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Chapter 13

Tampa Chapter 13 bankruptcy attorney news, bankruptcy information and bankruptcy FAQ. Chapter 13 bankruptcy help and bankruptcy filing tips from Chapter 13 bankruptcy lawyers.

COVID-19 CARES Act And Bankruptcy Florida.

CARES ACT Last week the president officially signed the CARES Act into law. The CARES Act, short for Coronavirus Aid, Relief and Economic Security Act, includes many provisions that affect bankruptcy cases. It also addresses bankruptcy payment plan modifications and federally backed residential mortgage loans and foreclosures and evictions. The following questions and answers will […]

COVID-19 Corona Virus And Bankruptcy Tampa, Florida.

COVID-19 Bankruptcy Information COVID-19, the new coronavirus, is affecting every aspect of our lives. For many, the pandemic has been especially burdensome financially. People across the country want to know what the short- and long-term ramifications of the virus will be on their bank accounts. Many are concerned COVID-19 could drive people into bankruptcy or […]

Bankruptcy Petition Preparer Tampa, Florida.

Bankruptcy Petition Preparer When you file for bankruptcy you are required to file a bankruptcy petition with the court. Most people do so with the assistance of a bankruptcy attorney or bankruptcy petition preparer. Basically, the petition is your bankruptcy application and it tells the court about your debts and assets. Bankruptcy petitions can be […]

Partial Bankruptcy Tampa, Florida.

Partial Bankruptcy Is there such a thing as filing for partial bankruptcy? If you are dealing with just a single problem debt or your situation is temporary, is bankruptcy right for you? Every day people consider filing for bankruptcy. They might be drowning in credit card debt or they lost their jobs and their bills […]

Bankruptcy And Life Insurance Policy Tampa, Florida.

If you’re considering bankruptcy, there’s a good chance you have a lot of questions. One of the most common concerns when filing for bankruptcy is how doing so will affect your assets. From your home to your vehicle to your financial savings, bankruptcy can creep into every area of your life. But does bankruptcy affect […]

Does Bankruptcy Affect College Grants and Loans?

Bankruptcy, College Grants, And Loans Tampa, Florida. -Will Bankruptcy Affect Student Loans?

Will Filing for Bankruptcy Affect Student Loans? College is one of the most expensive investments you’ll ever make. This is especially true if you attend beyond the traditional four years and seek a higher degree. By the time many people complete their education, they’re dealing with tens – if not hundreds – of thousands of […]

Filing For Bankruptcy With No Money Tampa, Florida.

Money to File Bankruptcy It comes as a surprise to many people that filing for bankruptcy is not free. How can that be? If someone is struggling financially how can he or she afford to pay to erase debt? The truth is, many people assume they cannot afford to file for bankruptcy so they don’t […]

Can I Protect a Debt from Discharge?

Bankruptcy And Protecting Debt From Discharge Tampa, Florida.

Discharge of Debt in Bankruptcy The discharge of debt is one of the main reasons people file for bankruptcy. In Chapter 7, filers receive a discharge from the court that says they are no longer legally obligated to pay the debt. The same happens in Chapter 13 after the bankruptcy payment plan is completed. Discharge […]

Fear Of Filing For Bankruptcy Tampa, Florida.

Eliminating Financial Problems through Bankruptcy can be a Path to a Brighter Future Bankruptcy is one of the most useful tools provided to those living in the United States to help with financial challenges. It’s available to most people who are struggling with debt and can be the best option to help them get back […]

Credit Report Errors After Filing For Bankruptcy Tampa, Florida.

Credit Report Errors After Bankruptcy You’ve reached the end of the bankruptcy process, your debts have been discharged, and you’re excited about what your financial future holds. And then you hit a snag: a debt you thought was discharged is still showing up on your credit. What should you do? First, realize this is why […]

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Tampa Bankruptcy Law Blog

Understanding the Florida Means Test Rules This Year

The Florida means test determines whether you qualify for Chapter 7 bankruptcy by comparing your income to the state median...
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The Rise of “Buy Now, Pay Later” Troubles: Managing BNPL Debt Risks

BNPL can lead to hidden debt by splitting purchases into multiple payments across different accounts, making it easy to lose...
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The Connection Between Rent Increases and Consumer Filings in Tampa

Rent increases in the Tampa area have changed how many households manage their finances. What used to be a manageable...
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How to Plan for Post-Filing Credit Rebuilding Steps

After a bankruptcy filing, your credit report reflects the significant changes that have just occurred. You’ve discharged debts, but the...
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When Your Credit Score Drops Suddenly: Identifying Debt Misreporting Errors

Has your credit score suddenly dropped, and you have no idea what caused it? A sudden credit score drop is...
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What Tampa Borrowers Should Know About Auto Loan Deficiency

Do you own a vehicle in Tampa? Are you thinking about financing one? There’s a risk that often catches people...
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Understanding Your Florida Protected Property Rights in Chapter 7

If you’re dealing with overwhelming debt, you might be wondering if bankruptcy could help. I often speak with people who...
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How Long Consumer Debt Stays on Your Record

Millions of people have some form of consumer debt, like credit cards, personal loans, or medical bills. Debt can be...
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A Renter’s Guide to Lease-Related Debt Solutions

Most people associate serious debt problems with large mortgages, not rent. Unfortunately, many people’s biggest financial stress comes from a...
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A Practical Guide to Secured vs. Unsecured Repayment Priorities

When you’re behind on bills, paying the wrong debt first can cost you your car or even your home. Here’s...
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