Tampa Bankruptcy Law Blog

Credit Reporting Errors: Why You Need to Review Your Credit Report before Filing for Bankruptcy

Law Offices of Robert M. Geller, P.A.

Apr 19th, 2019

The importance of correcting credit errors before filing for bankruptcy Some people are shocked to learn how common it is for a credit report to contain errors. It’s difficult enough keeping your credit in good shape and your credit report free of your financial missteps. But to think your report could include reporting errors that […]

Why Delaying Bankruptcy Might Be Your Biggest Financial Mistake Yet

Law Offices of Robert M. Geller, P.A.

Apr 16th, 2019

Chapter 13, Chapter 7, Personal Bankruptcy

Bankruptcy Mistakes There are those who are pushed into bankruptcy because of a medical emergency or the unexpected loss of a job. But there is also a fair share of bankruptcy cases that start with a little too much spending, a few too many maxed credit cards, and a little too little saving. Despite all […]

Tags: bankruptcy, Bankruptcy Attorney, Bankruptcy Questions, Chapter 13 bankruptcy, Chapter 7 bankruptcy, filing for bankruptcy, foreclosure, Repossession

Bankruptcy Dismissal vs Discharge: What’s the Difference?

Law Offices of Robert M. Geller, P.A.

Apr 10th, 2019

Chapter 13, Chapter 7, Personal Bankruptcy

The difference between bankruptcy dismissal and bankruptcy discharge For many, bankruptcy is unfamiliar territory and there are a lot of things that are new. For instance, filing for bankruptcy typically results in learning a lot of new terms. Understanding these terms and knowing the difference between ones that seem similar can be frustrating, especially if […]

Tags: bankruptcy, Bankruptcy Attorney, Bankruptcy Discharge, Bankruptcy Dismissal, bankruptcy procedure, Bankruptcy Questions, Chapter 13 bankruptcy, Chapter 7 bankruptcy, filing for bankruptcy

Filing for Bankruptcy When You Have a Reverse Mortgage

Law Offices of Robert M. Geller, P.A.

Mar 26th, 2019

Personal Bankruptcy

Filing for Bankruptcy with a Reverse Mortgage More and more people, especially those who are nearing or have entered retirement, are using reverse mortgages to help them make ends meet. Unfortunately, even with a reverse mortgage, you can run into financial difficulties. If your financial situation is drastic enough to warrant bankruptcy, how will filing […]

Tags: bankruptcy, Bankruptcy Attorney, mortgages, Reverse Mortgage

Social Security and Bankruptcy: Do I Need to Worry about My Income?

Law Offices of Robert M. Geller, P.A.

Mar 19th, 2019

Chapter 13, Chapter 7, Personal Bankruptcy

How Bankruptcy and Social Security Are Related Bankruptcy is one of the best tools available for managing significant debt and easing financial worries, but it isn’t something you should take lightly. Filing for bankruptcy can affect many areas of your life in good and bad ways, so it’s important to consider its effects before taking […]

Tags: bankruptcy, Bankruptcy Attorney, Bankruptcy Questions, Chapter 13 bankruptcy, Chapter 7 bankruptcy, Social Security

Bankruptcy and Cross-Collateralization: What You Need to Know

Law Offices of Robert M. Geller, P.A.

Mar 13th, 2019

Business Bankruptcy, Personal Bankruptcy

Everyone’s financial situation is different, which makes each and every bankruptcy unique – and potentially complicated. One of the things that might make your bankruptcy more complicated is a loan affected by cross-collateralization. If you have a loan through a credit union and you’re considering bankruptcy, you’ll want to speak to a bankruptcy attorney about […]

Foreclosure on the Horizon? Here’s What You Can Do to Stop the Process

Law Offices of Robert M. Geller, P.A.

Mar 12th, 2019

Personal Bankruptcy

Preventing Foreclosure Out-of-control debt can cause a number of problems in your life, but few are as intimidating as the threat of foreclosure. The idea of the bank taking your home from you is what drives many people to finally file for bankruptcy. Though bankruptcy is one of the most powerful tools you have for […]

Tags: bankruptcy, Bankruptcy Attorney, Bankruptcy Counseling, bankruptcy procedure, Bankruptcy Questions, foreclosure

Can I Keep Any Credit Cards If I File for Bankruptcy?

Law Offices of Robert M. Geller, P.A.

Mar 7th, 2019

Business Bankruptcy, Chapter 13, Chapter 7, Personal Bankruptcy

Credit Cards and Bankruptcy One of the most common questions bankruptcy attorneys hear from clients is whether or not they can keep any of their credit cards when they file. It’s not a surprising question. After years of relying on credit cards as a security net or for the occasional splurge, the idea of giving […]

Tags: bankruptcy, Bankruptcy Attorney, Chapter 13 bankruptcy, Chapter 7 bankruptcy, credit card debt, credit cards

How Does Bankruptcy Affect My Possessions?

Law Offices of Robert M. Geller, P.A.

Mar 5th, 2019

Personal Bankruptcy

Bankruptcy and Possessions Filing for bankruptcy can improve your financial situation, but it also has a major impact on many aspects of your life. One of the biggest concerns of those considering bankruptcy is how filing will affect their possessions. Does bankruptcy mean losing all of your possessions or having to sell everything you own […]

Tags: bankruptcy, Bankruptcy Assets, Bankruptcy Attorney, Bankruptcy Exemptions, bankruptcy procedure, Chapter 13 bankruptcy, Chapter 7 bankruptcy, filing for bankruptcy

Bankruptcy and Renting: What You Need to Know

Law Offices of Robert M. Geller, P.A.

Feb 15th, 2019

Personal Bankruptcy

Renting a home after bankruptcy There are plenty of people who rent their homes. Many of them are faced with financial struggles significant enough to consider bankruptcy, so it’s no surprise many renters are curious how filing will affect their ability to rent. This is especially true because so much bankruptcy information focuses on having […]