Unexpected Debt Can Cause Financial Issues and Bankruptcy Unemployment, poor management of credit cards and even divorce can push people into serious debt. In some cases, however, debt can come from unexpected sources – even some that may present themselves as opportunities. And knowing how and when these more surprising sources of debt can arise […]
Tax Identity Theft and Credit The increasing popularity of filing tax returns online has given way to a rise in tax identity theft. According to data from the IRS, approximately $2.3 billion in consumer tax returns are stolen on an annual basis by identity thieves. Tax identity theft occurs when a criminal files a person’s […]
The Bankruptcy Filing Process Need to file for bankruptcy but not sure where to begin? The Law Offices of Robert M. Geller will help you understand bankruptcy and be at your side during the filing process. Please download our handy steps to filing for bankruptcy infographic. The steps of filing bankruptcy infographic is also displayed […]
What is Bankruptcy Fraud The average person filing for bankruptcy has no intention of committing fraud. He or she is just looking for a way to get out from under their debt and are desperate to bring the creditor and collector harassment to an end. People file because they are concerned about losing their homes […]
Preparing for a Bankruptcy Consultation with a Bankruptcy Lawyer Filing for bankruptcy is a big decision. One of the most intimidating aspects of the process is meeting with your bankruptcy attorney. Being prepared and having all of the necessary documents and information with you for your first meeting can make things go as smoothly as […]
Financial Problems Can Occur at Any Age. For those who are older and facing financial challenges as they near retirement, the idea of using retirement savings to avoid bankruptcy is likely not something you’d consider. However, if you’re middle-aged or younger when financial disaster strikes, the money you’ve set aside for retirement could pose a […]
The Importance of Correcting Credit Errors before Filing for Bankruptcy Some people are shocked to learn how common it is for a credit report to contain errors. It’s difficult enough keeping your credit in good shape and your credit report free of your financial missteps. But to think your report could include reporting errors that […]
Bankruptcy Mistakes There are those who are pushed into bankruptcy because of a medical emergency or the unexpected loss of a job. But there is also a fair share of bankruptcy cases that start with a little too much spending, a few too many maxed credit cards, and a little too little saving. Despite all […]
The Difference between Bankruptcy Dismissal and Bankruptcy Discharge For many, bankruptcy is unfamiliar territory and there are a lot of things that are new. For instance, filing for bankruptcy typically results in learning a lot of new terms. Understanding these terms and knowing the difference between ones that seem similar can be frustrating, especially if […]
Filing for Bankruptcy with a Reverse Mortgage More and more people, especially those who are nearing or have entered retirement, are using reverse mortgages to help them make ends meet. Unfortunately, even with a reverse mortgage, you can run into financial difficulties. If your financial situation is drastic enough to warrant bankruptcy, how will filing […]
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