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Tampa Bankruptcy Law Blog

Debt Collectors And Bankruptcy Tampa, Florida.

Bankruptcy and Sneaky Debt Collectors Filing for bankruptcy triggers something known as the “automatic stay.” This is a legal term that means creditors and debt collectors are barred from trying to collect a debt against you. If they continue to take collection actions against you it can affect their ability to recover any money in […]

What is an Obligatory Debt and How Is It Affected by Bankruptcy?

Bankruptcy And Cross-Collateralization In Tampa, Florida.

Obligatory Debts and Bankruptcy There are all different kinds of debts and all of them are affected differently when you file for bankruptcy. A dischargeable or non-obligatory debt can be eliminated in bankruptcy, which means you’ll no longer be legally responsible for paying it and the creditor will be barred from attempting to collect on […]

Filing for Bankruptcy in Old Age If you subscribe to the adage “you’re only as old as you feel,” chances are you’re willing to take on most any challenge regardless of your age. But unfortunately, no matter how young you might feel, there are some things you just cannot do once you’re older. If you […]

Co-Signers And Bankruptcy Tampa, Florida.

Co-signers and Bankruptcy If you’re considering co-signing a loan for a friend or family member, or you have a loan with a co-signer, it’s important to understand the implications, especially if you or the primary borrower is considering bankruptcy. Co-signed loans are handled differently than individual loans in bankruptcy. The most important thing to realize […]

Filing For Bankruptcy To Relieve Financial Stress In Tampa, Florida.

3 Reasons to File Bankruptcy There are few things as frightening as financial struggles. Not knowing where your next paycheck is coming from or when it’s coming, facing threats from bill collectors, knowing that foreclosure of your home could be on the horizon, and all of the other things that can arise when money is […]

Three Ways Your Bankruptcy Could Affect Your Kids

Filing For Bankruptcy And Affects On Kids In Tampa, Florida.

Bankruptcy and Kids If you’re like most parents who try their best to protect and provide for their children, you’ve likely made at least a few decisions based on how your kids will be affected. Life changes once you’re responsible for other people and knowing that a choice you make could negatively impact your children […]

Tips for Avoiding Bankruptcy Case Dismissal

Tips For Avoiding Bankruptcy Case Dismissal In Florida.

Prevent Dismissal of a Bankruptcy Case Bankruptcy can be a simple process that can help you manage your debt, but unfortunately, many people encounter complications when they file. Sometimes, these complications lead to the dismissal of the case and a person’s financial situation is worse than when they decided to file. In many cases, the […]

Robert M Geller Certified Bankruptcy Attorney Tampa, Florida.

Robert M. Geller Will Appear Live Friday, August 9, 2019 to Discuss Bankruptcy and Answer Questions about Debt Resolution, Facts about Bankruptcy and What Happens When You File Tampa Bay Attorney Joins Money Talk Tampa Bay Bankruptcy Attorney Robert M. Geller will appear live on the Money Talk Radio Show this Friday, June 28th at […]

What are Your Bankruptcy Options?

Second Bankruptcy In Florida.

How Bankruptcy Works Bankruptcy can be a powerful tool to help you get back on track financially. But before you file, it’s important to understand that filing for bankruptcy can mean different things for different people. In some cases, bankruptcy will eliminate all of your debts and give you a completely fresh start. For others, […]

Bankruptcy and Your Tax Return

Things To Know About Bankruptcy And Taxes In Florida.

How Bankruptcy Can Affect a Tax Return Receiving an income tax return can feel great and help you get caught up on debts you’ve fallen behind on. Despite having the option of “breaking even” and not paying as much in payroll taxes throughout the year, some people enjoy receiving a refund check. Unfortunately, the joy […]

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Tampa Bankruptcy Law Blog

The Rise of “Buy Now, Pay Later” Troubles: Managing BNPL Debt Risks

BNPL can lead to hidden debt by splitting purchases into multiple payments across different accounts, making it easy to lose...
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The Connection Between Rent Increases and Consumer Filings in Tampa

Rent increases in the Tampa area have changed how many households manage their finances. What used to be a manageable...
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How to Plan for Post-Filing Credit Rebuilding Steps

After a bankruptcy filing, your credit report reflects the significant changes that have just occurred. You’ve discharged debts, but the...
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When Your Credit Score Drops Suddenly: Identifying Debt Misreporting Errors

Has your credit score suddenly dropped, and you have no idea what caused it? A sudden credit score drop is...
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What Tampa Borrowers Should Know About Auto Loan Deficiency

Do you own a vehicle in Tampa? Are you thinking about financing one? There’s a risk that often catches people...
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Understanding Your Florida Protected Property Rights in Chapter 7

If you’re dealing with overwhelming debt, you might be wondering if bankruptcy could help. I often speak with people who...
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How Long Consumer Debt Stays on Your Record

Millions of people have some form of consumer debt, like credit cards, personal loans, or medical bills. Debt can be...
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A Renter’s Guide to Lease-Related Debt Solutions

Most people associate serious debt problems with large mortgages, not rent. Unfortunately, many people’s biggest financial stress comes from a...
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A Practical Guide to Secured vs. Unsecured Repayment Priorities

When you’re behind on bills, paying the wrong debt first can cost you your car or even your home. Here’s...
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What Happens During a Florida Trustee Meeting

One of the first required steps after filing for bankruptcy is the trustee meeting. Often called the “341 meeting,” it’s...
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