Filing bankruptcy for credit card debt or other types of debt eliminates the need to prioritize one debt over another. However, if you aren’t ready for bankruptcy, it’s important to understand which debts to deal with first. If you’re like most people considering bankruptcy, you have a variety of different kinds of debt. Although medical […]
Tampa Bankruptcy Law Blog
Credit Card Debt
Tampa credit card debt, bankruptcy attorney news, bankruptcy information and bankruptcy FAQ. Credit card bankruptcy help and bankruptcy filing tips from credit card debt bankruptcy lawyers.
Living beyond one’s means is one of the most difficult financial challenges of the modern age. The easy availability of credit and our culture of consumerism encourages people to spend beyond their means. Living beyond one’s means is one of the main reasons for filing bankruptcy for credit card debt. Unfortunately, overspending is one of […]
Can I get credit cards after bankruptcy? Bankruptcy changes a lot of things. It stops calls from creditors and makes it more difficult for them to take legal action against you. It also requires you to turn much of your financial control over to the court. You’ll have to adjust to a new financial reality […]
Does filing for bankruptcy clear credit card debt? Credit cards are one of the primary driving forces behind bankruptcy. Whether you’ve made bad choices or you’ve had to choose but to utilize credit cards due to financial challenges, late fees, high interest, and other penalties cause people to experience great distress with credit card debt. […]
A bankruptcy attorney in Tampa, Florida helps you learn what’s fact and what’s fiction when it comes to bankruptcy. People who have never filed for bankruptcy make a lot of assumptions about bankruptcy. Even those who have filed believe some common bankruptcy myths. Unfortunately, some of the misconceptions about bankruptcy prevent people who would benefit […]
If you’ve ever gone on a shopping spree in response to stress, you aren’t alone. This is different than a spending spree before bankruptcy, which is also a mistake. Emotional spending refers to choices you make with your money that could lead you to bankruptcy. Overspending due to stress, anxiety, in celebration of something special, […]
How can you learn better credit card management after bankruptcy? Using credit after bankruptcy is an intimidating experience for many people. If credit cards were the reason they got into financial trouble in the past, they might prefer to avoid credit in the future. But not using credit at all after bankruptcy does very little […]
Bankruptcy credit counseling helps you emerge from bankruptcy understanding credit management. People filing for bankruptcy must take two courses regarding credit and bankruptcy. The bankruptcy court requires these courses before granting the bankruptcy discharge. Your debt obligations stand until you provide proof to the court that you completed bankruptcy credit counseling and your other education […]
Unemployment Benefits Were you one of the millions of people who ended up out of a job and using unemployment benefits because of the COVID-19 pandemic in 2020? It’s comforting to know you weren’t alone, but that does very little when it comes to paying your bills or making ends meet in general. Here’s what […]