CALL FOR A FREE
INITIAL CONSULTATION
813.254.5696

Stop Garnishments

Creditors often use sophisticated methods of collecting money owed. Often they are represented by experienced attorneys who use many different legal methods to collect. One way they try to collect is to institute a garnishment against a person. Under Florida law and certain circumstances, garnishments are legal. A garnishment is a method of a creditor seizing either your wages, your money in your bank account, your assets, or even your vehicle. If your wages are garnished, your employer is required to withhold a portion of your wages and turn over the money to the creditor.

Our firm has filed many bankruptcy cases to stop garnishment action for over 19 years. For many people, filing bankruptcy may be the best way to stop garnishments because the bankruptcy laws may require all collection efforts to stop once your case has been opened by the bankruptcy court. For advice about seeking protection from garnishments by filing bankruptcy, speak with a knowledgeable bankruptcy lawyer.

At the Tampa, Florida, law firm, the Law Offices of Robert M. Geller, P.A., attorney Robert M. Geller is a certified specialist in Consumer Bankruptcy Law by the American Board of Certification *. He has focused on helping clients file personal bankruptcy since 1991.

Frequent Questions About Garnishments

How can my employer take some of my pay?

The creditor must obtain a legal judgment that orders your employer to deduct money from your paycheck until you have paid the debt.

Will I be Notified of the Garnishment?

Although you may be notified of the judgment, you may not be notified of the garnishment until after your employer has deducted your pay or after your property has already been taken.

Is there a limit on how much can be withheld from my pay?

How much is deducted depends on several factors including whether you are the head of a household and the amount of your paycheck. There are several exemptions and limits, and our attorneys can advise you about these.

How does filing bankruptcy stop garnishments?

Once you have filed for Chapter 7 or Chapter 13 bankruptcy, an automatic stay is issued by the bankruptcy court that prohibits creditors from continuing to undertake collection action against you, including some garnishments. In many cases, the creditor must dismiss the garnishment served against you. However, you may not get back the money the creditor already received or the property taken. Therefore, it is important that you do not delay and consult with an experienced bankruptcy attorney to help either avoid or stop a garnishment by filing for bankruptcy.

Contact a Bankruptcy Lawyer

To learn more about stopping garnishments, contact our Tampa, Florida, law firm. Call us at 813-254-5696 to schedule a free initial consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

* Accredited by The Florida Bar to certify lawyers in the specialty area(s) of consumer bankruptcy law.

Tampa Bankruptcy Law Blog

3 Reasons Why Bankruptcy Cases Get Dismissed and What This Means for You

Bankruptcy Case Dismissed There are two possible outcomes for those filing for bankruptcy. It doesn’t matter if you qualify for...
Read More

Who Files for Bankruptcy?

Should I File for Bankruptcy? If you’re considering bankruptcy and you feel as if you’re the only person in the...
Read More

3 Reasons Your Student Loan Debt is Ruining Your Financial Future and How Bankruptcy Might Help

Student Loan Debt Taking out a loan or multiple loans to attend college is nothing new. Students have been using...
Read More

What Happens If You Miss Your 341 Meeting?

341 Meetings are One of the Most Important Obligations in Bankruptcy There are several requirements you must meet when you...
Read More

3 Things to Help You with Post Bankruptcy Credit Repair

Bankruptcy Credit Repair One of the biggest challenges you’ll have post-bankruptcy is getting credit extended to you. But for most...
Read More

What is the Real Reason People are Filing for Bankruptcy?

Can filing for bankruptcy help you with unpaid medical bills? One of the most common misconceptions about bankruptcy is that...
Read More

What You Need to Know about Bankruptcy Court

Bankruptcy Court Bankruptcy is a process that many people find intimidating. In part, this is because they must turn their...
Read More

What to Expect from Bankruptcy Counseling

Bankruptcy Counseling Filing for bankruptcy is not an easy decision. For many, it’s their only option for getting the debt...
Read More

Why Hiring a Bankruptcy Attorney is Worth the $ [Infographic]

Everyone who files for bankruptcy must complete a bankruptcy petition. It can be up to 40 pages and filled with...
Read More

What Really Happens When You Declare Bankruptcy?

How to Declare Bankruptcy Bankruptcy is a last resort for many who file. After attempting to clean up a messy...
Read More

Contact Us

We are A Debt Relief Agency.
We help people file for
bankruptcy under the Bankruptcy Code

Pay OnlineBankruptcy Courses

National Association Of Consumer Advocates Logocomodoavvo1avvo2avvo3LEA
BBB LogoRG Seal

Tampa Office

$Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405


Tampa Bankruptcy Lawyers Map

St. Petersburg Office

$Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G

St. Petersburg, FL 33701
T: (727) 532-3939


Map and Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320





Maps & Directions

At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., we help people with consumer bankruptcy matters in the Tampa Bay-St. Petersburg,  Florida communities such as Clearwater,     St. Petersburg, Tampa, Thonotosassa, Riverview, Lutz, Plant City, Brandon, Carrollwood, Wesley Chapel, St. Petersburg Beach, Lakeland, Mulberry, Dade City, Pinellas Park, Largo, Seminole, Odessa, Oldsmar and Lithia, and counties such as Hillsborough County, Pinellas County, Pasco County, Polk County and Manatee County.