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Tampa Bankruptcy Law Blog

Did Bank Settlement Give Florida Homeowners a Debt Relief Option?

A good portion of the results regarding the $25 billion bank settlement brokered last year have been compiled. Those results leave room for some doubt that the settlement provided homeowners with the debt relief option that many feel they deserved. Florida homeowners may or may not be surprised that the majority of the settlement funds […]

Many in Florida Fear they will Never Be Free of Credit Card Debt

There have been many news stories of late indicating that the economy is beginning to recover, but not everyone is feeling it. Many people are still struggling to pay off the credit card debt they incurred during the recession. When jobs were scarce or medical bills were piling up, many in Florida turned to their […]

Filing a Bankruptcy Can Be a Relief for Florida Consumers

The rate in which consumers around the country and in Florida filed bankruptcy increased during the recession. The number of bankruptcy filings has steadily decreased, but some people believe that there may be another surge in filings. The recovering economy has some worried that consumers will once again get into serious debt. Most consumers file […]

Impulsive Decisions can Lead to a Florida Bankruptcy

Most everyone in Florida has heard of the concept of buyer’s remorse. This usually comes from making impulsive decisions and buying something that you just didn’t need and may have been a waste of money. Those same impulsive decisions can translate to financial decisions that could end up leading to bankruptcy. A lot of people […]

Florida Credit Card Debt Has Increased Slightly

For the first time in nearly five years, consumers seem to be spending more. The amount of credit card debt being accumulated by consumer around the country and in Florida has risen by an estimated 0.6 percent. This may not seem like much, but it could have implications as to the state of the economy. […]

Florida Bankruptcy: Personal Assets Can Be Saved

When personal assets are at stake, there are items that can be excluded from seizure. Those who own a business are allowed to figure out what the fair market value is for items during bankruptcy. Florida business owners must claim their exemptions in order to protect their rights, otherwise, the property may be considered non […]

The Bankruptcy Process can be the Start of a New, Debt-Free Life

There are many misconceptions regarding bankruptcy. There are some residents in Florida who may be overwhelmed with debt and have reservations regarding the bankruptcy process. A commonly held belief is that those who are filing for bankruptcy are bad money managers or are making irresponsible amounts of debt. However, this is simply not true for […]

Credit Cards Can Help in a Crisis but Create Another

Many people in Florida open their wallets and find several credit cards. Some use credit cards to make everyday purchases and pay off their balances each billing cycle. This can greatly increase a person’s credit score. Most individuals are able to use their credit cards wisely and take advantage of the many benefits of having […]

Chapter 7 Bankruptcy a Saving Grace for Some Florida Residents

Many Florida residents understand the difficulty in managing debt. Those with extreme debt due to medical bills, school, loss of employment or a failed business often feel as though they are drowning in their debt and have no way out. This is not the case, however, as filing for Chapter 7 bankruptcy can allow the […]

Bankruptcy to Resolve Credit Card Debt after Florida Divorce

Florida residents currently experiencing the difficult process of divorce can find themselves questioning how the dissolution of their marriage will affect their individual financial future. Couples who have overwhelming credit card debt while married, may find themselves dealing with the debt they accumulated as a couple on their own after the divorce is finalized. Fortunately, […]

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Tampa Bankruptcy Law Blog

Do You Lose Your Home When You File for Bankruptcy?

Filing for bankruptcy can be a daunting prospect, especially when it comes to concerns about losing one's home. Your home...
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Can You File Bankruptcy During a Divorce?

Divorce and bankruptcy are personally difficult and also complex legal processes that can have significant implications for your financial future....
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Can You File Bankruptcy on Restitution?

Facing financial struggles can be overwhelming, especially when debts include complex legal obligations like restitution. What is restitution and how...
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Can You File Bankruptcy After a Judgment?

Receiving a judgment against you in a lawsuit can be a distressing experience. This is especially true if you're already...
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Can Back Taxes Be Included in Bankruptcy?

Dealing with back taxes can cause a lot of stress and financial burden for anyone facing financial hardship. If you're...
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Can an Estate File for Bankruptcy?

Many people wonder whether or not an estate, such as the one left behind after someone passes away, can file...
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How Long Should I Keep My Bankruptcy Discharge Papers?

If you've successfully navigated the bankruptcy process and received your discharge papers, congratulations are in order. It's a significant milestone...
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Can I Lose My House If I File for Bankruptcy

The potential loss of your house when filing for bankruptcy depends on various factors. These include the type of bankruptcy...
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What Can You Write Off in Bankruptcy?

Many people filing for bankruptcy aren’t sure what debts can be discharged, or "written off," through bankruptcy. It’s important to...
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How Often are Bankruptcies Denied?

Bankruptcy offers a lifeline for people drowning in debt. It provides a chance to start anew and regain financial stability....
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Law Offices of Robert M. Geller, P.A.
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Tampa, FL 33606
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Lutz, FL 33559
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