If you’re wondering what’s considered debt collector harassment or can a debt collector come to your house, here’s what you need to know. Debt can be a burden regardless of how much and whether or not you’ve kept up with it. But what happens when you’ve reached the point where you’re receiving collection calls from […]
Struggling with financial problems is bad enough. It gets a lot worse if you’re being harassed by creditors. What is considered harassment and what can you do about it? What Does Harassment Look Like? Calling at All Hours of the Day Creditors and debt collectors will often call consumers early in the morning, late at […]
COVID-19 Debt If you’re considering bankruptcy you aren’t alone. The last few months of 2020 have brought a great deal of uncertainty, most of it connected to the pandemic. COVID-19 debt is accumulating and more and more people are being affected. What are five ways the pandemic is driving people to bankruptcy? 1. Loss of […]
Tuition Clawback Student loans are one of the primary causes of financial struggles and a common reason people ultimately file for bankruptcy. In many families, parents assist their children with the high cost of tuition. Unfortunately, finances are unpredictable in this day and age. Helping your child pay for college could put you at a […]
Have you fallen behind on your debt obligations? Are calls from debt collectors a daily occurrence in your life? You aren’t alone. Many people deal with ongoing calls and letters from debt collectors every day. And unless you find a way to pay the debt, negotiate a settlement, or file for bankruptcy, those actions are […]
Creditor Harassment, Debt Collectors There’s no denying it: debt collectors can create a significant disturbance in your life. They’re annoying, they make you feel uncomfortable, and they can cause shame and fear. Luckily, you have tools available that can help you reduce the impact a debt collector has in your life. How can you stop […]
What to Do If a Creditor Sues Receiving notice you’re being sued by a creditor can be one of the most frightening experiences you’ll ever have. Suddenly those letters and calls you’ve been receiving have some weight behind them and you’ll have no choice but to take action. If you’ve been hiding from or ignoring […]
Creditor violations of debt discharge in bankruptcy Filing for bankruptcy offers a variety of benefits, the most important of which is the debt discharge. After bankruptcy is successfully completed, your debts are discharged, which means you are no longer obligated to pay what you owe and creditors are not allowed to attempt collection efforts on […]
Are Debt Relief Services Legit? If you feel as if you are drowning in debt you’ve no doubt considered a number of options to help you. People struggling with finances often take drastic measures to alleviate their circumstances. Unfortunately, these drastic circumstances aren’t always helpful. Many of the debt relief solutions that exist aren’t solutions […]
Student loans are often granted by the government, but it is possible to borrow money to pay for college tuition from private lending institutions. If you are considering loans to help offset the cost of education, it’s important for you to understand the pros and cons of student loans. They can be useful, but they […]
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