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Should I Sell My Home to Get Out of Debt?

should i sell my home to pay off my debt

Debt is a common modern problem. Whether it’s credit cards, student loans, or medical bills, debt can cripple even the most financially stable individual. For some people, selling their home to pay off their debt may seem like a good option. But this isn’t a decision that should be made lightly. Should you sell your […]

How to Stay Motivated to Pay Off Debt

how to stay motivated to pay off debt

If you are struggling with debt, you are not alone. The average American has tens of thousands of dollars in personal debt, excluding mortgages. Filing for bankruptcy may seem like the only option, but there are other ways to get back on track and pay off your debts. The key is to stay motivated and […]

am i responsible for my parents credit card debt?

As we grow older, our parents also age. Sometimes they become dependent on us in many ways. Even if they aren’t dependent, they might pass on debt through their estate once they pass. One of the burdens that adult children sometimes bear is the responsibility of their parent’s credit card debt. What should you know […]

How to Hide from Debt Collectors

how to hide from debt collectors

There are many ways to “hide” from debt collectors. You can ignore their calls, not answer your door, or ask them not to contact you. Unfortunately, none of these methods helps you avoid debt collection forever. You’re only postponing the inevitable and more than likely, making your situation worse. If you’re wondering how to hide […]

what happens if you ignore a debt collector

Debt can be overwhelming. It’s easy to let bills pile up and miss payments, and before you know it, you find yourself dodging phone calls and letters from debt collectors. But what happens when you ignore a debt collector? Can you really dodge your debts and hope they go away? What can happen if you […]

can i sue a debt collector for emotional distress

Can I Sue a Debt Collector for Emotional Distress? Debt collectors can be aggressive when collecting unpaid debts. Some try to bully you into paying. Many leave you feeling frustrated, embarrassed, and even traumatized. Many of their actions cause emotional distress. Debt collectors are required to abide by specific laws. If they violate these laws, […]

What is Skip Tracing in Debt Collection?

what is skip tracing in debt collection

When you lend money to someone whether it is for personal or business reasons, it’s especially difficult when they don’t return it on time or refuse to do so altogether. If you are a business owner or a debtor, one of the best solutions to such situations is to hire a professional debt collector who […]

Can My Wages Be Garnished for My Spouse’s Debt?

can my wages be garnished for my spouse's debt

Marriage is a partnership that often extends to financial issues, including debt. Unfortunately, not all spouses see eye to eye on debt. If your spouse is struggling with debt they can’t afford, it’s stressful to think about the possibility of losing a portion of your hard-earned income. What should you know about how your spouse’s […]

what happens when you get a court summons for debt

Getting a court summons for debt can be an overwhelming and frightening experience, but it doesn’t have to be. Despite what you may think, it doesn’t automatically mean you will face dire consequences. However, it is a serious matter that should not be ignored. What should you do when you get a court summons for […]

can a debt collector serve you papers at work

Debt can feel overwhelming and stressful, especially if you have creditors calling you at work. Many people wonder whether this is legal. And what if a debt collector files a lawsuit against you? Can you be served at work? A debt collector can legally serve you at your workplace, but only in certain situations. It’s […]

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