Tampa Bankruptcy Law Blog

Should You Continue Paying Your Debts after You Decide to File for Bankruptcy?

Law Offices of Robert M. Geller, P.A.

Oct 5th, 2018

One of the most common questions bankruptcy lawyers get from clients is whether or not they should keep making payments toward their debts. Unfortunately, there is a great deal of misleading information out there about how to deal with overwhelming debt. Some debt management companies encourage clients to stop making payments when they consolidate debts, […]

Avoiding Bankruptcy as a Millennial

Law Offices of Robert M. Geller, P.A.

Feb 24th, 2017

Debt Relief, Personal Bankruptcy

The generation of people born from approximately 1980 to 2000 are in the process of graduating from high school, entering college, and moving into the job market. The “millennial” generation have grown up and are ready to face the typical challenges of young adulthood that lay ahead. Unfortunately for many, financial burdens are already extreme […]

Tags: bankruptcy, Bankruptcy Attorney, debt, Debtor Education

Need Help Dealing with Aggressive Debt Collectors? Read This!

Law Offices of Robert M. Geller, P.A.

Nov 11th, 2016

Debt Collection, Debt Relief

There are plenty of things debt collectors can do to collect money owed to them, but there are also limitations. Aggressive debt collection is controlled by the law and if a debt collector oversteps his or her boundaries, there are actions you can take. Even if a debt is legitimate and you are behind on […]

Tags: debt, debt attorney, debt collectors, debt harassment, Debt relief, Tampa Bankruptcy Lawyers

What is the Debt Settlement Option?

Law Offices of Robert M. Geller, P.A.

Nov 11th, 2016

Debt Collection, Debt Relief, Debtor Rights

Financial problems come in all shapes and sizes, as do the options for resolving those financial problems. For some people the right option is to create a stricter budget and stick to it. For others, bankruptcy is the only feasible way out from under a mountain of debt. And for others still, settling debt might […]

Tags: debt, debt collectors, debt harassment, debt settlement

The Upside of Bankruptcy

Law Offices of Robert M. Geller, P.A.

Nov 4th, 2016

Chapter 13, Chapter 7, Debt Relief, Personal Bankruptcy

Bankruptcy isn’t something to which people look forward or want to happen in their lives, but sometimes they are left with no other choice because of a desperate financial situation. Most people consider bankruptcy a bad thing and something to avoid. At best, it is viewed as a necessary evil. Ideally, we could live in […]

Tags: bankruptcy, Bankruptcy Attorney, Bankruptcy Discharge, Bankruptcy Questions, debt, debt forgiveness, Debt relief

Is Credit Card Debt Driving You to Bankruptcy?

Law Offices of Robert M. Geller, P.A.

Aug 5th, 2016

Credit Card Debt

Credit card debt is one of the primary reasons people file for bankruptcy. The majority of Americans have some type of credit card debt and in some cases, those debts spin out of control and put a person in financial danger. It can be tough to recognize when you have a “normal” amount of debt […]

Tags: bankruptcy, Bankruptcy Attorney, consumer debt, credit card debt, debt

Debt Collector Going Too Far? Here’s What You Need to Know!

Law Offices of Robert M. Geller, P.A.

Aug 5th, 2016

Debt Relief

Debt collectors are supposed to adhere to a strict set of rules and regulations when it comes to collecting a debt from you. Unfortunately, unless they are held to those standards by consumers, some tend to push the boundaries and try to get away with more than the law allows. Many are able to do […]

Tags: consumer debt, debt, debt collectors, debt harassment

What Should You Do If You Receive a Call about Debt Settlement?

Law Offices of Robert M. Geller, P.A.

Jul 5th, 2016

Debtor Rights

Receiving calls from debt collectors can be so terrifying many people avoid even answering their phones if they know it’s from someone attempting to collect a debt. The majority of these calls are demanding payment, but there are times when debt collectors call to offer you something. Is this too good to be true? Debt […]

Tags: consumer debt, credit card debt, debt, debt collectors, debt consolidation, debt management, Debt relief, debt reorganization, debtor rights

What is Co-Signer Liability?

Law Offices of Robert M. Geller, P.A.

May 26th, 2016

Helpful Tips

Many people with low credit scores who find getting a loan difficult are sometimes able to borrow money if they have a co-signer. Co-signers accept legal liability for a loan, and essentially vouch for the person applying for the loan, agreeing to repay the money if the primary borrower is unable or unwilling to do […]

Tags: co-sign, consumer debt, credit card debt, debt

Things to Consider before Arranging an Installment Agreement to Pay Off Debt

Law Offices of Robert M. Geller, P.A.

Apr 25th, 2016

Debt Relief

If you are carrying a heavy debt load, either with one or multiple creditors, installment payments might be tempting. Many debts that are not in collections are paid through installments. You pay a portion of the debt at a time, usually one time per month, in exchange for paying more overall as interest is applied […]

Tags: bankruptcy, Bankruptcy Attorney, consumer debt, credit card debt, debt, Debt Installment Plans, debt management, Debt relief