CALL NOW!
FREE PHONE/VIRTUAL CONSULTATION

Stop Garnishments

Creditors often use sophisticated methods of collecting money owed. Often they are represented by experienced attorneys who use many different legal methods to collect. One way they try to collect is to institute a garnishment against a person. Under Florida law and certain circumstances, garnishments are legal. A garnishment is a method of a creditor seizing either your wages, your money in your bank account, your assets, or even your vehicle. If your wages are garnished, your employer is required to withhold a portion of your wages and turn over the money to the creditor.

Our firm has filed many bankruptcy cases to stop garnishment action for over 19 years. For many people, filing bankruptcy may be the best way to stop garnishments because the bankruptcy laws may require all collection efforts to stop once your case has been opened by the bankruptcy court. For advice about seeking protection from garnishments by filing bankruptcy, speak with a knowledgeable bankruptcy lawyer.

At the Tampa, Florida, law firm, the Law Offices of Robert M. Geller, P.A., attorney Robert M. Geller is a certified specialist in Consumer Bankruptcy Law by the American Board of Certification *. He has focused on helping clients file personal bankruptcy since 1991.

Frequent Questions About Garnishments

How can my employer take some of my pay?

The creditor must obtain a legal judgment that orders your employer to deduct money from your paycheck until you have paid the debt.

Will I be Notified of the Garnishment?

Although you may be notified of the judgment, you may not be notified of the garnishment until after your employer has deducted your pay or after your property has already been taken.

Is there a limit on how much can be withheld from my pay?

How much is deducted depends on several factors including whether you are the head of a household and the amount of your paycheck. There are several exemptions and limits, and our attorneys can advise you about these.

How does filing bankruptcy stop garnishments?

Once you have filed for Chapter 7 or Chapter 13 bankruptcy, an automatic stay is issued by the bankruptcy court that prohibits creditors from continuing to undertake collection action against you, including some garnishments. In many cases, the creditor must dismiss the garnishment served against you. However, you may not get back the money the creditor already received or the property taken. Therefore, it is important that you do not delay and consult with an experienced bankruptcy attorney to help either avoid or stop a garnishment by filing for bankruptcy.

Contact a Bankruptcy Lawyer

To learn more about stopping garnishments, contact our Tampa, Florida, law firm. Call us at 813-254-5696 to schedule a free initial consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

* Accredited by The Florida Bar to certify lawyers in the specialty area(s) of consumer bankruptcy law.

Video Testimonials

Tampa Bankruptcy Law Blog

10 Signs You Should File for Bankruptcy

When it comes to your finances, there may come a time when you feel like bankruptcy is the only way...
Read More

What Do You Need to Know Before Filing for Bankruptcy? A Chapter 7 Bankruptcy Attorney in Florida Can Help You During this Time

What happens during the time leading up to filing for Chapter 7 bankruptcy? A Chapter 7 bankruptcy attorney in Florida...
Read More

What Does It Mean to Declare Bankruptcy?

What does it mean to "declare" bankruptcy? Your bankruptcy law attorney will help you through the process. Declaring bankruptcy is...
Read More

Student Loan Forbearance Ends April 30th. Here’s What You Need to Know

The federal government extended forbearance of repayment of student loans during the COVID-19 crisis. This forbearance was due to end...
Read More

Is Better Money Management on Your List of Resolutions for 2022?

If you’re like most Americans, improving your financial situation is on your list of New Year’s resolutions for 2022. Whether...
Read More

3 Reasons to Send Your Bankruptcy Attorney in Tampa Florida a Christmas Card

Have you begun making your Christmas card list yet? Did you include your bankruptcy attorney in Tampa, Florida? It seems...
Read More

What Was the Biggest Money Management and Bankruptcy News of 2021?

Like most years, bankruptcy was a topic that arose in the news many times throughout 2021. Topics related to money...
Read More

3 Best Bankruptcy Tips of 2021

Learning how to manage your money is an ongoing process. Even the smartest money minds out there can always learn...
Read More

How to Prevent Bankruptcy from Ruining Your Holiday Season: Why a Spending Spree Before Bankruptcy Could Hurt You in the New Year

Should you go on a spending spree before bankruptcy to celebrate the holiday season? The answer might surprise you. The...
Read More

How to Avoid Holiday Overspending

The holidays are upon us and, as usual, many people are trying to keep their spending within a budget. As...
Read More

Bankruptcy

For The Next 5 Days GET A FREE BOOK About Bankruptcy

Learn More

Infographics

We are A Debt Relief Agency.
We help people file for bankruptcy under the Bankruptcy Code

Pay Online Bankruptcy Courses Newsletter Subscription

NACBA Logo avvo1 avvo2 avvo3 LEA BBB Logo

Call For A Free Initial Consultation

813.254.5696

Tampa Office

Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405

Map And Directions

St. Petersburg Office

Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G
St. Petersburg, FL 33701
T: (727) 532-3939

Map And Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320

Map And Directions