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Tampa debt relief bankruptcy attorney news, debt relief bankruptcy information and bankruptcy FAQ. Debt relief bankruptcy help and bankruptcy filing tips from debt relief bankruptcy lawyers.

What is Mortgage Modification?

Mortgage modification changes your original mortgage agreement. It is typically done to help make the mortgage repayment process easier for homeowners. Modification lowers monthly mortgage payments and can prevent default if you are struggling financially. Banks offer or grant loan modification requests because it is in their best interest to help you repay your loan. […]

Three Ways Student Loan Debt Has Changed Young Adulthood

According to recent statistics, approximately 60% of the nation’s 20 million college students borrow money annually to help cover the cost of paying for college. National student loan debt is more than $1.2 trillion, so it’s no wonder it has a major impact on the lifestyles of college graduates. Add to this debt burden the […]

Three Surprising Ways Financial Hardship Can Affect Your Life

Facing financial hardship can be unavoidable. Even those who try to be extremely responsible when it comes to managing their money can experience unexpected conditions that cause them to struggle with finances. However, there are many instances in which poor financial choices lead a person down the road to a struggle with money. If you […]

Is it Possible to File for Bankruptcy More than Once?

For most people, bankruptcy is a once in a lifetime experience. They use it as a tool to repair their financial standing and ensure they have the same opportunities in the future as someone who never faced financial hardship. For some though, bankruptcy is not enough to change their approach to money. And in some […]

What is Debt Consolidation?

Debt consolidation is a tool to help you get your financial life organized. It can prevent more serious financial problems, but it is not for everyone. Some people’s financial struggles are beyond consolidation and others are facing problems that will not be helped by consolidating debt. Understanding the process of debt consolidation and what it […]

What are Your Options When Faced with Financial Hardship?

Facing financial hardship is a scary experience, but it is one that is quite common. As the economy ebbs and flows, and people struggle to find work and make ends meet, they find themselves deeper and deeper in a financial hole. Ignoring the problem is the worst thing you can do. Instead, take action to […]

Medical Bills can Lead to Debt even with the Affordable Care Act

Many Americans in need of unexpected emergent care or suffering from chronic illness may already be dealing with the financial hardships that medical debt can bring. The Affordable Care Act is — many believe — supposed to provide some sort of relief to those constantly facing medical bills due to ongoing illness. Unfortunately, even though […]

Talking about Credit Card Debt with College Age Children

Many Florida college students already have at least one credit card. They may charge seemingly small items like meals out with friends, groceries or other items that may not cost much on their own, but add up quickly. When a college student is home for the holidays, taking the opportunity to talk about credit card […]

Patients Using CareCredit for Medical Bills May Get Refund

At some point, most everyone in the United States goes to either a doctor or dentist. Medical bills for office visits and procedures deemed medically necessary can be daunting. Many doctors and dentists around the country and here in Florida now offer financing for patients right in their offices. Approximately 1.2 million patients who thought […]

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Florida Bankruptcy: Consumers Asked for Input on Debt Collection

Debt collectors have a notoriously bad reputation, as any consumer in Florida who has gotten behind on a debt can attest. There are rules in place to keep them from needlessly harassing people into bankruptcy, but the Fair Debt Collection Practices Act that provides those protections was passed in 1977. A plethora of complaints about […]

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