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Borrower Beware! What You Need to Know about Debt Relief Services

Tampa Bankruptcy Law Blog

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Are Debt Relief Sevices Legit? If you feel as if you are drowning in debt you’ve no doubt considered a number of options to help you. People struggling with finances often take drastic measures to alleviate their circumstances. Unfortunately, these drastic circumstances aren’t always helpful. Many of the debt relief solutions that exist aren’t solutions […]

There are plenty of things debt collectors can do to collect money owed to them, but there are also limitations. Aggressive debt collection is controlled by the law and if a debt collector oversteps his or her boundaries, there are actions you can take. Even if a debt is legitimate and you are behind on […]

The Upside of Bankruptcy

Bankruptcy isn’t something to which people look forward or want to happen in their lives, but sometimes they are left with no other choice because of a desperate financial situation. Most people consider bankruptcy a bad thing and something to avoid. At best, it is viewed as a necessary evil. Ideally, we could live in […]

One of the most difficult aspects of adjusting to life after bankruptcy is living with a budget. Many people create weekly and monthly budgets to keep them on track financially, and they are accustomed to this being part of their life. Unfortunately, as someone dealing with a changed financial outlook, you’re going to need a […]

What Should You Do If You Receive a Call about Debt Settlement?

Receiving calls from debt collectors can be so terrifying many people avoid even answering their phones if they know it’s from someone attempting to collect a debt. The majority of these calls are demanding payment, but there are times when debt collectors call to offer you something. Is this too good to be true? Debt […]

If you are carrying a heavy debt load, either with one or multiple creditors, installment payments might be tempting. Many debts that are not in collections are paid through installments. You pay a portion of the debt at a time, usually one time per month, in exchange for paying more overall as interest is applied […]

What you do in the weeks and months leading up to filing for bankruptcy can have a significant impact on how your case is handled. As a matter of fact, there are things you can do during that time period that could cause your bankruptcy to be denied. What will the bankruptcy trustee consider about […]

Student Loan Debt Continues to Grow at Astronomical Rate

Most people assume the worst financial struggles are related to job loss, medical bills, and various other occurrences in life that are somewhat out of our control. You can save in a rainy day fund to help with these occurrences, but you can never predict when they might occur and exactly what might happen. These […]

Avoiding Financial Struggles Might Start Earlier than You Think

Most people think of financial struggles as something you experience mid-life. You have a home, a family, a job that pays a decent wage, and something unexpected comes along and turns your world upside down. You might lose your job or experience a medical problem or lose your spouse – all things that can happen […]

Three Common Bankruptcy Scenarios and How They are Handled

There is a variety of issues that cause financial struggles, but in many cases, people who are considering bankruptcy fall into one of three categories. They over-extended and used credit to pay for things they could not afford otherwise; they were hit with an unexpected medical bill; or their circumstances resulted in their falling behind […]

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Tampa Bankruptcy Law Blog

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23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320





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At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., we help people with consumer bankruptcy matters in the Tampa Bay-St. Petersburg,  Florida communities such as Clearwater,     St. Petersburg, Tampa, Thonotosassa, Riverview, Lutz, Plant City, Brandon, Carrollwood, Wesley Chapel, St. Petersburg Beach, Lakeland, Mulberry, Dade City, Pinellas Park, Largo, Seminole, Odessa, Oldsmar and Lithia, and counties such as Hillsborough County, Pinellas County, Pasco County, Polk County and Manatee County.