Tampa Bankruptcy Law Blog

Can I Keep Any Credit Cards If I File for Bankruptcy?

Law Offices of Robert M. Geller, P.A.

Mar 7th, 2019

Business Bankruptcy, Chapter 13, Chapter 7, Personal Bankruptcy

Credit Cards and Bankruptcy One of the most common questions bankruptcy attorneys hear from clients is whether or not they can keep any of their credit cards when they file. It’s not a surprising question. After years of relying on credit cards as a security net or for the occasional splurge, the idea of giving […]

Tags: bankruptcy, Bankruptcy Attorney, Chapter 13 bankruptcy, Chapter 7 bankruptcy, credit card debt, credit cards

Are You Hiding Credit Card Debt from Your Spouse?

Law Offices of Robert M. Geller, P.A.

Feb 9th, 2016

Credit Card Debt

Credit card debt is common in American marriages, and also fairly common is one spouse hiding credit card debt from the other. When one person’s spending habits are drastically different than that of the other, or spending is related to behavior a person wants to hide from his or her spouse, such as an affair […]

Tags: consumer debt, credit card debt, credit cards, debt, debt management

Three Surprising Things to Know about Your Credit Score

Law Offices of Robert M. Geller, P.A.

Mar 5th, 2015

Credit Score

If you are dealing with financial problems it is important you be aware of and to understand the meaning of your credit score. Your credit score is one of the most important factors affecting your financial health. Once you understand how your credit score is created and used, you can take the steps necessary to […]

Tags: building credit, credit card debt, credit cards, credit repair, credit score

Five Signs the Time Has Come to Speak to a Bankruptcy Attorney

Law Offices of Robert M. Geller, P.A.

Apr 9th, 2014

Personal Bankruptcy

The problem encountered by many people with financial issues is recognizing the point at which to take action. Obviously, if your financial problems are minor, you can “tighten the belt” a bit until things improve. However, there comes a point at which no more belt tightening is possible. Things are spiraling out of control and […]

Tags: bankruptcy, Bankruptcy Attorney, Chapter 13, Chapter 7, credit card debt, credit cards, creditors

Private student loans lead to bankruptcy for Florida graduates

Law Offices of Robert M. Geller, P.A.

Nov 12th, 2013

Personal Bankruptcy

A large number of college students around the country and in Florida rely on student loans to pay for their education. Some of those student loans come from private lenders, which can be more expensive than federal student loans. Not being able to repay private student loans has led many graduates to file for bankruptcy. […]

Tags: bankruptcy, credit cards, income

More credit card debt info is being put on credit reports

Law Offices of Robert M. Geller, P.A.

Nov 7th, 2013

Credit Card Debt

Florida consumers may be surprised to learn that in the last year, the three credit bureaus have starting adding payment histories to credit reports. They are doing so in an effort to give lenders a better picture of a consumer’s credit card debt. For now, this information is not affecting a person’s credit score, but […]

Tags: bankruptcy, credit card debt, credit cards, filing for bankruptcy, interest

When it comes to Florida credit card debt, is younger better?

Law Offices of Robert M. Geller, P.A.

Nov 1st, 2013

Credit Card Debt

A lot of the young people nationwide and in Florida that were teenagers when the housing market and economy collapsed may now be either in college or graduating from college. Research shows that these young people may be better at dealing with credit card debt than their parents. There are different schools of thought as […]

Tags: bankruptcy, credit card debt, credit cards, income

Many in Florida fear they will never be free of credit card debt

Law Offices of Robert M. Geller, P.A.

Sep 23rd, 2013

Credit Card Debt

There have been many news stories of late indicating that the economy is beginning to recover, but not everyone is feeling it. Many people are still struggling to pay off the credit card debt they incurred during the recession. When jobs were scarce or medical bills were piling up, many in Florida turned to their […]

Tags: bankruptcy, credit card debt, credit cards, filing for bankruptcy, income, interest

Florida credit card debt has increased slightly

Law Offices of Robert M. Geller, P.A.

Sep 4th, 2013

Credit Card Debt

For the first time in nearly five years, consumers seem to be spending more. The amount of credit card debt being accumulated by consumer around the country and in Florida has risen by an estimated 0.6 percent. This may not seem like much, but it could have implications as to the state of the economy. […]

Tags: bankruptcy, credit card debt, credit cards

Credit cards can help in a crisis but create another

Law Offices of Robert M. Geller, P.A.

Aug 14th, 2013

Credit Card Debt

Many people in Florida open their wallets and find several credit cards. Some use credit cards to make everyday purchases and pay off their balances each billing cycle. This can greatly increase a person’s credit score. Most individuals are able to use their credit cards wisely and take advantage of the many benefits of having […]

Tags: bankruptcy, credit card debt, credit cards, expenses, interest