Private Student Loan The majority of college students who borrow money to pay tuition opt for government loans because they are easy to get, have reasonable interest rates, and are the first suggested by schools and guidance counselors. However, they are not the only option. It is possible to secure a private education loan to […]
The IRS uses bank levies as a tool to collect tax payments. If you owe tax money and you are unable to or choose not to pay it, the IRS has the power to take it directly from your bank account. Having a bank levy is something that can leave you feeling powerless and in […]
Student Loan Repayment Options Repaying the money you borrowed to pay for college can be one of the most stressful things about graduating. Knowing that you now have a rather significant debt to repay, and that the lender is willing to consider your employment situation only so much, can be a fairly significant emotional burden. […]
Medical debt can be one of the most devastating financial situations a person has to face. Not only are they facing personal health issues, they are constantly wondering how to afford current bills and future treatment. Medical debt crushes you in a way like no other. Your primary concern is health, but you also need […]
Most people assume the worst financial struggles are related to job loss, medical bills, and various other occurrences in life that are somewhat out of our control. You can save in a rainy day fund to help with these occurrences, but you can never predict when they might occur and exactly what might happen. These […]
Financial Struggles Most people think of financial struggles as something you experience mid-life. You have a home, a family, a job that pays a decent wage, and something unexpected comes along and turns your world upside down. You might lose your job or experience a medical problem or lose your spouse – all things that […]
There is a variety of issues that cause financial struggles, but in many cases, people who are considering bankruptcy fall into one of three bankruptcy scenarios. They over-extended and used credit to pay for things they could not afford otherwise; they were hit with an unexpected medical bill; or their circumstances resulted in their falling […]
Things to Know About Filing Bankruptcy Think you know everything there is to know about bankruptcy? If you have filed recently, that might be the case. However, if you are someone who has never considered bankruptcy but current financial struggles are getting to you, or you filed for bankruptcy many years ago and the money […]
One of the most devastating facts someone facing financial hardship will realize is that it is going to take money to get them out of their current predicament – money that will not go toward paying a single bill. If you have reached your wit’s end with finances and you are ready to file for […]
More and more these days, graduates are finishing their college careers deep in debt. Before they even join the job market, get married, buy a home, or start a family they are saddled with significant debt. Statistics also show young adults are accumulating wealth at a much slower pace than their parents are grandparents, due in […]
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