Tampa Bankruptcy Law Blog

Five Questions to Ask before Paying a Debt

Law Offices of Robert M. Geller, P.A.

Apr 23rd, 2015

Many debt collectors behave professionally and work within the letter of the law to collect debts owed to their clients or their own companies. Unfortunately, there are also those that behave unscrupulously and mistreat consumers, sometimes to the point of breaking the law. Whether you have been approached by an above board debt collector or […]

Surviving Zombie Debt

Law Offices of Robert M. Geller, P.A.

Apr 23rd, 2015

Helpful Bankruptcy Tips

Zombie debt is old debt that “comes back to life.” In the world of money lending, debts are often sold to other financial institutions and when an old debt is sold to a new debt collector, that debt collector sometimes tries to revive it by intimidating the borrower into paying. The key to surviving zombie […]

Tags: Bankruptcy Attorney, Debt, Debt Relief, Zombie Debt

What is Debt Validation and Why Is It Important?

Law Offices of Robert M. Geller, P.A.

Apr 20th, 2015

Debtor Rights

Consumers have certain tools available to them that offer protection from debt collectors. This is especially useful if you think you have been contacted by a debt collector about a debt that you think is not yours or you are not sure is valid. Debt validation is a process that allows you to request and […]

Tags: Bankruptcy Attorney, Consumer Debt, Credit Card Debt, Debt Collectors, Debtor Rights

Five Spending Excuses to Avoid If You are Trying to Change Your Financial Situation

Law Offices of Robert M. Geller, P.A.

Mar 16th, 2015

Helpful Bankruptcy Tips

Using bankruptcy successfully is about more than just “wiping out” your debt. It requires a change in your spending habits and your overall approach to money. If you file for bankruptcy and return to your previous spending habits within a year or two, it won’t be long until you are in the same dire financial […]

Tags: Bankruptcy, Bankruptcy Attorney, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Credit Card Debt

Five Things to Avoid If You are Rebuilding Credit After Bankruptcy

Law Offices of Robert M. Geller, P.A.

Mar 11th, 2015

Credit Recovery

Congratulations! You have made your way through bankruptcy and are ready to begin your new financial life. Or… you are contemplating bankruptcy and you want to know what steps to take in the future to avoid the financial struggles you face now. Now matter where you are in your bankruptcy journey, there are a few […]

Tags: Bankruptcy, Bankruptcy Questions, Building Credit, Credit Repair

Five Tips for Getting Debt under Control

Law Offices of Robert M. Geller, P.A.

Mar 9th, 2015

Debt Relief

Dealing with out of control debt is one of the most stressful experiences in life. It is the type of stress that keeps you awake at night and prevents you from enjoying life. Luckily, there are ways to get debt under control, but it takes some effort. If you are facing seemingly insurmountable debt and […]

Tags: Consumer Debt, Credit Card Debt, Debt, Debt Management, Debt Relief

Three Surprising Things to Know about Your Credit Score

Law Offices of Robert M. Geller, P.A.

Mar 5th, 2015

Credit Score

If you are dealing with financial problems it is important you be aware of and to understand the meaning of your credit score. Your credit score is one of the most important factors affecting your financial health. Once you understand how your credit score is created and used, you can take the steps necessary to […]

Tags: Building Credit, Credit Card Debt, Credit Cards, Credit Repair, Credit Score

Worried an Old Debt Could Force You Into Bankruptcy? Here’s What You Should Know

Law Offices of Robert M. Geller, P.A.

Feb 5th, 2015

Personal Bankruptcy

Everyone makes mistakes, especially when they are young and learning about the world. Chances are if you are like most people there are several things you would go back and change from your young adulthood. One of the most common mistakes young adults make involves money management and credit. A great example of how money […]

Tags: Bankruptcy Attorney, Debt, Debt Collectors, Debt Forgiveness

What is a Debt Management Plan?

Law Offices of Robert M. Geller, P.A.

Feb 5th, 2015

Helpful Bankruptcy Tips

A debt management plan can be an effective way to repay money you owe to lenders without filing for bankruptcy, but it is important you understand what you are committing to before determining if it is the right option for you. Most debt management plans are arranged through a consumer credit counseling agency. The agency […]

Tags: Bankruptcy Questions, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt, Debt Management

Three Things You Should Do When Speaking with a Debt Collector

Law Offices of Robert M. Geller, P.A.

Feb 2nd, 2015

Debt Relief

Chances are if you have fallen behind on paying bills or you are facing serious delinquency at any time, you have received calls from debt collectors. They contact you in an attempt to collect any money you owe directly to them or to one of their clients (the original lender). There are limits on how […]

Tags: Consumer Debt, Creditors, Debt Collectors

Tampa Bankruptcy Law Blog

Five Questions to Ask before Paying a Debt

Surviving Zombie Debt

What is Debt Validation and Why Is It Important?

Five Spending Excuses to Avoid If You are Trying to Change Your Financial Situation

Five Things to Avoid If You are Rebuilding Credit After Bankruptcy

Five Tips for Getting Debt under Control

Three Surprising Things to Know about Your Credit Score

Worried an Old Debt Could Force You Into Bankruptcy? Here’s What You Should Know

What is a Debt Management Plan?

Three Things You Should Do When Speaking with a Debt Collector

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