Tampa Bankruptcy Law Blog

Can I Keep Any Credit Cards If I File for Bankruptcy?

Law Offices of Robert M. Geller, P.A.

Mar 7th, 2019

Business Bankruptcy, Chapter 13, Chapter 7, Personal Bankruptcy

Credit Cards and Bankruptcy One of the most common questions bankruptcy attorneys hear from clients is whether or not they can keep any of their credit cards when they file. It’s not a surprising question. After years of relying on credit cards as a security net or for the occasional splurge, the idea of giving […]

Tags: bankruptcy, Bankruptcy Attorney, Chapter 13 bankruptcy, Chapter 7 bankruptcy, credit card debt, credit cards

Managing Credit Card Debt: What Can Help You Get Things under Control

Law Offices of Robert M. Geller, P.A.

Jan 3rd, 2019

Chapter 13, Chapter 7, Personal Bankruptcy

If you feel as if you are drowning in credit card debt and you aren’t sure where to find relief, you aren’t alone. Credit card debt is one of the primary reasons people consider bankruptcy. The average American has between $15,000 and $20,000 worth of credit card debt and that number appears to be rising. […]

Tags: bankruptcy, Bankruptcy Attorney, Chapter 13 bankruptcy, Chapter 7 bankruptcy, credit card debt

Is Credit Card Debt Driving You to Bankruptcy?

Law Offices of Robert M. Geller, P.A.

Aug 5th, 2016

Credit Card Debt

Credit card debt is one of the primary reasons people file for bankruptcy. The majority of Americans have some type of credit card debt and in some cases, those debts spin out of control and put a person in financial danger. It can be tough to recognize when you have a “normal” amount of debt […]

Tags: bankruptcy, Bankruptcy Attorney, consumer debt, credit card debt, debt

What Should You Do If You Receive a Call about Debt Settlement?

Law Offices of Robert M. Geller, P.A.

Jul 5th, 2016

Debtor Rights

Receiving calls from debt collectors can be so terrifying many people avoid even answering their phones if they know it’s from someone attempting to collect a debt. The majority of these calls are demanding payment, but there are times when debt collectors call to offer you something. Is this too good to be true? Debt […]

Tags: consumer debt, credit card debt, debt, debt collectors, debt consolidation, debt management, Debt relief, debt reorganization, debtor rights

What is Co-Signer Liability?

Law Offices of Robert M. Geller, P.A.

May 26th, 2016

Helpful Tips

Many people with low credit scores who find getting a loan difficult are sometimes able to borrow money if they have a co-signer. Co-signers accept legal liability for a loan, and essentially vouch for the person applying for the loan, agreeing to repay the money if the primary borrower is unable or unwilling to do […]

Tags: co-sign, consumer debt, credit card debt, debt

Things to Consider before Arranging an Installment Agreement to Pay Off Debt

Law Offices of Robert M. Geller, P.A.

Apr 25th, 2016

Debt Relief

If you are carrying a heavy debt load, either with one or multiple creditors, installment payments might be tempting. Many debts that are not in collections are paid through installments. You pay a portion of the debt at a time, usually one time per month, in exchange for paying more overall as interest is applied […]

Tags: bankruptcy, Bankruptcy Attorney, consumer debt, credit card debt, debt, Debt Installment Plans, debt management, Debt relief

Is Debtor’s Prison Still a Threat in Modern Day America?

Law Offices of Robert M. Geller, P.A.

Apr 19th, 2016

Debt Collection

There was a time when falling behind on debts and not paying creditors could land a person in jail. Nowadays, debts can still be stressful, but nobody goes to jail because they fail to pay a credit card bill. Or do they…? America has abolished debtors’ prison and creditors now have a limited number of […]

Tags: consumer debt, credit card debt, debt, debt collectors, debtor rights, overwhelming debt, Strike Debt

Are You Hiding Credit Card Debt from Your Spouse?

Law Offices of Robert M. Geller, P.A.

Feb 9th, 2016

Credit Card Debt

Credit card debt is common in American marriages, and also fairly common is one spouse hiding credit card debt from the other. When one person’s spending habits are drastically different than that of the other, or spending is related to behavior a person wants to hide from his or her spouse, such as an affair […]

Tags: consumer debt, credit card debt, credit cards, debt, debt management

Avoiding Financial Struggles Might Start Earlier than You Think

Law Offices of Robert M. Geller, P.A.

Aug 31st, 2015

Debt Relief

Most people think of financial struggles as something you experience mid-life. You have a home, a family, a job that pays a decent wage, and something unexpected comes along and turns your world upside down. You might lose your job or experience a medical problem or lose your spouse – all things that can happen […]

Tags: consumer debt, credit card debt, debt, debt management, Debt relief, overwhelming debt, Student Loan Debt

Five Tips for Young Debtors

Law Offices of Robert M. Geller, P.A.

Jul 13th, 2015

Debt Relief

More and more these days, graduates are finishing their college careers deep in debt. Before they even join the job market, get married, buy a home, or start a family they are saddled with significant debt. Statistics also show young adults are accumulating wealth at a much slower pace than their parents are grandparents, due in […]

Tags: consumer debt, credit card debt, debt management, Debt relief, Student Loan Debt