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Tampa Bankruptcy Law Blog

Personal Bankruptcy

Tampa personal bankruptcy attorney news, personal bankruptcy information and bankruptcy FAQ. Credit recovery bankruptcy help and bankruptcy filing tips from personal bankruptcy lawyers.

Bankruptcy Dictionary And Terms To Know Before You File In Florida.

Bankruptcy Terminology One of the most challenging things about filing for bankruptcy is understanding the language associated with it. It’s hard enough dealing with financial stress and having to make such an important decision about your financial future but to have to do so without knowing the vernacular is downright intimidating. Luckily, working with a […]

What Causes Bankruptcy: The Answer is Never Simple

Three Bankruptcy Tips For The Road To Recovery.

There Are Many Reasons that People Need to File for Bankruptcy. People file for bankruptcy for a variety of reasons. There is no single cause of bankruptcy, aside from general financial struggles. The path that led to those struggles and to someone ultimately determining that bankruptcy is the best option for them varies from person […]

Common Misunderstandings about Chapter 13 Bankruptcy

Misunderstandings About Chapter 13 Bankruptcy In Florida.

If there’s one thing that’s true about bankruptcy, it’s that there are a lot of misconceptions out there about the process. This usually applies more to Chapter 13 bankruptcy than to Chapter 7 bankruptcy because Chapter 13 tends to be a bit more complex. In general, the difference between Chapter 7 and 13 is explained […]

What Post-Bankruptcy Life REALLY Looks Like

Life Post Bankruptcy In Tampa, Florida.

Life after Bankruptcy The idea of living without debt is the dream of many. This is especially true for those dealing with financial stress on a daily basis. If you’re spending your days dodging calls from creditors and hoping you’ll be able to scrape together enough money to make a credit card payment this month, […]

Five Things You Should Know Before Filing For Bankruptcy In Florida.

5 Factors that Affect Bankruptcy Filing Bankruptcy can be a scary step, but it’s one that can significantly improve your life. If you’re thinking of filing there are several things you should know before moving forward. Arming yourself with bankruptcy knowledge can help you make the best decision about filing and enable you to manage […]

Chapter 13 Bankruptcy Early Discharge.

Chapter 13 Bankruptcy Discharge and Non Completion of a Payment Plan When you file for Chapter 13 bankruptcy you’ll be given a payment arrangement. You are responsible for making payments for three to five years and at the end of that time, your remaining debts can be discharged. It’s possible to make changes to your […]

How Do You “Declare Bankruptcy”?

The Importance Of Being Prepared For Your Bankruptcy Consultation In Tampa, Florida.

Declaring Bankruptcy There’s a lot of misinformation regarding bankruptcy. It’s unfortunate because many people who are struggling financially could benefit from filing, but they allow myths and untruths to guide their decision. If you’re faced with debts you are unable to afford and you aren’t sure what to do about the problem, declaring bankruptcy can […]

What Does a Float Do in Bankruptcy?

Float And Personal Bankruptcy In Tampa, Florida.

Bankruptcy Float There are numerous terms related to bankruptcy that are new to those who file and might seem confusing if you aren’t experienced with bankruptcy. “Float” is one of those terms. The float is the period of time between when you’ve written a check and when it clears your account. If you file for […]

Why Filing for Bankruptcy Can Be a Smart Decision

Bankruptcy Can Be a Smart Decision Everyone wants to be smart, right? They want to make the best choices and be able to consider themselves capable of handling situations and knowing what to do. Unfortunately, it can be tough to always feel like this. We all make mistakes. Sometimes these mistakes are related to our […]

Spending Monitored When Filing For Bankruptcy In Tampa, Florida.

Bankruptcy and Spending Bankruptcy can offer many advantages, but it can also mean exposing your financial life to the world. Information that would otherwise be private becomes the business of the trustee and the court. Not only does this mean other people will know about your debt, but it also means they’ll be legally entitled […]

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Tampa Bankruptcy Law Blog

Understanding the Florida Means Test Rules This Year

The Florida means test determines whether you qualify for Chapter 7 bankruptcy by comparing your income to the state median...
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The Rise of “Buy Now, Pay Later” Troubles: Managing BNPL Debt Risks

BNPL can lead to hidden debt by splitting purchases into multiple payments across different accounts, making it easy to lose...
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The Connection Between Rent Increases and Consumer Filings in Tampa

Rent increases in the Tampa area have changed how many households manage their finances. What used to be a manageable...
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How to Plan for Post-Filing Credit Rebuilding Steps

After a bankruptcy filing, your credit report reflects the significant changes that have just occurred. You’ve discharged debts, but the...
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When Your Credit Score Drops Suddenly: Identifying Debt Misreporting Errors

Has your credit score suddenly dropped, and you have no idea what caused it? A sudden credit score drop is...
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What Tampa Borrowers Should Know About Auto Loan Deficiency

Do you own a vehicle in Tampa? Are you thinking about financing one? There’s a risk that often catches people...
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Understanding Your Florida Protected Property Rights in Chapter 7

If you’re dealing with overwhelming debt, you might be wondering if bankruptcy could help. I often speak with people who...
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How Long Consumer Debt Stays on Your Record

Millions of people have some form of consumer debt, like credit cards, personal loans, or medical bills. Debt can be...
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A Renter’s Guide to Lease-Related Debt Solutions

Most people associate serious debt problems with large mortgages, not rent. Unfortunately, many people’s biggest financial stress comes from a...
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A Practical Guide to Secured vs. Unsecured Repayment Priorities

When you’re behind on bills, paying the wrong debt first can cost you your car or even your home. Here’s...
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Law Offices of Robert M. Geller, P.A.
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Tampa, FL 33606
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St. Petersburg, FL 33701
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Lutz, FL 33559
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