Tampa Bankruptcy Law Blog

Fraud is one of the primary reasons bankruptcies are denied. If the court suspects you have hidden assets or you’ve done anything else that would indicate you are not being 100 percent honest about your financial situation, it can dismiss your request for bankruptcy without discharging your debts. And, as many filers have found out […]

Dealing with debt is one of the great challenges of adulthood. Whether or not to get into debt, how much to take on, how to pay it off, and how to deal with problems when they arise are questions that keep many people awake at night. Luckily, there are a number of tools you can […]

For many, bankruptcy is an absolute last resort – the final step a person takes after he or she has tried ignoring the problem, negotiating with creditors, and maybe even begging for relief. In some cases, bankruptcy is avoided because of its reputation. Of course, bankruptcy is nobody’s first choice for managing debt, but it […]

Filing for a bankruptcy is a very personal decision, but it can affect other people in your life. If you’ve delayed filing for bankruptcy for reasons that have to do with other people, you aren’t alone. Whether it’s the opinions of others or the fact that you have co-signers on loans who will be directly […]

One of the first decisions you’ll make when you file for bankruptcy is whether to choose Chapter 7 or Chapter 13. How do you know which is the better option? The filing process begins with a means test. This determines if you even qualify you for Chapter 7, but even if you pass the means […]

The BAPCA is the acronym for The Bankruptcy Abuse Prevention and Consumer Protection Act. It was passed into effect in 2005 and resulted in a number of changes to the existing bankruptcy laws. The law made it more difficult to file for bankruptcy, which was done in an attempt to prevent people from filing multiple […]

Single parents face all of the challenges of couple parenting together, but they have the added struggle of doing it on their own. And unfortunately, far too often, these challenges are financial. Financial difficulties are one of the most common issued faced by single parents. Single parents must manage all of the usual expenses of […]

Custody can be one of the most heated issues in a divorce or in any family where both parents aren’t living under one roof. And in most cases, parents will want to do all they can to protect their right to custody. But what if you’re facing mounting financial challenges and bankruptcy has become one […]

Financial challenges can come at any point in life. Many younger people are struggling with money because of student loan debt, while people in their prime earning years might find themselves laid off from a job and embarking on a whole new life. It’s even possible to face financial struggles later in life, just as […]

When you’ve fallen behind on a debt, creditors have the option of filing for a judgement against you. This means the court will grant the creditor permission to take certain steps to collect their debt. Essentially, a creditor with a judgement against you has more power and can pursue third-party methods of collection, such as […]