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Credit Card Debt

Tampa credit card debt, bankruptcy attorney news, bankruptcy information and bankruptcy FAQ. Credit card bankruptcy help and bankruptcy filing tips from credit card debt bankruptcy lawyers.

Are You Hiding Credit Card Debt from Your Spouse?

Credit card debt is common in American marriages, and also fairly common is one spouse hiding credit card debt from the other. When one person’s spending habits are drastically different than that of the other, or spending is related to behavior a person wants to hide from his or her spouse, such as an affair […]

More Credit Card Debt Info is Being Put on Credit Reports

Florida consumers may be surprised to learn that in the last year, the three credit bureaus have starting adding payment histories to credit reports. They are doing so in an effort to give lenders a better picture of a consumer’s credit card debt. For now, this information is not affecting a person’s credit score, but […]

When it Comes to Florida Credit Card Debt, is Younger Better?

A lot of the young people nationwide and in Florida that were teenagers when the housing market and economy collapsed may now be either in college or graduating from college. Research shows that these young people may be better at dealing with credit card debt than their parents. There are different schools of thought as […]

Many in Florida Fear they will Never Be Free of Credit Card Debt

There have been many news stories of late indicating that the economy is beginning to recover, but not everyone is feeling it. Many people are still struggling to pay off the credit card debt they incurred during the recession. When jobs were scarce or medical bills were piling up, many in Florida turned to their […]

Florida Credit Card Debt Has Increased Slightly

For the first time in nearly five years, consumers seem to be spending more. The amount of credit card debt being accumulated by consumer around the country and in Florida has risen by an estimated 0.6 percent. This may not seem like much, but it could have implications as to the state of the economy. […]

Credit Cards Can Help in a Crisis but Create Another

Many people in Florida open their wallets and find several credit cards. Some use credit cards to make everyday purchases and pay off their balances each billing cycle. This can greatly increase a person’s credit score. Most individuals are able to use their credit cards wisely and take advantage of the many benefits of having […]

Bankruptcy to Resolve Credit Card Debt after Florida Divorce

Florida residents currently experiencing the difficult process of divorce can find themselves questioning how the dissolution of their marriage will affect their individual financial future. Couples who have overwhelming credit card debt while married, may find themselves dealing with the debt they accumulated as a couple on their own after the divorce is finalized. Fortunately, […]

Florida Credit Card Debt Increases; Are Interest Rates Next?

As most residents of Florida probably already know, there are signs everywhere that our nation is recovering from the recession. The housing market is improving and consumer confidence is rising. Yet this economic recovery also means an increase in credit card debt. Right now, consumers are better at paying their credit card bills on time, […]

Credit Card Debt Becoming a Norm in College Years

Credit card debt is becoming a serious problem for college students. A south Florida university has recognized this growing problem and has taken steps to help its students avoid unnecessary debt. Student loan debt and credit card debthave become the norm in covering the cost of college expenses for many students. Students use credit cards […]

Credit Card Debt is on the Rise Again in Florida

It is no secret that credit card debt can be crippling. Many people are forced to turn to credit cards to pay for day-to-day expenses when financial limitations occur within a household. While the beauty of a credit card is the ability to pay later for a purchase made today, compiling interest can be financially […]

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Tampa Bankruptcy Law Blog

Understanding the Florida Means Test Rules This Year

The Florida means test determines whether you qualify for Chapter 7 bankruptcy by comparing your income to the state median...
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The Rise of “Buy Now, Pay Later” Troubles: Managing BNPL Debt Risks

BNPL can lead to hidden debt by splitting purchases into multiple payments across different accounts, making it easy to lose...
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The Connection Between Rent Increases and Consumer Filings in Tampa

Rent increases in the Tampa area have changed how many households manage their finances. What used to be a manageable...
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How to Plan for Post-Filing Credit Rebuilding Steps

After a bankruptcy filing, your credit report reflects the significant changes that have just occurred. You’ve discharged debts, but the...
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When Your Credit Score Drops Suddenly: Identifying Debt Misreporting Errors

Has your credit score suddenly dropped, and you have no idea what caused it? A sudden credit score drop is...
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What Tampa Borrowers Should Know About Auto Loan Deficiency

Do you own a vehicle in Tampa? Are you thinking about financing one? There’s a risk that often catches people...
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Understanding Your Florida Protected Property Rights in Chapter 7

If you’re dealing with overwhelming debt, you might be wondering if bankruptcy could help. I often speak with people who...
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How Long Consumer Debt Stays on Your Record

Millions of people have some form of consumer debt, like credit cards, personal loans, or medical bills. Debt can be...
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A Renter’s Guide to Lease-Related Debt Solutions

Most people associate serious debt problems with large mortgages, not rent. Unfortunately, many people’s biggest financial stress comes from a...
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A Practical Guide to Secured vs. Unsecured Repayment Priorities

When you’re behind on bills, paying the wrong debt first can cost you your car or even your home. Here’s...
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