Struggling to pay bills each month can be a symptom of a much larger problem. Sometimes it means you are facing a temporary struggle, related to job loss or unexpected bill. In other cases, the problems are longer term and will continue until you take drastic action. If you are a middle or lower income […]
Wage garnishment occurs when creditors receive money directly from your paycheck to satisfy a debt. A court order is needed for this to occur and it is often a “last resort” used by creditors to obtain their money. For many, back tax payments to the IRS are what trigger garnishment, though it is possible for […]
The average college student borrows at least a portion of his or her tuition money to attend a four year school. This means most young adults graduate college already in debt. For some, the amount owed by the time they enter the workforce is two to three times their annual salary. Having this much debt […]
Consumers were in shock this past holiday season when they heard sensitive financial information had been stolen from Target store shoppers. The problems got worse when other retailers admitted their systems had also been accessed by criminals. This recent rash of controversy reminds us all how important it is to protect our personal information, especially […]
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