Credit Cards and Bankruptcy One of the most common questions bankruptcy attorneys hear from clients is whether or not they can keep any of their credit cards when they file. Itâs not a surprising question. After years of relying on credit cards as a security net or for the occasional splurge, the idea of giving […]
If you feel as if you are drowning in credit card debt and you arenât sure where to find relief, you arenât alone. Credit card debt is one of the primary reasons people consider bankruptcy. The average American has between $15,000 and $20,000 worth of credit card debt and that number appears to be rising. […]
Credit card debt is one of the primary reasons people file for bankruptcy. The majority of Americans have some type of credit card debt and in some cases, those debts spin out of control and put a person in financial danger. It can be tough to recognize when you have a ânormalâ amount of debt […]
Receiving calls from debt collectors can be so terrifying many people avoid even answering their phones if they know itâs from someone attempting to collect a debt. The majority of these calls are demanding payment, but there are times when debt collectors call to offer you something. Is this too good to be true? Debt […]
Many people with low credit scores who find getting a loan difficult are sometimes able to borrow money if they have a co-signer. Co-signers accept legal liability for a loan, and essentially vouch for the person applying for the loan, agreeing to repay the money if the primary borrower is unable or unwilling to do […]
If you are carrying a heavy debt load, either with one or multiple creditors, installment payments might be tempting. Many debts that are not in collections are paid through installments. You pay a portion of the debt at a time, usually one time per month, in exchange for paying more overall as interest is applied […]
There was a time when falling behind on debts and not paying creditors could land a person in jail. Nowadays, debts can still be stressful, but nobody goes to jail because they fail to pay a credit card bill. Or do theyâŚ? America has abolished debtorsâ prison and creditors now have a limited number of […]
Credit card debt is common in American marriages, and also fairly common is one spouse hiding credit card debt from the other. When one personâs spending habits are drastically different than that of the other, or spending is related to behavior a person wants to hide from his or her spouse, such as an affair […]
Most people think of financial struggles as something you experience mid-life. You have a home, a family, a job that pays a decent wage, and something unexpected comes along and turns your world upside down. You might lose your job or experience a medical problem or lose your spouse â all things that can happen […]
More and more these days, graduates are finishing their college careers deep in debt. Before they even join the job market, get married, buy a home, or start a family they are saddled with significant debt. Statistics also show young adults are accumulating wealth at a much slower pace than their parents are grandparents, due in […]
![How To File for Bankruptcy [Infographic]](https://www.attorneyfortampabay.com/wp-content/uploads/2019/05/bankruptcy-steps-infographic-web.jpg)
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