Bankruptcy has a bad reputation. People do all they can to avoid filing and even those who have never considered it assume that anyone associated with bankruptcy is shady or looking to take advantage of the financially insecure. But those who discourage debtors from filing for bankruptcy often have an angle, too. It’s possible to […]
Testifying at a Bankruptcy Hearing – 341 Meeting of Creditors One of the most intimidating aspects of filing for bankruptcy is having to participate in the legal meetings that accompany the process. The 341 Meeting of Creditors is a primary example of this. If you are dreading your upcoming bankruptcy hearing with your creditors, you […]
Bankruptcy Terminology One of the most challenging things about filing for bankruptcy is understanding the language associated with it. It’s hard enough dealing with financial stress and having to make such an important decision about your financial future but to have to do so without knowing the vernacular is downright intimidating. Luckily, working with a […]
There Are Many Reasons that People Need to File for Bankruptcy. People file for bankruptcy for a variety of reasons. There is no single cause of bankruptcy, aside from general financial struggles. The path that led to those struggles and to someone ultimately determining that bankruptcy is the best option for them varies from person […]
If there’s one thing that’s true about bankruptcy, it’s that there are a lot of misconceptions out there about the process. This usually applies more to Chapter 13 bankruptcy than to Chapter 7 bankruptcy because Chapter 13 tends to be a bit more complex. In general, the difference between Chapter 7 and 13 is explained […]
Life after Bankruptcy The idea of living without debt is the dream of many. This is especially true for those dealing with financial stress on a daily basis. If you’re spending your days dodging calls from creditors and hoping you’ll be able to scrape together enough money to make a credit card payment this month, […]
5 Factors that Affect Bankruptcy Filing Bankruptcy can be a scary step, but it’s one that can significantly improve your life. If you’re thinking of filing there are several things you should know before moving forward. Arming yourself with bankruptcy knowledge can help you make the best decision about filing and enable you to manage […]
Chapter 13 Bankruptcy Discharge and Non Completion of a Payment Plan When you file for Chapter 13 bankruptcy you’ll be given a payment arrangement. You are responsible for making payments for three to five years and at the end of that time, your remaining debts can be discharged. It’s possible to make changes to your […]
Declaring Bankruptcy There’s a lot of misinformation regarding bankruptcy. It’s unfortunate because many people who are struggling financially could benefit from filing, but they allow myths and untruths to guide their decision. If you’re faced with debts you are unable to afford and you aren’t sure what to do about the problem, declaring bankruptcy can […]
Bankruptcy Float There are numerous terms related to bankruptcy that are new to those who file and might seem confusing if you aren’t experienced with bankruptcy. “Float” is one of those terms. The float is the period of time between when you’ve written a check and when it clears your account. If you file for […]
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