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Why Filing for Bankruptcy Can Be a Smart Decision

Tampa Bankruptcy Law Blog

Why Filing for Bankruptcy Can Be a Smart Decision

Bankruptcy can be a smart decision Everyone wants to be smart, right? They want to make the best choices and be able to consider themselves capable of handling situations and knowing what to do. Unfortunately, it can be tough to always feel like this. We all make mistakes. Sometimes these mistakes are related to our […]

Bankruptcy Timing Timing in bankruptcy is very important. A bankruptcy attorney can help you determine the best time to file, but even if you don’t file at the ideal time, there are still ways that bankruptcy can help you. This is true even if creditors or debt collectors have taken drastic action against you. Ideally, […]

Loan Collateral

Obligatory Debts and Bankruptcy There are all different kinds of debts and all of them are affected differently when you file for bankruptcy. A dischargeable or non-obligatory debt can be eliminated in bankruptcy, which means you’ll no longer be legally responsible for paying it and the creditor will be barred from attempting to collect on […]

Signature

Co-signers and Bankruptcy If you’re considering co-signing a loan for a friend or family member, or you have a loan with a co-signer, it’s important to understand the implications, especially if you or the primary borrower is considering bankruptcy. Co-signed loans are handled differently than individual loans in bankruptcy. The most important thing to realize […]

One of the most common questions bankruptcy lawyers get from clients is whether or not they should keep making payments toward their debts. Unfortunately, there is a great deal of misleading information out there about how to deal with overwhelming debt. Some debt management companies encourage clients to stop making payments when they consolidate debts, […]

Avoiding Bankruptcy as a Millennial

The generation of people born from approximately 1980 to 2000 are in the process of graduating from high school, entering college, and moving into the job market. The “millennial” generation have grown up and are ready to face the typical challenges of young adulthood that lay ahead. Unfortunately for many, financial burdens are already extreme […]

There are plenty of things debt collectors can do to collect money owed to them, but there are also limitations. Aggressive debt collection is controlled by the law and if a debt collector oversteps his or her boundaries, there are actions you can take. Even if a debt is legitimate and you are behind on […]

What is the Debt Settlement Option?

Financial problems come in all shapes and sizes, as do the options for resolving those financial problems. For some people the right option is to create a stricter budget and stick to it. For others, bankruptcy is the only feasible way out from under a mountain of debt. And for others still, settling debt might […]

The Upside of Bankruptcy

Bankruptcy isn’t something to which people look forward or want to happen in their lives, but sometimes they are left with no other choice because of a desperate financial situation. Most people consider bankruptcy a bad thing and something to avoid. At best, it is viewed as a necessary evil. Ideally, we could live in […]

Is Credit Card Debt Driving You to Bankruptcy?

Credit card debt is one of the primary reasons people file for bankruptcy. The majority of Americans have some type of credit card debt and in some cases, those debts spin out of control and put a person in financial danger. It can be tough to recognize when you have a “normal” amount of debt […]

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Tampa Bankruptcy Law Blog

Common Misunderstandings about Chapter 13 Bankruptcy

Common Misunderstandings about Chapter 13 Bankruptcy

If there’s one thing that’s true about bankruptcy, it’s that there are a lot of misconceptions out there about the...
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What Post-Bankruptcy Life REALLY Looks Like

What Post-Bankruptcy Life REALLY Looks Like

Life after Bankruptcy The idea of living without debt is the dream of many. This is especially true for those...
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Five Things You Should Know Before Filing for Bankruptcy

Five Things You Should Know Before Filing for Bankruptcy

5 Factors that Affect Bankruptcy Filing Bankruptcy can be a scary step, but it’s one that can significantly improve your...
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Getting a Chapter 13 Discharge without Completing Your Payment Plan: What You Need to Know

Getting a Chapter 13 Discharge without Completing Your Payment Plan: What You Need to Know

Chapter 13 Bankruptcy Discharge and Non Completion of a Payment Plan When you file for Chapter 13 bankruptcy you’ll be...
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How Do You “Declare Bankruptcy”?

How Do You “Declare Bankruptcy”?

Declaring Bankruptcy There’s a lot of misinformation regarding bankruptcy. It’s unfortunate because many people who are struggling financially could benefit...
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What Does a Float Do in Bankruptcy?

What Does a Float Do in Bankruptcy?

Bankruptcy Float There are numerous terms related to bankruptcy that are new to those who file and might seem confusing...
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Why Filing for Bankruptcy Can Be a Smart Decision

Bankruptcy can be a smart decision Everyone wants to be smart, right? They want to make the best choices and...
Read More
Will My Spending Be Monitored If I File for Bankruptcy?

Will My Spending Be Monitored If I File for Bankruptcy?

Bankruptcy and Spending Bankruptcy can offer many advantages, but it can also mean exposing your financial life to the world....
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Buying a Home after Bankruptcy

Getting a Mortgage After Bankruptcy Many people assume buying a home after filing for bankruptcy is impossible. As a matter...
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Bankruptcy Red Flags: How to Avoid Suspicion of Fraud When You File

Bankruptcy Fraud Red Flags Filing for bankruptcy is a complicated process. It’s possible to file on your own, but it...
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$Law Offices of Robert M. Geller, P.A.
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Tampa, FL 33606
T: (813) 254-5696
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T: (727) 532-3939


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23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320





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At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., we help people with consumer bankruptcy matters in the Tampa Bay-St. Petersburg,  Florida communities such as Clearwater,     St. Petersburg, Tampa, Thonotosassa, Riverview, Lutz, Plant City, Brandon, Carrollwood, Wesley Chapel, St. Petersburg Beach, Lakeland, Mulberry, Dade City, Pinellas Park, Largo, Seminole, Odessa, Oldsmar and Lithia, and counties such as Hillsborough County, Pinellas County, Pasco County, Polk County and Manatee County.