Tampa Bankruptcy Law Blog

What is a Bankruptcy SOFA?

Law Offices of Robert M. Geller, P.A.

Jul 10th, 2020

Chapter 13, Chapter 7, Debtor Rights, Helpful Bankruptcy Tips, Personal Bankruptcy

Bankruptcy SOFA Filing for bankruptcy requires a lot of paperwork. The majority of bankruptcy paperwork includes schedules that list your debts, income, expenses, and assets. The bankruptcy court reviews this information and uses it to assess your financial situation. It’s then used to determine if your debts are discharged. In addition to the schedules, you’ll […]

Tags: bankruptcy, bankruptcy procedure, Bankruptcy Process, Bankruptcy Questions, filing for bankruptcy, personal bankruptcy, SOFA, statement of financial affairs

What is a Rule 2004 Exam?

Law Offices of Robert M. Geller, P.A.

Jul 1st, 2020

Chapter 13, Chapter 7, Helpful Bankruptcy Tips, Personal Bankruptcy

Rule 2004 Exam Bankruptcy cases are handled in a bankruptcy court, but rarely do people who file need to make a traditional court appearance. There is no jury or witness stand and the closest you’ll come to testifying is at your 341 Meeting of Creditors. However, there are cases in which the bankruptcy trustee calls […]

Tags: Bankruptcy Assets, Bankruptcy Discharge, Bankruptcy Fraud, bankruptcy judgment, bankruptcy procedure, Bankruptcy Process, Bankruptcy Questions, Bankruptcy Trustee, rule 2004, rule 2004 exam

What Does Presumption of Abuse Mean and What’s Its Role in Bankruptcy?

Law Offices of Robert M. Geller, P.A.

Jun 12th, 2020

Debtor Rights, Helpful Bankruptcy Tips, Personal Bankruptcy

Presumption of Abuse Deciding to file for bankruptcy is an intimidating experience. It becomes even more so as the process moves forward and various new and unfamiliar terms become commonplace, such as the presumption of abuse. This is one of the reasons it’s so helpful to work with a bankruptcy attorney. Someone will be there […]

Tags: Bankruptcy Discharge, Bankruptcy Fraud, Bankruptcy Questions, filing for bankruptcy, presumption of abuse

Who Files for Bankruptcy?

Law Offices of Robert M. Geller, P.A.

May 27th, 2020

Chapter 13, Chapter 7, Credit Card Debt, Personal Bankruptcy, Student Loan Debt

Should I File for Bankruptcy? If you’re considering bankruptcy and you feel as if you’re the only person in the world struggling with financial obligations, you aren’t alone. Not only are you not the only person, but you also aren’t the only one who feels this way. Financial challenges that are severe enough to consider […]

Tags: Bankruptcy Counseling, Bankruptcy Education, Bankruptcy Emotions, Bankruptcy Process, Bankruptcy Questions, Chapter 13, Chapter 7, Debt relief, delinquent mortgage, medical bankruptcy, Student Loan Debt, student loans

What is the Real Reason People are Filing for Bankruptcy?

Law Offices of Robert M. Geller, P.A.

May 11th, 2020

Chapter 13, Chapter 7, Debt Relief, Helpful Bankruptcy Tips, Personal Bankruptcy

Can filing for bankruptcy help you with unpaid medical bills? One of the most common misconceptions about bankruptcy is that everyone who files was irresponsible with money. Of course, there are people who file for bankruptcy because they mishandled credit cards, spent more than they earned, or failed to budget as needed. There are also […]

Tags: bankruptcy, Bankruptcy Attorney, Bankruptcy Questions, debt collectors, Debt relief, filing for bankruptcy, medical bankruptcy, medical bill, personal bankruptcy

What You Need to Know about Bankruptcy Court

Law Offices of Robert M. Geller, P.A.

Apr 30th, 2020

Chapter 13, Chapter 7, Debt Relief, Helpful Bankruptcy Tips, Personal Bankruptcy

Bankruptcy Court Bankruptcy is a process that many people find intimidating. In part, this is because they must turn their financial information over to the court system. Bankruptcy court oversees your case when you file. Filers must operate within the letter of the bankruptcy law once they file. Understanding how the bankruptcy court system works […]

Tags: Bankruptcy Attorney, bankruptcy court, bankruptcy procedure, Bankruptcy Process, Bankruptcy Questions, Chapter 13 bankruptcy, Chapter 7 bankruptcy, filing for bankruptcy

What Really Happens When You Declare Bankruptcy?

Law Offices of Robert M. Geller, P.A.

Apr 26th, 2020

Chapter 13, Chapter 7, Credit Card Debt, Debt Relief, Helpful Bankruptcy Tips, Personal Bankruptcy

How to Declare Bankruptcy Bankruptcy is a last resort for many who file. After attempting to clean up a messy financial situation with other options, people with credit problems turn to bankruptcy, knowing it offers a drastic solution to a significant financial crisis. But until they reach they point many people don’t know how to […]

Tags: bankruptcy, Bankruptcy Attorney, Bankruptcy Counseling, Bankruptcy Education, Bankruptcy Questions, Chapter 13, Chapter 7, debt management

What You Need to Know Before Filing for “Medical” Bankruptcy

Law Offices of Robert M. Geller, P.A.

Apr 19th, 2020

Chapter 13, Chapter 7, Credit Card Debt, Credit Score, Debtor Rights, Helpful Bankruptcy Tips, Personal Bankruptcy

Medical Bankruptcy Healthcare costs are one of the biggest expenses modern-day Americans face. It leads many people to wonder if medical bankruptcy is an option. Even people who have health insurance often find themselves in serious debt after dealing with a medical crisis. And because of this, unpaid medical bills are one of the primary […]

Tags: bankruptcy, Bankruptcy Attorney, Bankruptcy Counseling, Bankruptcy Questions, Chapter 13, Chapter 13 bankruptcy, Chapter 7, Chapter 7 bankruptcy, debt, debt management, filing for bankruptcy, medical bankruptcy, personal bankruptcy

5 Helpful Bankruptcy Secrets Nobody Tells You

Law Offices of Robert M. Geller, P.A.

Apr 10th, 2020

Chapter 13, Chapter 7, Credit Card Debt, Credit Score, Debt Collection, Debt Relief, Helpful Bankruptcy Tips, Personal Bankruptcy

Bankruptcy Secrets Did you know that knowing just a few of these often-unknown bankruptcy secrets can help you with filing? Bankruptcy isn’t necessarily something people want to achieve. Instead, it’s a helpful tool to use when your financial situation takes a turn for the worse. Under US law, you have a right to file for […]

Tags: bankruptcy, Bankruptcy Attorney, Bankruptcy Education, bankruptcy procedure, Bankruptcy Process, Bankruptcy Questions, Chapter 13, Chapter 7, Debt relief, Student Loan Debt

9 Things You Should Know About How COVID-19 is Affecting Bankruptcy

Law Offices of Robert M. Geller, P.A.

Apr 2nd, 2020

Chapter 13, Chapter 7, Debt Collection, Debt Relief, Personal Bankruptcy

COVID-19 Bankruptcy Information COVID-19, the new coronavirus, is affecting every aspect of our lives. For many, the pandemic has been especially burdensome financially. People across the country want to know what the short- and long-term ramifications of the virus will be on their bank accounts. Many are concerned COVID-19 could drive people into bankruptcy or […]