Tampa Bankruptcy Law Blog

What is a Bankruptcy SOFA?

Law Offices of Robert M. Geller, P.A.

Jul 14th, 2020

Chapter 13, Chapter 7, Debtor Rights, Helpful Bankruptcy Tips, Personal Bankruptcy

Bankruptcy SOFA Filing for bankruptcy requires a lot of paperwork. The majority of bankruptcy paperwork includes schedules that list your debts, income, expenses, and assets. The bankruptcy court reviews this information and uses it to assess your financial situation. It’s then used to determine if your debts are discharged. In addition to the schedules, you’ll […]

Tags: Bankruptcy, Bankruptcy Procedure, Bankruptcy Process, Bankruptcy Questions, Filing for Bankruptcy, Personal Bankruptcy, SOFA, Statement of Financial Affairs

What is a Rule 2004 Exam?

Law Offices of Robert M. Geller, P.A.

Jul 1st, 2020

Chapter 13, Chapter 7, Helpful Bankruptcy Tips, Personal Bankruptcy

Rule 2004 Exam Bankruptcy cases are handled in a bankruptcy court, but rarely do people who file need to make a traditional court appearance. There is no jury or witness stand and the closest you’ll come to testifying is at your 341 Meeting of Creditors. However, there are cases in which the bankruptcy trustee calls […]

Tags: Bankruptcy Assets, Bankruptcy Discharge, Bankruptcy Fraud, Bankruptcy Judgment, Bankruptcy Procedure, Bankruptcy Process, Bankruptcy Questions, Bankruptcy Trustee, Rule 2004, Rule 2004 Exam

What is a Tuition Clawback?

Law Offices of Robert M. Geller, P.A.

Jul 1st, 2020

Debt Relief, Debtor Rights, Personal Bankruptcy, Student Loan Debt

Tuition Clawback And Bankruptcy In Florida.

Tuition Clawback Student loans are one of the primary causes of financial struggles and a common reason people ultimately file for bankruptcy. In many families, parents assist their children with the high cost of tuition. Unfortunately, finances are unpredictable in this day and age. Helping your child pay for college could put you at a […]

Tags: Bankruptcy Discharge, Creditor Harassment, Creditors, Student Loan Debt, Student Loans, Tuition Clawback

What is a Preferential Transfer?

Law Offices of Robert M. Geller, P.A.

Jun 30th, 2020

Personal Bankruptcy

Preferential Transfer And Bankruptcy Tampa, Florida.

Preferential Transfer When you file for bankruptcy, the bankruptcy court determines the order of payments. This is true for both Chapter 7 and Chapter 13 bankruptcy. Some debts have high priority. You pay them, in full or in part, after liquidating your assets or through your payment plan. Other debts are low-priority. You pay them […]

Tags: Bankruptcy, Bankruptcy Attorney, Bankruptcy Fraud, Chapter 13, Chapter 7, Credit Cards, Debt Collectors, Filing for Bankruptcy

3 Tips for Choosing a Bankruptcy Lawyer

Law Offices of Robert M. Geller, P.A.

Jun 28th, 2020

Personal Bankruptcy

Tips For Choosing A Bankruptcy Lawyer In Tampa, Florida.

Bankruptcy Lawyer Bankruptcy is one of the most common reasons for someone to need an attorney. Filing for bankruptcy is a complicated process and a lot can go wrong. Working with a bankruptcy lawyer means you’ll have the guidance and support you need. They’ll help you avoid problems and ensure that whatever assets are eligible […]

What Does Presumption of Abuse Mean and What’s Its Role in Bankruptcy?

Law Offices of Robert M. Geller, P.A.

Jun 12th, 2020

Debtor Rights, Helpful Bankruptcy Tips, Personal Bankruptcy

Presumption Of Abuse And Bankruptcy Tampa, Florida.

Presumption of Abuse Deciding to file for bankruptcy is an intimidating experience. It becomes even more so as the process moves forward and various new and unfamiliar terms become commonplace, such as the presumption of abuse. This is one of the reasons it’s so helpful to work with a bankruptcy attorney. Someone will be there […]

Tags: Bankruptcy Discharge, Bankruptcy Fraud, Bankruptcy Questions, Filing for Bankruptcy, Presumption of Abuse

8 Ways Debt is Bringing You Down

Law Offices of Robert M. Geller, P.A.

Jun 7th, 2020

Chapter 13, Chapter 7, Credit Card Debt, Debt Collection, Debt Relief, Personal Bankruptcy

Filing For Bankruptcy To Eliminate Debt In Florida.

Why Debt is Negative and Holding You Back Debt is a burden for many people. Those who have just a small amount of debt – an affordable mortgage or car loan – can usually handle it, but even those debts come with risk. Unless you’ve managed to save several months’ worth of funds and more […]

Tags: Bankruptcy Counseling, Bankruptcy Emotions, Bankruptcy Procedure, Debt, Debt Management, Debt Relief, Life After Bankruptcy, Student Loan Debt

3 Reasons Why Bankruptcy Cases Get Dismissed and What This Means for You

Law Offices of Robert M. Geller, P.A.

May 31st, 2020

Chapter 13, Chapter 7, Debt Collection, Personal Bankruptcy

Reasons Why Bankruptcy Cases Get Dismissed.

Bankruptcy Case Dismissed There are two possible outcomes for those filing for bankruptcy. It doesn’t matter if you qualify for Chapter 7 or Chapter 13, the result of bankruptcy is either debt discharge or having your bankruptcy case dismissed. The former is the goal, the latter is a risk of things not working out as […]

Tags: Bankruptcy Discharge, Bankruptcy Education, Bankruptcy Process, Chapter 13, Chapter 7, Debt Forgiveness

Who Files for Bankruptcy?

Law Offices of Robert M. Geller, P.A.

May 27th, 2020

Chapter 13, Chapter 7, Credit Card Debt, Personal Bankruptcy, Student Loan Debt

Filing For Bankruptcy In Tampa, Florida.

Should I File for Bankruptcy? If you’re considering bankruptcy and you feel as if you’re the only person in the world struggling with financial obligations, you aren’t alone. Not only are you not the only person, but you also aren’t the only one who feels this way. Financial challenges that are severe enough to consider […]

Tags: Bankruptcy Counseling, Bankruptcy Education, Bankruptcy Emotions, Bankruptcy Process, Bankruptcy Questions, Chapter 13, Chapter 7, Debt Relief, Delinquent Mortgage, Medical Bankruptcy, Student Loan Debt, Student Loans

3 Reasons Your Student Loan Debt is Ruining Your Financial Future and How Bankruptcy Might Help

Law Offices of Robert M. Geller, P.A.

May 26th, 2020

Credit Recovery, Debt Collection, Debt Relief, Helpful Bankruptcy Tips, Personal Bankruptcy

Student Loan Debt Taking out a loan or multiple loans to attend college is nothing new. Students have been using loans to pay their tuition for decades. The government even offers low-interest loans to make repayment of student loan debt easier once you graduate. But this doesn’t mean repayment is actually easy. More often than […]

Tags: Bankruptcy Discharge, Bankruptcy Education, Bankruptcy Fraud, Bankruptcy Procedure, Bankruptcy Process, Consumer Debt, Debt Management, Life After Bankruptcy, Student Loan Debt, Student Loans