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Chapter 13

Tampa Chapter 13 bankruptcy attorney news, bankruptcy information and bankruptcy FAQ. Chapter 13 bankruptcy help and bankruptcy filing tips from Chapter 13 bankruptcy lawyers.

Is Chapter 13 Bankruptcy the Best Option for You?

Deciding that bankruptcy is the right solution to help you with your financial struggles is a big commitment. Many people assume that filing for bankruptcy will destroy their life and cost them everything they own, which isn’t the case. Though Chapter 7 bankruptcy might result in the loss of your assets, Chapter 13 bankruptcy allows […]

Help! I Can’t Afford My Chapter 13 Payments!

Chapter 13 bankruptcy is a great way to get your financial life back in order without putting your most valuable assets at risk. This type of bankruptcy allows you to remain in your home and exempt other assets, while getting control of your credit problems. You commit to a repayment plan lasting three to five […]

How Chapter 13 Can Help You with Taxes

In many cases tax debts are non-dischargeable in a bankruptcy. Running up a tax debt and expecting to not have to pay it by filing for bankruptcy won’t work, so before you do anything that affects what you’ll owe Uncle Sam, make sure you consult with a credit expert or attorney. This is especially true […]

What Happens If I Can’t Make My Chapter 13 Payments Anymore?

One of the best things about filing for Chapter 13 bankruptcy is knowing you are taking control of your financial situation and making an effort to improve. Instead of struggling with the fear and frustration of never making ends meet, you’ll be able to meet your payment obligations and get a fresh start. But what […]

Filing for bankruptcy is a major financial step. The decision to file is not one that should be taken lightly and many people experience some trepidation in the time leading up to their decision to file. Luckily, working with an experienced attorney can put your mind at ease and help you move through bankruptcy successfully. […]

Bankruptcy and Tax Consequences

How Bankruptcy Can Affect Taxes Bankruptcy offers a number of advantages, especially when your financial situation is bleak and there is no other solution in sight. However, it’s important to understand the disadvantages of bankruptcy and determine if the outcome is worth the negative aspects of filing. One of the things people filing for bankruptcy […]

How Bankruptcy Affects a Second Mortgage

How Does Bankruptcy Affect Mortgage? There are many homeowners who have a second mortgage on their homes. In many of these cases, these mortgages were not taken because a person was facing financial challenges. For instance, some use a second mortgage to pay for home renovations. Second mortgages can be used to help someone through […]

Filing for bankruptcy requires more than just letting the court know you are struggling with money and would like relief from your debts. An important part of the bankruptcy process is counseling. Here’s what you need to know about pre-bankruptcy counseling and how it will play a role in your road to financial recovery. What […]

The Upside of Bankruptcy

Benefits of Bankruptcy Bankruptcy isn’t something to which people look forward or want to happen in their lives, but sometimes they are left with no other choice because of a desperate financial situation. Most people consider bankruptcy a bad thing and something to avoid. At best, it is viewed as a necessary evil. Ideally, we […]

Bankruptcy is a great opportunity to get a fresh start on your finances, but it isn’t the right option for everyone. One of the best ways to determine if bankruptcy is going to help you repair your damaged finances is to consider the type of debt you have. Though bankruptcy allows you to discharge, or […]

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Tampa Bankruptcy Law Blog

Understanding the Florida Means Test Rules This Year

The Florida means test determines whether you qualify for Chapter 7 bankruptcy by comparing your income to the state median...
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The Rise of “Buy Now, Pay Later” Troubles: Managing BNPL Debt Risks

BNPL can lead to hidden debt by splitting purchases into multiple payments across different accounts, making it easy to lose...
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The Connection Between Rent Increases and Consumer Filings in Tampa

Rent increases in the Tampa area have changed how many households manage their finances. What used to be a manageable...
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How to Plan for Post-Filing Credit Rebuilding Steps

After a bankruptcy filing, your credit report reflects the significant changes that have just occurred. You’ve discharged debts, but the...
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When Your Credit Score Drops Suddenly: Identifying Debt Misreporting Errors

Has your credit score suddenly dropped, and you have no idea what caused it? A sudden credit score drop is...
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What Tampa Borrowers Should Know About Auto Loan Deficiency

Do you own a vehicle in Tampa? Are you thinking about financing one? There’s a risk that often catches people...
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Understanding Your Florida Protected Property Rights in Chapter 7

If you’re dealing with overwhelming debt, you might be wondering if bankruptcy could help. I often speak with people who...
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How Long Consumer Debt Stays on Your Record

Millions of people have some form of consumer debt, like credit cards, personal loans, or medical bills. Debt can be...
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A Renter’s Guide to Lease-Related Debt Solutions

Most people associate serious debt problems with large mortgages, not rent. Unfortunately, many people’s biggest financial stress comes from a...
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A Practical Guide to Secured vs. Unsecured Repayment Priorities

When you’re behind on bills, paying the wrong debt first can cost you your car or even your home. Here’s...
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