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Tampa Bankruptcy Law Blog

Can You Be Too Rich for Bankruptcy?

Too Rich for Bankruptcy? Bankruptcy and the ability to use bankruptcy to manage money when you have a lot of it has been in the news lately, thanks in part to the upcoming presidential election. The idea of a “rich person” filing for bankruptcy confuses many. They assume bankruptcy is something used by those in […]

Are Student Loan Payments Beyond Your Means?

Student Loan Payment Attending college is expensive. Even those who receive scholarships and/or work while attending classes might find they need additional money for tuition, books, and living expenses. The good news is college loans are available, often at a reasonable rate, making it possible to earn a degree. Unfortunately, many find their student loans […]

What Should I Do If My Property is Wrongfully Seized?

It’s legal in some instances for property to be taken from you and sold at auction if you do not pay what you owe for it. This is common when it comes to homes and vehicles. Unfortunately, there are instances in which someone can undeservedly be subjected to seizing. There are rules regarding how property […]

What Should I Know about Repossession?

Falling behind on payments on a vehicle can be a frightening experience especially if the lender notifies you of intent to repossess. Most of us realize when we purchase a new vehicle that repossession is a possibility. However, we skim the portion of the sales contract assuming it will never happen to us. But what […]

Tips for Getting a Judgement Released

Release of Judgement If a judgment was filed against you in relation to a debt you owed and you have worked hard to pay that debt, you will need to make sure you get a Satisfaction of Judgment or Release and Satisfaction documentation. This is the official legal document proving you paid off what you […]

How to Make Your Divorce Free of Financial Battles

Divorce is tough no matter your circumstances. However,t the process is even tougher if you are fighting over or struggling with finances. There are several important financial decisions you will need to make once you decide to end your marriage, and protecting yourself financially should be one of your most important priorities. What Can You […]

Are You Hiding Credit Card Debt from Your Spouse?

Credit card debt is common in American marriages, and also fairly common is one spouse hiding credit card debt from the other. When one person’s spending habits are drastically different than that of the other, or spending is related to behavior a person wants to hide from his or her spouse, such as an affair […]

2016 Bankruptcy FAQs

Tampa Florida Bankruptcy FAQs If you’re kicking off the New Year with thoughts of filing for bankruptcy, you likely have quite a few questions. If you decide to file or even if you are not sure, but you think filing might be an option for you, it is important to speak to a bankruptcy expert. […]

What you do in the weeks and months leading up to filing for bankruptcy can have a significant impact on how your case is handled. As a matter of fact, there are things you can do during that time period that could cause your bankruptcy to be denied. What Will the Bankruptcy Trustee Consider About […]

Determining whether bankruptcy is the right option for you requires a great deal of thought. Every situation is different and each case should be treated on an individual basis. Some people have better options than bankruptcy or their financial situations are just not dire enough to require bankruptcy yet, while others can use bankruptcy to […]

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Tampa Bankruptcy Law Blog

Understanding the Florida Means Test Rules This Year

The Florida means test determines whether you qualify for Chapter 7 bankruptcy by comparing your income to the state median...
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The Rise of “Buy Now, Pay Later” Troubles: Managing BNPL Debt Risks

BNPL can lead to hidden debt by splitting purchases into multiple payments across different accounts, making it easy to lose...
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The Connection Between Rent Increases and Consumer Filings in Tampa

Rent increases in the Tampa area have changed how many households manage their finances. What used to be a manageable...
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How to Plan for Post-Filing Credit Rebuilding Steps

After a bankruptcy filing, your credit report reflects the significant changes that have just occurred. You’ve discharged debts, but the...
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When Your Credit Score Drops Suddenly: Identifying Debt Misreporting Errors

Has your credit score suddenly dropped, and you have no idea what caused it? A sudden credit score drop is...
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What Tampa Borrowers Should Know About Auto Loan Deficiency

Do you own a vehicle in Tampa? Are you thinking about financing one? There’s a risk that often catches people...
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Understanding Your Florida Protected Property Rights in Chapter 7

If you’re dealing with overwhelming debt, you might be wondering if bankruptcy could help. I often speak with people who...
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How Long Consumer Debt Stays on Your Record

Millions of people have some form of consumer debt, like credit cards, personal loans, or medical bills. Debt can be...
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A Renter’s Guide to Lease-Related Debt Solutions

Most people associate serious debt problems with large mortgages, not rent. Unfortunately, many people’s biggest financial stress comes from a...
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A Practical Guide to Secured vs. Unsecured Repayment Priorities

When you’re behind on bills, paying the wrong debt first can cost you your car or even your home. Here’s...
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