CALL FOR A FREE
INITIAL CONSULTATION
813.254.5696

BRIDGING YOU TO A BRIGHTER FUTURE

Stop Garnishments

Creditors often use sophisticated methods of collecting money owed. Often they are represented by experienced attorneys who use many different legal methods to collect. One way they try to collect is to institute a garnishment against a person. Under Florida law and certain circumstances, garnishments are legal. A garnishment is a method of a creditor seizing either your wages, your money in your bank account, your assets, or even your vehicle. If your wages are garnished, your employer is required to withhold a portion of your wages and turn over the money to the creditor.

Our firm has filed many bankruptcy cases to stop garnishment action for over 19 years. For many people, filing bankruptcy may be the best way to stop garnishments because the bankruptcy laws may require all collection efforts to stop once your case has been opened by the bankruptcy court. For advice about seeking protection from garnishments by filing bankruptcy, speak with a knowledgeable bankruptcy lawyer.

At the Tampa, Florida, law firm, the Law Offices of Robert M. Geller, P.A., attorney Robert M. Geller is a certified specialist in Consumer Bankruptcy Law by the American Board of Certification *. He has focused on helping clients file personal bankruptcy since 1991.

Frequent Questions About Garnishments

How can my employer take some of my pay?

The creditor must obtain a legal judgment that orders your employer to deduct money from your paycheck until you have paid the debt.

Will I be Notified of the Garnishment?

Although you may be notified of the judgment, you may not be notified of the garnishment until after your employer has deducted your pay or after your property has already been taken.

Is there a limit on how much can be withheld from my pay?

How much is deducted depends on several factors including whether you are the head of a household and the amount of your paycheck. There are several exemptions and limits, and our attorneys can advise you about these.

How does filing bankruptcy stop garnishments?

Once you have filed for Chapter 7 or Chapter 13 bankruptcy, an automatic stay is issued by the bankruptcy court that prohibits creditors from continuing to undertake collection action against you, including some garnishments. In many cases, the creditor must dismiss the garnishment served against you. However, you may not get back the money the creditor already received or the property taken. Therefore, it is important that you do not delay and consult with an experienced bankruptcy attorney to help either avoid or stop a garnishment by filing for bankruptcy.

Contact a Bankruptcy Lawyer

To learn more about stopping garnishments, contact our Tampa, Florida, law firm. Call us at 813-254-5696 to schedule a free initial consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

* Accredited by The Florida Bar to certify lawyers in the specialty area(s) of consumer bankruptcy law.

Tampa Bankruptcy Law Blog

Credit Reporting Errors: Why You Need to Review Your Credit Report before Filing for Bankruptcy

Credit Reporting Errors: Why You Need to Review Your Credit Report before Filing for Bankruptcy

The importance of correcting credit errors before filing for bankruptcy Some people are shocked to learn how common it is...
Read More
Why Delaying Bankruptcy Might Be Your Biggest Financial Mistake Yet

Why Delaying Bankruptcy Might Be Your Biggest Financial Mistake Yet

Bankruptcy Mistakes There are those who are pushed into bankruptcy because of a medical emergency or the unexpected loss of...
Read More
Bankruptcy Dismissal vs Discharge: What’s the Difference?

Bankruptcy Dismissal vs Discharge: What’s the Difference?

The difference between bankruptcy dismissal and bankruptcy discharge For many, bankruptcy is unfamiliar territory and there are a lot of...
Read More
Filing for Bankruptcy When You Have a Reverse Mortgage

Filing for Bankruptcy When You Have a Reverse Mortgage

Filing for Bankruptcy with a Reverse Mortgage More and more people, especially those who are nearing or have entered retirement,...
Read More
Social Security and Bankruptcy: Do I Need to Worry about My Income?

Social Security and Bankruptcy: Do I Need to Worry about My Income?

How Bankruptcy and Social Security Are Related Bankruptcy is one of the best tools available for managing significant debt and...
Read More
Bankruptcy and Cross-Collateralization: What You Need to Know

Bankruptcy and Cross-Collateralization: What You Need to Know

Everyone’s financial situation is different, which makes each and every bankruptcy unique – and potentially complicated. One of the things...
Read More
Foreclosure on the Horizon? Here’s What You Can Do to Stop the Process

Foreclosure on the Horizon? Here’s What You Can Do to Stop the Process

Preventing Foreclosure Out-of-control debt can cause a number of problems in your life, but few are as intimidating as the...
Read More
Can I Keep Any Credit Cards If I File for Bankruptcy?

Can I Keep Any Credit Cards If I File for Bankruptcy?

Credit Cards and Bankruptcy One of the most common questions bankruptcy attorneys hear from clients is whether or not they...
Read More
How Does Bankruptcy Affect My Possessions?

How Does Bankruptcy Affect My Possessions?

Bankruptcy and Possessions Filing for bankruptcy can improve your financial situation, but it also has a major impact on many...
Read More
Bankruptcy and Renting: What You Need to Know

Bankruptcy and Renting: What You Need to Know

Renting a home after bankruptcy There are plenty of people who rent their homes. Many of them are faced with...
Read More

Contact Us

Search Website

Request a FREE Consultation

For The Next 5 Days Get A Free Book About Bankruptcy


 
comodo 10.0Robert Marc Geller
Robert Marc GellerClients’ ChoiceAward 2018 Robert Marc GellerReviewsout of 32 reviews LEA

We are A Debt Relief Agency.
We help people file for
bankruptcy under the Bankruptcy Code

Pay Online     Bankruptcy Courses    

Tampa Office

$Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405


Tampa Law Office Map

St. Petersburg Office

$Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G

St. Petersburg, FL 33701
T: (727) 532-3939


Map and Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320

Maps & Directions

At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., we help people with consumer bankruptcy matters in the Tampa Bay-St. Petersburg,  Florida communities such as Clearwater,     St. Petersburg, Tampa, Thonotosassa, Riverview, Lutz, Plant City, Brandon, Carrollwood, Wesley Chapel, St. Petersburg Beach, Lakeland, Mulberry, Dade City, Pinellas Park, Largo, Seminole, Odessa, Oldsmar and Lithia, and counties such as Hillsborough County, Pinellas County, Pasco County, Polk County and Manatee County.