Divorce is tough no matter your circumstances, but the process is even tougher if you are fighting over or struggling with finances. There are several important financial decisions you will need to make once you decide to end your marriage, and protecting yourself financially should be one of your most important priorities. What Can You […]
Tampa Bankruptcy Law Blog
Helpful Bankruptcy Tips
The majority of college students who borrow money to pay tuition opt for government loans because they are easy to get, have reasonable interest rates, and are the first suggested by schools and guidance counselors. However, they are not the only option. It is possible to secure a private education loan to pay for college. […]
Millions of Americans are living beyond their means, but many have no idea their financial situation is as bleak as it is. For some, things will turn around before they reach the crisis point. Perhaps they are saddled with student loan payments or they are in the midst of a job change. Unfortunately for some, […]
Many debt collectors behave professionally and work within the letter of the law to collect debts owed to their clients or their own companies. Unfortunately, there are also those that behave unscrupulously and mistreat consumers, sometimes to the point of breaking the law. Whether you have been approached by an above board debt collector or […]
Zombie debt is old debt that “comes back to life.” In the world of money lending, debts are often sold to other financial institutions and when an old debt is sold to a new debt collector, that debt collector sometimes tries to revive it by intimidating the borrower into paying. The key to surviving zombie […]
Using bankruptcy successfully is about more than just “wiping out” your debt. It requires a change in your spending habits and your overall approach to money. If you file for bankruptcy and return to your previous spending habits within a year or two, it won’t be long until you are in the same dire financial […]
A debt management plan can be an effective way to repay money you owe to lenders without filing for bankruptcy, but it is important you understand what you are committing to before determining if it is the right option for you. Most debt management plans are arranged through a consumer credit counseling agency. The agency […]
Bankruptcy cases are reviewed in bankruptcy court. These courts are part of the federal district court system and were established in 1979. An understanding of these courts and how they work can help you feel more confident about your bankruptcy case and prepare you for what is to come in the days, weeks, and months […]