CALL NOW!
FREE PHONE/VIRTUAL CONSULTATION

Bankruptcy To-Do List: What to Do after Filing

People choose to file for bankruptcy because it helps them take control of their financial future. It offers hope and gives a clear cut plan for managing an existing financial crisis. It also starts a flurry of activity and requires you stay focused and get a lot of tasks completed in a short period of time. If you have decided to file for bankruptcy and you are just beginning the process, this list of to-do’s can help you stay on track and enjoy the benefits of a successful bankruptcy process.

Organize

Start by getting organized. Create a file for the paperwork related to your bankruptcy. You’ll be collecting paperwork to submit to the bankruptcy court and receiving paperwork you’ll need in the immediate and distant future. You want to be sure everything is easily accessible and organized so you can find it at the drop of a hat.

You’ll also want to organize any financial information that is not part of your bankruptcy. Some debts are not dischargeable in a chapter 7 bankruptcy, so it’s important to get a handle on what you still owe and how you will manage those payments. You can keep information about non-dischargeable debts close to your bankruptcy information in a separate file.

Create a Budget

Once your bankruptcy is in progress, you’ll want to create a budget, unless the bankruptcy court is doing so for you in a chapter 13 filing. Even with chapter 13 you might have some money you control, such as what you are allotted to pay for groceries and monthly expenses. Creating a budget for any and all money you are responsible for managing keeps you focused on your big picture financial goals and shows you are really trying to turn over a new financial leaf.

Request Copies of Your Credit Report

Chances are you’ll have access to an up-to-date credit report at some point during the bankruptcy filing process, but if you do not receive one now is the time to request your free copy. You should also request a copy on an annual basis. You should never assume everything on your credit report is correct just because you are in the process of filing for bankruptcy. Much of the reporting process is automated and mistakes happen, so you want to be sure your credit report is accurate. The last thing you need is your credit further damaged with mistakes.

To get your free copy of your credit report, visit Annualcreditreport.com.

Education

Finally, determine which debtor’s education courses are available to you, schedule your enrollment, and create a file for the information you receive that’s related to the course. You’ll need to show proof you completed the course, and you also might have notes or other materials from the course that can help you manage your finances in the future.

There’s a lot to manage when you file for bankruptcy, but the work you do now to stay organized and on top of everything will pay off in the future. If you have questions or you would like to know more about bankruptcy, contact the Law Offices of Robert M. Geller at 813.254.5696.

Archive

Video Testimonials

Tampa Bankruptcy Law Blog

Will Filing Bankruptcy Stop Eviction?

Are you struggling with an eviction notice and don’t know where to turn? You may be wondering if filing for...
Read More

Will Filing Bankruptcy Affect My Social Security Disability?

For those who receive Social Security Disability (SSD) benefits, filing for bankruptcy can be a tricky situation. The goal of...
Read More

Will Bankruptcy Affect My Citizenship Application?

Applying for US citizenship can be a long and complex process. One of the factors that the United States Citizenship...
Read More

What Does It Cost to File Bankruptcy in Florida?

If you are considering filing for bankruptcy in Florida, there is a lot to consider. From understanding what type of...
Read More

Why Should You Consider Bankruptcy in 2023?

With the New Year upon us, it’s important to consider all of your options for getting out of debt. Bankruptcy...
Read More

Can You Keep Bankruptcy a Secret?

Considering bankruptcy is a difficult decision, and it can be a lonely one. You may feel like you’re the only...
Read More

How Will Filing for Bankruptcy Affect My Loved Ones?

Filing for bankruptcy is a serious decision and not one that should be taken lightly. You'll likely wonder will bankruptcy...
Read More

Can I Spend Money If I’m Planning to File for Bankruptcy?

When you’re considering filing for bankruptcy, it can be hard to know the right course of action. One of the...
Read More

What to Do Now If You Intend to File for Bankruptcy Next Year

If you intend to file for bankruptcy in the New Year, there are certain steps you must take to ensure...
Read More

5 Lessons You’ll Learn from Filing for Bankruptcy

Looking for a bankruptcy lesson plan? Here are five things you can learn from filing for bankruptcy. Filing for bankruptcy...
Read More

Bankruptcy

For The Next 5 Days GET A FREE BOOK About Bankruptcy

Learn More

Infographics

We are A Debt Relief Agency.
We help people file for bankruptcy under the Bankruptcy Code

Pay Online Bankruptcy Courses Newsletter Subscription

Call For A Free Initial Consultation

813.254.5696

Tampa Office

Law Offices of Robert M. Geller, P.A.
807 West Azeele Street
Tampa, FL 33606
T: (813) 254-5696
T: (800) 853-7549
F: (813) 253-3405

Map And Directions

St. Petersburg Office

Law Offices of Robert M. Geller, P.A.
125 5th Street South
(Wells Fargo Financial Center)
2nd Floor, Suite G
St. Petersburg, FL 33701
T: (727) 532-3939

Map And Directions

Pasco Office

23526 State Road 54
Lutz, FL 33559
T: (813) 336-2320

Map And Directions