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Credit Card Debt

Tampa credit card debt, bankruptcy attorney news, bankruptcy information and bankruptcy FAQ. Credit card bankruptcy help and bankruptcy filing tips from credit card debt bankruptcy lawyers.

Tips for Florida Residents Who Want to Reduce Credit Card Debt

Many Florida residents are burdened with high level of credit card debt. Living with excessive debt is stressful, but many people simply do not know how to begin to tackle debt reduction. The following tips are offered as a guideline for anyone who is ready to begin the process of emerging from beneath a mountain […]

Florida Residents May Forego Medical Care Due to Credit Card Debt

Credit Card and Medical Debt For many people, the thought of taking on any more debt can be a daunting proposition. With high-interest rates on credit card debt, many Florida residents simply cannot afford to take on any more debt that could result in them falling further behind than they already are. This may even […]

Don’t Jump to a Credit Card Debt Relief Decision in Florida, II

A warning about credit card debt relief options was the focus of our prior post. It wasn’t a warning against finding a solution, but instead it warned about jumping into a decision before truly understand the benefits and consequences associated with that decision and other options. We used withdrawing from 401(k) as an example, the […]

Don’t Jump to a Credit Card Debt Relief Decision in Florida

Each month the credit card statement is sent out like clockwork. Florida residents can predict fairly accurately when that bill will show up in their mailbox. For those with credit card debt, it is a day that they dread. Just opening the statement, looking at a principal balance and the high interest rate applied to […]

Take Stock of Fiscal Health for National Financial Literacy Month

April is National Financial Literacy Month. No matter what your financial situation is, it is well worth your while to take some time to brush up on your financial skills. Being an informed and educated consumer can help you stay on top of your finances and can help you avoid troublesome financial traps like payday […]

Baby-Boomers Getting Hit with Debt and Scary Statistics

Historically, it has been the younger generations that ranked in with the most debt on studies that calculate the data. As individuals grow up, take on a career and a paycheck, they learn how to spend and save. In some instances, mistakes are made that cost money. For many others, they want to learn from […]

Credit Card Debt Rises as Americans Focus on Mortgages

Those who follow our Florida Bankruptcy blog read about the helpful hint last week that seeking counsel or taking action early when confronted with debt is often the best decision. Our prior post focused on how waiting until after the foreclosure judgment has been entered doesn’t leave a lot of room for changing the outcome […]

Too Much Gift Giving over the Holidays? Tips to Get on Track

Florida residents are known for their generosity to those around them, especially during the holiday season. If you are one of those generous individuals, you are often willing to do almost anything for your family and close friends. Sometimes this means getting them the perfect gift in December, and sometimes this means a bit of […]

Farmville Coins Fake, but is Social Media Causing Real-Life Debt?

Social media sites like Facebook can be extremely useful. In only a couple of clicks a girl can tell everyone she knows that she just got engaged; a single guy can plan a party with all his friends, but only have to talk about the details once; a new mother and father can post pictures […]

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Tampa Bankruptcy Law Blog

The Rise of “Buy Now, Pay Later” Troubles: Managing BNPL Debt Risks

BNPL can lead to hidden debt by splitting purchases into multiple payments across different accounts, making it easy to lose...
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The Connection Between Rent Increases and Consumer Filings in Tampa

Rent increases in the Tampa area have changed how many households manage their finances. What used to be a manageable...
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How to Plan for Post-Filing Credit Rebuilding Steps

After a bankruptcy filing, your credit report reflects the significant changes that have just occurred. You’ve discharged debts, but the...
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When Your Credit Score Drops Suddenly: Identifying Debt Misreporting Errors

Has your credit score suddenly dropped, and you have no idea what caused it? A sudden credit score drop is...
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What Tampa Borrowers Should Know About Auto Loan Deficiency

Do you own a vehicle in Tampa? Are you thinking about financing one? There’s a risk that often catches people...
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Understanding Your Florida Protected Property Rights in Chapter 7

If you’re dealing with overwhelming debt, you might be wondering if bankruptcy could help. I often speak with people who...
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How Long Consumer Debt Stays on Your Record

Millions of people have some form of consumer debt, like credit cards, personal loans, or medical bills. Debt can be...
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A Renter’s Guide to Lease-Related Debt Solutions

Most people associate serious debt problems with large mortgages, not rent. Unfortunately, many people’s biggest financial stress comes from a...
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A Practical Guide to Secured vs. Unsecured Repayment Priorities

When you’re behind on bills, paying the wrong debt first can cost you your car or even your home. Here’s...
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What Happens During a Florida Trustee Meeting

One of the first required steps after filing for bankruptcy is the trustee meeting. Often called the “341 meeting,” it’s...
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Tampa, FL 33606
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Lutz, FL 33559
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