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Tampa Bankruptcy Law Blog

Credit Card Debt

Tampa credit card debt, bankruptcy attorney news, bankruptcy information and bankruptcy FAQ. Credit card bankruptcy help and bankruptcy filing tips from credit card debt bankruptcy lawyers.

credit card management

How can you learn better credit card management after bankruptcy? Using credit after bankruptcy is an intimidating experience for many people. If credit cards were the reason they got into financial trouble in the past, they might prefer to avoid credit in the future. But not using credit at all after bankruptcy does very little […]

Does Bankruptcy Credit Counseling Work?

bankruptcy credit counseling

Bankruptcy credit counseling helps you emerge from bankruptcy understanding credit management. People filing for bankruptcy must take two courses regarding credit and bankruptcy. The bankruptcy court requires these courses before granting the bankruptcy discharge. Your debt obligations stand until you provide proof to the court that you completed bankruptcy credit counseling and your other education […]

help me with my finances

As advantageous as bankruptcy is when you are struggling financially, it’s still a stressful experience. Some people have a tough time reconciling that one of the best decisions you’ll ever make is also one of the most difficult and leads to weeks or months of complicated emotions. If you’re dealing with tough bankruptcy emotions and […]

Unemployment Benefits

Unemployment Benefits Were you one of the millions of people who ended up out of a job and using unemployment benefits because of the COVID-19 pandemic in 2020? It’s comforting to know you weren’t alone, but that does very little when it comes to paying your bills or making ends meet in general. Here’s what […]

COVID-19 News

COVID-19 News and What’s Ahead for the New Year The latest COVID-19 news predicts that there will be a rash of bankruptcy filings in the coming months. Financial experts see many problems on the horizon as benefits and restrictions expire and no end in sight regarding the virus. There’s reason to be hopeful, but much […]

COVID-19 And Debt How The Pandemic Is Leading More People To Bankruptcy.

COVID-19 Debt If you’re considering bankruptcy you aren’t alone. The last few months of 2020 have brought a great deal of uncertainty, most of it connected to the pandemic. COVID-19 debt is accumulating and more and more people are being affected. What are five ways the pandemic is driving people to bankruptcy? 1. Loss of […]

Benefits Of Filing For Bankruptcy From Home Tampa, Florida.

Bankruptcy at Home Filing for bankruptcy at home is one of the best ways to get relief from debt. Not only does filing stop the aggressive collection efforts against you, but it also gives you a fresh financial start. It’s a tool you can use to create long-term financial change in your life. But what […]

Creditor Judgment And Filing For Bankruptcy Tampa, Florida.

Judgment Creditor Having a credit card company file legal action against you is nerve-wracking. It only gets worse if they win that judgment. When a creditor is given the power by the court to take further action against you, it can lead to a lot of trouble and make your financial situation a lot worse […]

Improve Your Credit Score After Filing For Bankruptcy Tampa, Florida.

Improve My Credit Score A solid credit score is an important tool that helps you in many ways. Unfortunately, just a few missteps will cost you big when it comes to maintaining a good credit score. Filing for bankruptcy is one of the best ways to repair your credit after making mistakes, but it’s not […]

Tips For Filing For Bankruptcy From Home In Florida.

File for Bankruptcy at Home It might surprise many people to learn that you can file for bankruptcy from home. Not only does this make filing safer and easier during the COVID-19 pandemic, but it also means that people who were home-bound prior to the outbreak are able to file. What do you need to […]

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Tampa Bankruptcy Law Blog

The Rise of “Buy Now, Pay Later” Troubles: Managing BNPL Debt Risks

BNPL can lead to hidden debt by splitting purchases into multiple payments across different accounts, making it easy to lose...
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The Connection Between Rent Increases and Consumer Filings in Tampa

Rent increases in the Tampa area have changed how many households manage their finances. What used to be a manageable...
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How to Plan for Post-Filing Credit Rebuilding Steps

After a bankruptcy filing, your credit report reflects the significant changes that have just occurred. You’ve discharged debts, but the...
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When Your Credit Score Drops Suddenly: Identifying Debt Misreporting Errors

Has your credit score suddenly dropped, and you have no idea what caused it? A sudden credit score drop is...
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What Tampa Borrowers Should Know About Auto Loan Deficiency

Do you own a vehicle in Tampa? Are you thinking about financing one? There’s a risk that often catches people...
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Understanding Your Florida Protected Property Rights in Chapter 7

If you’re dealing with overwhelming debt, you might be wondering if bankruptcy could help. I often speak with people who...
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How Long Consumer Debt Stays on Your Record

Millions of people have some form of consumer debt, like credit cards, personal loans, or medical bills. Debt can be...
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A Renter’s Guide to Lease-Related Debt Solutions

Most people associate serious debt problems with large mortgages, not rent. Unfortunately, many people’s biggest financial stress comes from a...
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A Practical Guide to Secured vs. Unsecured Repayment Priorities

When you’re behind on bills, paying the wrong debt first can cost you your car or even your home. Here’s...
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What Happens During a Florida Trustee Meeting

One of the first required steps after filing for bankruptcy is the trustee meeting. Often called the “341 meeting,” it’s...
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