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Why Delaying Bankruptcy Might Be Your Biggest Financial Mistake Yet

Tampa Bankruptcy Law Blog

Stop Time

Bankruptcy Mistakes There are those who are pushed into bankruptcy because of a medical emergency or the unexpected loss of a job. But there is also a fair share of bankruptcy cases that start with a little too much spending, a few too many maxed credit cards, and a little too little saving. Despite all […]

Bankruptcy

The difference between bankruptcy dismissal and bankruptcy discharge For many, bankruptcy is unfamiliar territory and there are a lot of things that are new. For instance, filing for bankruptcy typically results in learning a lot of new terms. Understanding these terms and knowing the difference between ones that seem similar can be frustrating, especially if […]

Social Security

How Bankruptcy and Social Security Are Related Bankruptcy is one of the best tools available for managing significant debt and easing financial worries, but it isn’t something you should take lightly. Filing for bankruptcy can affect many areas of your life in good and bad ways, so it’s important to consider its effects before taking […]

Credit Cards

Credit Cards and Bankruptcy One of the most common questions bankruptcy attorneys hear from clients is whether or not they can keep any of their credit cards when they file. It’s not a surprising question. After years of relying on credit cards as a security net or for the occasional splurge, the idea of giving […]

road map

Timeline for Filing Bankruptcy Bankruptcy is not something anyone plans to do in his or her life, but once you’ve filed, looking back might allow you to see the path you were headed down for some time. Rarely does anyone have a single event cause them to file for bankruptcy immediately. Bankruptcy is usually the […]

Credit cards

If you feel as if you are drowning in credit card debt and you aren’t sure where to find relief, you aren’t alone. Credit card debt is one of the primary reasons people consider bankruptcy. The average American has between $15,000 and $20,000 worth of credit card debt and that number appears to be rising. […]

Paperwork

Paperwork and Filing for Bankruptcy in Florida Filing for bankruptcy sounds simple enough, but it’s actually a complicated legal proceeding that requires a great deal of organization. Unfortunately, if you fail to submit a document or you make a mistake on anything the court requires, it can result in the dismissal of your case. Not […]

What Should I Know about College Loan Debt?

graduation

If you’re thinking about borrowing money to pay for college or your child is thinking about college and you know a loan is your only option for paying tuition, you aren’t alone. More than half of all college students are using loans to pay for their tuition. And while there are many loan programs that […]

Is Filing for Chapter 7 Bankruptcy a Bad Idea?

Filing for Bankruptcy

If you’ve been dealing with financial challenges for an extended period of time, chances are you’ve considered bankruptcy. Most people who have fallen behind on their debts to the point they are receiving phone daily phone calls from creditors have at least wondered if bankruptcy could improve their situation. And most people find, with just […]

Undecided

Help! I Changed My Mind and I Want to Withdraw My Bankruptcy Filing for bankruptcy is a great way to pull yourself out of a dire financial situation. Unfortunately, if done incorrectly, though, bankruptcy just creates more chaos. This is often the case for people who choose to file without the support and guidance of […]

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Tampa Bankruptcy Law Blog

Why Filing for Bankruptcy Can Be a Smart Decision

Bankruptcy can be a smart decision Everyone wants to be smart, right? They want to make the best choices and...
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Will My Spending Be Monitored If I File for Bankruptcy?

Will My Spending Be Monitored If I File for Bankruptcy?

Bankruptcy and Spending Bankruptcy can offer many advantages, but it can also mean exposing your financial life to the world....
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Buying a Home after Bankruptcy

Getting a Mortgage After Bankruptcy Many people assume buying a home after filing for bankruptcy is impossible. As a matter...
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Bankruptcy Red Flags: How to Avoid Suspicion of Fraud When You File

Bankruptcy Fraud Red Flags Filing for bankruptcy is a complicated process. It’s possible to file on your own, but it...
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Can Bankruptcy Help After a Creditor Has Filed a Lawsuit?

Bankruptcy Timing Timing in bankruptcy is very important. A bankruptcy attorney can help you determine the best time to file,...
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Has Life Pushed You Into Bankruptcy? How to Make the Best of Your Situation

Has Life Pushed You Into Bankruptcy? How to Make the Best of Your Situation

How to make the best out of Bankrutpcy Some people find themselves in financial turmoil because of choices they’ve made....
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Sneaky Ways Debt Collectors Try to Take Your Money after You File for Bankruptcy and How to Protect Yourself

Sneaky Ways Debt Collectors Try to Take Your Money after You File for Bankruptcy and How to Protect Yourself

Bankruptcy and Sneaky Debt Collectors Filing for bankruptcy triggers something known as the “automatic stay.” This is a legal term...
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What is an Obligatory Debt and How Is It Affected by Bankruptcy?

What is an Obligatory Debt and How Is It Affected by Bankruptcy?

Obligatory Debts and Bankruptcy There are all different kinds of debts and all of them are affected differently when you...
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Are You Too Old to File Bankruptcy? What Seniors Need to Know about Bankruptcy?

Filing for Bankruptcy in Old Age If you subscribe to the adage “you’re only as old as you feel,” chances...
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How are Co-Signers Affected by Bankruptcy?

How are Co-Signers Affected by Bankruptcy?

Co-signers and Bankruptcy If you’re considering co-signing a loan for a friend or family member, or you have a loan...
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23526 State Road 54
Lutz, FL 33559
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At the Tampa Bay law firm, the Law Offices of Robert M. Geller, P.A., we help people with consumer bankruptcy matters in the Tampa Bay-St. Petersburg,  Florida communities such as Clearwater,     St. Petersburg, Tampa, Thonotosassa, Riverview, Lutz, Plant City, Brandon, Carrollwood, Wesley Chapel, St. Petersburg Beach, Lakeland, Mulberry, Dade City, Pinellas Park, Largo, Seminole, Odessa, Oldsmar and Lithia, and counties such as Hillsborough County, Pinellas County, Pasco County, Polk County and Manatee County.