Tampa Bankruptcy Law Blog

Medical Bills can Lead to Debt even with the Affordable Care Act

Law Offices of Robert M. Geller, P.A.

Jan 5th, 2014

Many Americans in need of unexpected emergent care or suffering from chronic illness may already be dealing with the financial hardships that medical debt can bring. The Affordable Care Act is — many believe — supposed to provide some sort of relief to those constantly facing medical bills due to ongoing illness. Unfortunately, even though […]

Tags: Bankruptcy, Debt Relief, Filing for Bankruptcy, Income, Medical Debt

Talking about Credit Card Debt with College Age Children

Law Offices of Robert M. Geller, P.A.

Dec 24th, 2013

Debt Relief

Many Florida college students already have at least one credit card. They may charge seemingly small items like meals out with friends, groceries or other items that may not cost much on their own, but add up quickly. When a college student is home for the holidays, taking the opportunity to talk about credit card […]

Tags: Bankruptcy, Fresh Start

Patients Using CareCredit for Medical Bills May Get Refund

Law Offices of Robert M. Geller, P.A.

Dec 17th, 2013

Debt Relief

At some point, most everyone in the United States goes to either a doctor or dentist. Medical bills for office visits and procedures deemed medically necessary can be daunting. Many doctors and dentists around the country and here in Florida now offer financing for patients right in their offices. Approximately 1.2 million patients who thought […]

Tags: Bankruptcy

Florida Bankruptcy: Consumers Asked for Input on Debt Collection

Law Offices of Robert M. Geller, P.A.

Dec 10th, 2013

Debt Relief

Debt collectors have a notoriously bad reputation, as any consumer in Florida who has gotten behind on a debt can attest. There are rules in place to keep them from needlessly harassing people into bankruptcy, but the Fair Debt Collection Practices Act that provides those protections was passed in 1977. A plethora of complaints about […]

Tags: Debt Relief

Filing Chapter 7 in Florida to Regain Financial Control

Law Offices of Robert M. Geller, P.A.

Dec 5th, 2013

Chapter 7

Regardless of the reason — the recession, medical emergency or other financial calamity — millions of people around the country struggle to deal with out-of-control finances. Not even celebrities are immune to financial hardships. Recently, singer Aaron Carter filed Chapter 7 bankruptcy in order to regain control of his finances. Thousands of Florida residents can […]

Tags: Chapter 7, Chapter 7 Bankruptcy

Changes Could Be Coming to the Chapter 13 Bankruptcy Process

Law Offices of Robert M. Geller, P.A.

Nov 28th, 2013

Chapter 13

Florida consumers may not be aware that, for some time now, the U.S. Bankruptcy Court has strived for uniformity in the bankruptcy process. Specifically, the Judicial Conference Advisory Committees on Bankruptcy and Civil Rules have looked at this very issue with regard to the Chapter 13 bankruptcy process. Their discussions could result in a national […]

Tags: Chapter 13, Chapter 13 Bankruptcy

After Holiday Gifts are Opened, the Credit Card Bills Remain

Law Offices of Robert M. Geller, P.A.

Nov 22nd, 2013

Debt Relief

Most everyone in Florida loves the holidays. People are often in better moods, there are parties to attend and gifts to give and receive. However, the joy of the season can quickly become despair when the holidays are over and the credit card bills come in the mail. Many people are caught up in the […]

Tags: Bankruptcy, Debt Relief

Private Student Loans Lead to Bankruptcy for Florida Graduates

Law Offices of Robert M. Geller, P.A.

Nov 12th, 2013

Personal Bankruptcy

A large number of college students around the country and in Florida rely on student loans to pay for their education. Some of those student loans come from private lenders, which can be more expensive than federal student loans. Not being able to repay private student loans has led many graduates to file for bankruptcy. […]

Tags: Bankruptcy, Credit Cards, Income

More Credit Card Debt Info is Being Put on Credit Reports

Law Offices of Robert M. Geller, P.A.

Nov 7th, 2013

Credit Card Debt

Florida consumers may be surprised to learn that in the last year, the three credit bureaus have starting adding payment histories to credit reports. They are doing so in an effort to give lenders a better picture of a consumer’s credit card debt. For now, this information is not affecting a person’s credit score, but […]

Tags: Bankruptcy, Credit Card Debt, Credit Cards, Filing for Bankruptcy, Interest

When it Comes to Florida Credit Card Debt, is Younger Better?

Law Offices of Robert M. Geller, P.A.

Nov 1st, 2013

Credit Card Debt

A lot of the young people nationwide and in Florida that were teenagers when the housing market and economy collapsed may now be either in college or graduating from college. Research shows that these young people may be better at dealing with credit card debt than their parents. There are different schools of thought as […]

Tags: Bankruptcy, Credit Card Debt, Credit Cards, Income

Tampa Bankruptcy Law Blog

Medical Bills can Lead to Debt even with the Affordable Care Act

Talking about Credit Card Debt with College Age Children

Patients Using CareCredit for Medical Bills May Get Refund

Florida Bankruptcy: Consumers Asked for Input on Debt Collection

Filing Chapter 7 in Florida to Regain Financial Control

Changes Could Be Coming to the Chapter 13 Bankruptcy Process

After Holiday Gifts are Opened, the Credit Card Bills Remain

Private Student Loans Lead to Bankruptcy for Florida Graduates

More Credit Card Debt Info is Being Put on Credit Reports

When it Comes to Florida Credit Card Debt, is Younger Better?

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