Payday loans are a way for those who know that they have money coming but who have bills now. They can certainly help some people who need the cash on hand, but the money comes with some very serious risk — which has landed even money conscious people in financial trouble. The way that payday […]
Historically, it has been the younger generations that ranked in with the most debt on studies that calculate the data. As individuals grow up, take on a career and a paycheck, they learn how to spend and save. In some instances, mistakes are made that cost money. For many others, they want to learn from […]
Interest rates are at the lowest that they have been in a long time. A lot of people who purchased a home before the housing crisis signed a fixed rate mortgage at rates as high as 8.0 to 9.0 percent in the 1990s. Now, a lot of those people who are able to are taking […]
Personal bankruptcy is the topic of this blog and differences between Chapter 7 and Chapter 13 filings the focus of this series. Our last post gave a little more explanation about what liquidation means in the Chapter 7 process. This post will focus on Chapter 13 — the reorganization bankruptcy. Chapter 13 is called the […]
Unmanageable debt is something that can hit those that make minimum wage and those that are considered high-income earners. It can affect small businesses, large corporations, investors and entrepreneurs. Bankruptcy is a place where they can turn to get things back under control, but there are four chapters that apply to individuals and businesses: Chapter […]
Casey Anthony became a well-known name in the Florida area as well as across the country. Her criminal trial caused immense controversy and intense feelings. Whatever individuals feel, the fact stands that a jury acquitted her of the charges that would have sent her to prison and found her guilty of lying about the disappearance […]
Debt and Retirement Retirement is something that those in the top age group of the workforce often look forward to. After punching the clock for most of their adult lives, those nearing retirement age can’t wait to spend some time enjoying their grandchildren, their hobbies, or simply relaxing for a while. Although the golden years […]
Those who follow our Florida Bankruptcy blog read about the helpful hint last week that seeking counsel or taking action early when confronted with debt is often the best decision. Our prior post focused on how waiting until after the foreclosure judgment has been entered doesn’t leave a lot of room for changing the outcome […]
We have all heard someone — most likely our parents — tell us at some point in our lives that “the early bird gets the worm.” When we heard that phrase, it was most likely in relation to getting up with adequate time for school, showing up at an interview a little early or simply […]
Florida residents are known for their generosity to those around them, especially during the holiday season. If you are one of those generous individuals, you are often willing to do almost anything for your family and close friends. Sometimes this means getting them the perfect gift in December, and sometimes this means a bit of […]
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