Debt can be a heavy burden. For some, it becomes overwhelming. This is true for both secured and unsecured debts. Secured debt is one type of debt that comes with unique challenges. This type of debt is typically backed by collateral or an asset, such as a car or home. If you can’t make your […]
Debt management is the process of consolidating all your debts into one monthly payment. This type of program is designed to help those who are struggling with debt. They make it easier to pay their bills on time and become debt-free. But as positive as these programs might be, they aren’t perfect. It’s important to […]
Many people facing foreclosure wonder if filing for bankruptcy will help them avoid the loss of their homes. While filing for bankruptcy may delay or even stop foreclosure in some cases, realize that filing for bankruptcy does not guarantee protection from foreclosure. Here’s what you need to know about bankruptcy and foreclosure. How Can Bankruptcy […]
Are you struggling with an eviction notice and don’t know where to turn? You may be wondering if filing for bankruptcy will stop your eviction. It’s important to understand the effects of bankruptcy on eviction proceedings so that you can make the best decision for your situation. Let’s take a look at how filing for […]
What are the most common reasons to file for bankruptcy? There are many valid reasons for filing for bankruptcy. According to the American Consumer Credit Counseling (ACCC) nonprofit organization, nearly a tenth of all Americans will file for bankruptcy at some point in their lives. Bankruptcy is far from a rare occurrence and financial struggles, […]
Reverse mortgages in Florida are loans that allow homeowners 62 and older to borrow against the equity in their homes. You can use the loan for any purpose, including paying off debt, making home repairs, or financing a long-term care event. How Does a Reverse Mortgage Work? A reverse mortgage works by giving the homeowner […]
If you’re struggling to make your mortgage payments, you’re not alone. As many as one in five homeowners are behind on their payments. What happens if I can’t afford my mortgage and what should I do? Here are several tips: Talk to Your Lender If you’re having trouble making your mortgage payments, the first thing […]
Bankruptcy is a great way to improve your financial situation. It’s not right for everyone though. And it means big changes in your life. But can you keep your home if you file for bankruptcy? Your home is likely your most important asset. It’s understandable why you’d be concerned about how filing for bankruptcy could […]
Can you file bankruptcy and keep your home? Absolutely. If you’re considering filing for bankruptcy, there’s a lot of information to digest. One of the most important things to know about bankruptcy though is that filing doesn’t automatically mean losing your home. How do you know if you’ll be able to keep your home if […]
Can they take your home if you file for bankruptcy? Are you worried about what’s going to happen if you can’t pay your mortgage? For example, can they take your home if you file for bankruptcy? Bankruptcy is one of the most powerful tools you have when faced with significant debt. However, many people avoid […]
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