One of the most intimidating aspects of filing for bankruptcy is meeting in person with...
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813.254.5696

Tampa Office

Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405

Map And Directions

St. Petersburg Office

Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G
St. Petersburg, FL 33701
T: (727) 532-3939

Map And Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320

Map And Directions