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can a debt collector serve you papers at work

Debt can feel overwhelming and stressful, especially if you have creditors calling you at work. Many people wonder whether this is legal. And what if a debt collector files a lawsuit against you? Can you be served at work? A debt collector can legally serve you at your workplace, but only in certain situations. It’s […]

What to Do If a Debt Collector Threatens You?

what to do if a debt collector threatens you

Dealing with debt collectors is stressful and challenging. Even under the best of circumstances, contact from a debt collector is uncomfortable. As uncomfortable as it might be, they have a right to contact you. However, sometimes collectors cross a line. Many become aggressive or harass debtors. It’s essential to know your rights as a debtor […]

student loan discharge

Are you struggling to make ends meet because of hefty student loan debt? The good news is that you may be able to discharge your debt through bankruptcy. But before you jump into bankruptcy proceedings, you need to know about the updates on laws about student loan discharge in bankruptcy coming in 2023. Here’s what […]

What is Considered Harassment from a Debt Collector?

what is considered harassment from a debt collector

Being in debt is never easy, but it’s especially devastating when you’re being harassed by debt collectors. Of course, debt collectors have the right to try and collect what is owed to them. However, there are rules they must follow. Understanding these limitations protects you from harassment. The Fair Debt Collection Practices Act (FDCPA) is […]

What to Do When You are Drowning in Debt?

what to do when you are drowning in debt

Living with overwhelming debt is a distressing experience. It can feel like you are in an endless cycle of bills, credit cards, and debt collectors. Many people are tempted to feel hopeless and helpless. Luckily, there are options available to help you deal with debt, including bankruptcy. Of course, bankruptcy isn’t the right option for […]

can secured debt be discharged

Debt can be a heavy burden. For some, it becomes overwhelming. This is true for both secured and unsecured debts. Secured debt is one type of debt that comes with unique challenges. This type of debt is typically backed by collateral or an asset, such as a car or home. If you can’t make your […]

can they take your house for credit card debt

Living with debt is a reality for many Americans. Some people manage to keep up with certain debts, such as their mortgage or car payments. But credit card debt is often trickier to manage. Credit card interest rates can be exorbitant, making it difficult to pay off the balance. As a result, many people are […]

is it legal for debt collectors to contact my family members

Dealing with debt collectors can be an overwhelming and stressful experience, especially if you’re not familiar with your rights as a borrower. Unfortunately, many debt collectors take advantage of vulnerable people who do not understand their rights. One of the most common concerns that people have is whether or not debt collectors are legally allowed […]

What to Do If Being Sued by a Debt Collector?

what to do if being sued by a debt collector

Being in debt is overwhelming and stressful. It’s even more challenging when you are being sued by a debt collector. The thought of legal action can cause fear and anxiety, but it is important to know that you have options. What steps can you take if you are being sued by a debt collector? Here’s […]

will debt management affect my mortgage

Debt management is the process of consolidating all your debts into one monthly payment. This type of program is designed to help those who are struggling with debt. They make it easier to pay their bills on time and become debt-free. But as positive as these programs might be, they aren’t perfect. It’s important to […]

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Tampa Bankruptcy Law Blog

Can You File Bankruptcy During a Divorce?

Divorce and bankruptcy are personally difficult and also complex legal processes that can have significant implications for your financial future....
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Can You File Bankruptcy on Restitution?

Facing financial struggles can be overwhelming, especially when debts include complex legal obligations like restitution. What is restitution and how...
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Can You File Bankruptcy After a Judgment?

Receiving a judgment against you in a lawsuit can be a distressing experience. This is especially true if you're already...
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Can Back Taxes Be Included in Bankruptcy?

Dealing with back taxes can cause a lot of stress and financial burden for anyone facing financial hardship. If you're...
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Can an Estate File for Bankruptcy?

Many people wonder whether or not an estate, such as the one left behind after someone passes away, can file...
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How Long Should I Keep My Bankruptcy Discharge Papers?

If you've successfully navigated the bankruptcy process and received your discharge papers, congratulations are in order. It's a significant milestone...
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Can I Lose My House If I File for Bankruptcy

The potential loss of your house when filing for bankruptcy depends on various factors. These include the type of bankruptcy...
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What Can You Write Off in Bankruptcy?

Many people filing for bankruptcy aren’t sure what debts can be discharged, or "written off," through bankruptcy. It’s important to...
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How Often are Bankruptcies Denied?

Bankruptcy offers a lifeline for people drowning in debt. It provides a chance to start anew and regain financial stability....
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How Much Debt Should I Have Before Considering Bankruptcy?

Dealing with overwhelming debt and financial hardship is difficult. The prospect of bankruptcy may offer a path toward relief, as...
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