If you’re considering bankruptcy, there’s a good chance you have a lot of questions. One of the most common concerns when filing for bankruptcy is how doing so will affect your assets. From your home to your vehicle to your financial savings, bankruptcy can creep into every area of your life. But does bankruptcy affect […]
Transferring or Selling Assets before Bankruptcy There are plenty of ways someone dealing with financial problems can make money and yard sales and rummages are one of the most popular. After all, what better way to earn some cash than to sell items around your home you no longer want or need? But is this […]
Co-signers and Bankruptcy If you’re considering co-signing a loan for a friend or family member, or you have a loan with a co-signer, it’s important to understand the implications, especially if you or the primary borrower is considering bankruptcy. Co-signed loans are handled differently than individual loans in bankruptcy. The most important thing to realize […]
The 341 Meeting of Creditors can be one of the most intimidating aspects of filing for bankruptcy but it doesn’t need to be. Preparing for the meeting and knowing what to expect can put you at ease and ensure everything goes smoothly. What should you do before the meeting to make sure you aren’t caught […]
One of the most difficult aspects of adjusting to life after bankruptcy is living with a budget. Many people create weekly and monthly budgets to keep them on track financially, and they are accustomed to this being part of their life. Unfortunately, as someone dealing with a changed financial outlook, you’re going to need a […]
Though financial issues can arise for any reason, for many people it is their home that causes them the greatest financial burden. After all, a home is the biggest investment for many families and as life changes, their ability to afford the amount they originally agreed to pay can change. Everyone assumes some amount of […]
Credit Check for Employment It might seem unfair, but potential employers might have the right to view your credit history when you apply for a job. This doesn’t mean every time you fill out an application the company can run a credit check. However, many potential employers request permission from applicants to use a credit […]
Most people are aware there are different types of bankruptcy, but many are unable to explain the difference. In Chapter 13 bankruptcy, debt is re-organized and the person filing is responsible for much of what is owed on these debts. The goal is to create a payment plan that makes debt affordable again and enables […]
Joint Petition One of the primary reasons people filing for bankruptcy in Tampa seek legal assistance is because they are unable to make sense of all the legal terms associated with the filing process. The pressure to complete a bankruptcy filing free of mistakes is heavy. If anything is incorrect, even if the mistake was […]
Receiving notice a credit card or mortgage payment has been rejected because of insufficient funds is a scary experience. It calls attention to your financial struggles and reminds you that everything is not OK, financially speaking, even if you have been trying to ignore the problem. Things are even scarier when you weren’t fully expecting […]
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