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What Post-Bankruptcy Life REALLY Looks Like

Tampa Bankruptcy Law Blog

What Post-Bankruptcy Life REALLY Looks Like

Now what?

Life after Bankruptcy The idea of living without debt is the dream of many. This is especially true for those dealing with financial stress on a daily basis. If you’re spending your days dodging calls from creditors and hoping you’ll be able to scrape together enough money to make a credit card payment this month, […]

Pushing

How to make the best out of Bankrutpcy Some people find themselves in financial turmoil because of choices they’ve made. They might’ve been irresponsible with credit cards when they were younger or they might have mismanaged their money or overestimated their ability to pay back the money they borrowed. In other cases, people had little […]

Credit score

Are Debt Relief Sevices Legit? If you feel as if you are drowning in debt you’ve no doubt considered a number of options to help you. People struggling with finances often take drastic measures to alleviate their circumstances. Unfortunately, these drastic circumstances aren’t always helpful. Many of the debt relief solutions that exist aren’t solutions […]

There are plenty of things debt collectors can do to collect money owed to them, but there are also limitations. Aggressive debt collection is controlled by the law and if a debt collector oversteps his or her boundaries, there are actions you can take. Even if a debt is legitimate and you are behind on […]

The Upside of Bankruptcy

Bankruptcy isn’t something to which people look forward or want to happen in their lives, but sometimes they are left with no other choice because of a desperate financial situation. Most people consider bankruptcy a bad thing and something to avoid. At best, it is viewed as a necessary evil. Ideally, we could live in […]

One of the most difficult aspects of adjusting to life after bankruptcy is living with a budget. Many people create weekly and monthly budgets to keep them on track financially, and they are accustomed to this being part of their life. Unfortunately, as someone dealing with a changed financial outlook, you’re going to need a […]

What Should You Do If You Receive a Call about Debt Settlement?

Receiving calls from debt collectors can be so terrifying many people avoid even answering their phones if they know it’s from someone attempting to collect a debt. The majority of these calls are demanding payment, but there are times when debt collectors call to offer you something. Is this too good to be true? Debt […]

If you are carrying a heavy debt load, either with one or multiple creditors, installment payments might be tempting. Many debts that are not in collections are paid through installments. You pay a portion of the debt at a time, usually one time per month, in exchange for paying more overall as interest is applied […]

What you do in the weeks and months leading up to filing for bankruptcy can have a significant impact on how your case is handled. As a matter of fact, there are things you can do during that time period that could cause your bankruptcy to be denied. What will the bankruptcy trustee consider about […]

Student Loan Debt Continues to Grow at Astronomical Rate

Most people assume the worst financial struggles are related to job loss, medical bills, and various other occurrences in life that are somewhat out of our control. You can save in a rainy day fund to help with these occurrences, but you can never predict when they might occur and exactly what might happen. These […]

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Tampa Bankruptcy Law Blog

How to Stop a Debt Collector from Wreaking Havoc on Your Life

Creditor Harassment, Debt Collectors There’s no denying it: debt collectors can create a significant disturbance in your life. They’re annoying,...
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What Happens After Bankruptcy Discharge?

What Happens After Bankruptcy Discharge?

Bankruptcy Discharge One of the most exciting things that will happen to you when you file for bankruptcy is receiving...
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What Should You Disclose in Your Bankruptcy Filing?

What Should You Disclose in Your Bankruptcy Filing?

Bankruptcy Disclosure Laws If you’re about to file for bankruptcy or you’ve begun the process of filing, you already know...
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What You Should Do If a Creditor Sues You

What You Should Do If a Creditor Sues You

What to do if a creditor sues Receiving notice you’re being sued by a creditor can be one of the...
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What’s the Scariest Thing about Bankruptcy?

What’s the Scariest Thing about Bankruptcy?

Managing Fear In Bankruptcy Filing for bankruptcy can be scary, but not nearly as scary as dealing with overwhelming debt...
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Does a Trust Protect Assets in Bankruptcy?

Does a Trust Protect Assets in Bankruptcy?

Trusts and Bankruptcy Trusts are popular in the asset protection industry and many promote them as a way to remove...
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How Do You Know if a Creditor is Violating a Bankruptcy Discharge?

How Do You Know if a Creditor is Violating a Bankruptcy Discharge?

Creditor violations of debt discharge in bankruptcy Filing for bankruptcy offers a variety of benefits, the most important of which...
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Three Secrets to Securing Chapter 13 Success

Three Secrets to Securing Chapter 13 Success

Finding Success Filing Chapter 13 Bankruptcy Chapter 13 bankruptcy is a valuable tool that allows you to manage debt without...
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How Bankruptcy Can Change Your Life

How Bankruptcy Can Change Your Life

Bankruptcy is not Magic Alleviating financial distress by filing for bankruptcy can seem like life-changing magic. Bankruptcy can change your...
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What You Need to Know about Reaffirming a Loan

What You Need to Know about Reaffirming a Loan

Reaffirmation of Loans There are a lot of decisions to be made in bankruptcy. One of these decisions is whether...
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Tampa, FL 33606
T: (813) 254-5696
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St. Petersburg, FL 33701
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23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320





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At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., we help people with consumer bankruptcy matters in the Tampa Bay-St. Petersburg,  Florida communities such as Clearwater,     St. Petersburg, Tampa, Thonotosassa, Riverview, Lutz, Plant City, Brandon, Carrollwood, Wesley Chapel, St. Petersburg Beach, Lakeland, Mulberry, Dade City, Pinellas Park, Largo, Seminole, Odessa, Oldsmar and Lithia, and counties such as Hillsborough County, Pinellas County, Pasco County, Polk County and Manatee County.